2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
There are a huge number of insurance companies in our country. There are all-Russian, whose central offices are located in large cities, and branches are scattered throughout Russia. There are local companies that are usually engaged in a narrow type of insurance, such as OSAGO, and exist only in this territory. The disadvantage of the latter is that if something happens to you or the property insured in such a company in another region where it does not have a representative office, it may refuse insurance payments or you will have to seek financial coverage for damage for a very long time. Also, these companies often close for unknown reasons. That is why it is worth contacting large insurance organizations with an already established reputation. One of such companies is RESO-Garantia. Most likely, everyone saw its branches in their city. In the article we will talk about the company, its services, as well as give the addresses of RESO offices in Moscow and tell you how to get to them.
About company
Insurance company "RESO-Garantia" has been operating on the market since 1991. Is one ofthe largest insurance companies in Russia - has about 860 offices throughout the country and more than 10 million customers as of 2016. The company provides the population with more than 100 types of various insurance services.
Reso insurance company has the highest degree of reliability, has been repeatedly recognized as the best in various categories, and services comply with international standards.
"RESO" is a group of companies. It also includes SMK RESO, a medical insurance company that deals with compulsory he alth insurance and has been successfully serving several million Russian citizens for over 20 years.
Also the group of companies includes:
- Bank "RESO-Credit" (engaged in issuing loans, making deposits for individuals and mortgage lending).
- "RESO-Leasing" (a company that leases cars and trucks and special equipment to companies).
- Other insurance companies operating abroad (in Belarus, Ukraine, Kazakhstan and Armenia).
Services of the main company "RESO-Garantiya" are divided into several categories: services for individuals, commercial persons and additional. The list of the latter includes calling an agent, making an appointment with a doctor, calculating the cost of insurance, processingpolicies online and others. The first two categories of services will be discussed further.
Services for private clients
Reso-Garantia provides individuals with a wide range of life and property insurance services:
- Car insurance (OSAGO, CASCO, online purchase of a policy, roadside assistance to its customers).
- Property insurance (house, apartment, garage, land).
- Life and he alth insurance (travel insurance for obtaining a visa and traveling abroad, against accidents for children, adults or drivers, CHI, VHI).
- Green card for traveling abroad with your car.
- Mortgage insurance (insurance pays the amount of the mortgage to the bank in the event of death or total disability of the borrower, protects against risks, loss of ownership of real estate).
The cost of all services can be calculated using the online calculator. Moreover, the cost is shown immediately after the calculation, you do not need to enter an e-mail or phone number and wait for the calculation for them. The list of required documents for issuing each type of insurance policy can also be found on the official website, as well as the rules and conditions of insurance.
About the occurrence of an insured event, according to the law, it is necessary to report within 3 days, and bring documents and write an application for payments - within 10 days after the incident. As long as the deadlines are met, there will be no further problems.
If you suffered as a result of an insured event, you will need toprovide a certificate stating that you were on sick leave and therefore could not visit the insurer during the overdue period. You should also act with travel papers.
Services for corporate clients
The range of services provided to corporate clients is also quite wide. The company offers the following types of insurance:
- Auto insurance (issuance of OSAGO policies and additional insurance for commercial vehicles - cars, trailers, ordinary and minibuses, trucks, etc. The policy protects against damage and theft).
- Property insurance (overcoming the risks associated with troubles with real estate, equipment, raw materials, finished products, business papers).
- He alth insurance for employees of the client's company (VHI or CHI, which provides qualified medical assistance in polyclinics or medical centers of the city with which RESO has contracts).
- Accident insurance (allows you to compensate for damage to the he alth and life of employees as a result of accidents or illnesses, to protect the well-being of their families. Such insurance increases the prestige of the company in the eyes of potential and real employees and labor productivity).
- Liability insurance (involves compensation for damages caused by third parties to a person performing their regulatory duties, such as a lawyer, notary, judge, builder, doctor, etc. An insurance service is also providedactivities of an air or ship carrier to passengers and addressees to protect cargo and baggage).
- Cargo insurance (prevents the risks associated with the transportation of small and large cargo).
- Construction insurance (insurance is aimed at preventing risks associated with construction and installation work. Risks include property loss, harm to third parties, etc.).
- Insurance of hazardous facilities (power stations, factories, gas stations, elevators, etc.).
Types of insurance provided to corporate clients may not be issued in all branches of the insurance company. In addition, a legal entity needs to collect a large number of documents and justify the reason for insurance so that the insurer does not refuse the service.
You should also notify the insurer about the occurrence of an insured event within 10 days, collect all the necessary documents and come to the office, or a personal manager will go to the insured himself. With a legal entity, on the one hand, everything is simpler, on the other hand, vice versa. It all depends on each specific situation and circumstances.
Features of insurance in "RESO"
Insurance in the company "RESO-Garantia" involves some features, including:
- The possibility of online registration of any insurance policy.
- The sum insured under the terms of the standard contract is non-aggregate. But the policyholder has the right to choose another option at his discretion.
- Compensation for damage causedvehicle, can be paid both taking into account the wear and tear of the car, and without it.
- The car is considered lost (non-recoverable) if the repair is more than 80% of the sum insured.
- Terms for payment of damage and theft for auto insurance are a maximum of 30 business days.
Advantages of insurance in "RESO"
Private Benefits:
- Validity of some types of insurance both in Russia and abroad.
- Ability to issue almost any policy online.
- A large number of services and additions to them.
- The cost of an insurance policy can be paid in a lump sum or in installments.
- Guaranteed qualified medical care.
- When extending or renewing the contract, there may be discounts on insurance.
- Special promotions available.
These are the main advantages of obtaining an insurance policy in the company "RESO-Garantia". There are others that are specific to each policy separately. They can tell you about them when you contact the office.
Benefits for corporate clients:
- Availability of social programs for small and medium businesses.
- CASCO and VHI insurance is valid not only in Russia.
- A 24-hour dispatch service and a personal doctor service who monitor the he alth of each patient assigned to them and can come if necessary.
- There is an additional insurance program that providesconsultations with foreign doctors in case of urgent need for this (for example, with life-threatening diseases).
- Guarantee of qualified medical care even if you are in another city or region due to a business trip.
- Treatment under the RESO-Garantia policy is cheaper than going to the clinic directly.
- A huge number of clinics with which RESO cooperates.
- Discounts for clinic services not covered by insurance.
- Preferential insurance conditions for employees of a company that has entered into an agreement with RESO.
- The insurance conditions also apply to employees working in branches of the insured company in other cities.
- Flexible insurance premium payment system (can be paid as a lump sum or every six months or quarterly).
- Additional benefits are possible when renewing contracts.
- Replacement of car parts without depreciation.
- Payment for minor damage without submitting certificates from the traffic police.
- 24-hour dispatch service and advisory support in case of an accident.
- A form of insurance compensation convenient for the client: refurbishment, payment of invoices from the service station or cash payment according to the calculation.
- For motor transport companies with an insured fleet of 10 or more vehicles, the appointment of a personal manager of the VIP service department who accompanies this contract.
These are just some of the benefits that the company provides to itsclients. Based on these positive aspects, it is worth saying that RESO-insurance offers fairly good conditions for both private and corporate clients.
Cost of services
As mentioned above, the cost of services can be calculated using the online calculator on the site. For different types of insurance, you need to enter different data. For example, to calculate the cost of an OSAGO policy, you need to enter the length of service and age, the make, model and year of manufacture of the car, the region of insurance and the number of possible drivers.
Prices for services in "RESO-Garantia" fluctuate at the level of averages. They are not the lowest, but for a company with such a list of services and a level of responsibility, the prices are quite acceptable.
Head office
Manages the company "RESO" head office. Moscow for the location of the central office was not chosen by chance - all the top financial companies are located in the capital. And if something important happens in the market, then it will be possible to quickly understand and eliminate the problem.
In the main office (Nagorny pr., 6) there is a client department aimed at resolving issues of private clients, a mortgage center and a payment center. General issues are de alt with by the general department. Potential policyholders or clients with minor problems are sent there. For registration of insurance or other similar issues that managers can solve, you should contact the nearest branch of the company. How to find the addresses of RESO offices in Moscow, we will tell further.
Offices"RESO" in Moscow and how to get to them
The addresses of RESO offices in Moscow indicate that representative offices are scattered throughout the city. They are located next to almost every metro station, which makes life easier for policyholders not only when it is necessary to obtain insurance, but also in the event of an insured event. Here are a few addresses of offices located in different areas of the city:
- 9 Gazetny lane. Office located in the very center of the city, 900 meters from Okhotny Ryad metro station.
- Altufevskoe highway, 27. Located at the metro station "Vladykino" in the north of the city. You can get from the metro to the office on foot or by bus from a stop next to the subway. At the same metro station, in addition to the office at 27 Altufevskoye Shosse, there are 2 more: at Dubninskaya, 13, and in the Marfino area at Bolshaya Marfinskaya, 4.
- 36 Beskudnikovsky Boulevard. The office is located slightly to the west than the previous one. The nearest metro station is "Okruzhnaya" (MKZHD). Getting here is quite difficult - from the metro you have to take the bus for another 6 stops. The office is more suitable for residents of this area of Moscow, the rest can find a representative office closer to home.
- Bolshie masons, 2. Located in the central part of the city directly opposite one of the exits of the Taganskaya metro station. The office has been operating for more than 15 years and provides a large number of services offered by RESO.
- Vavilova, 69. The office is located at the Profsoyuznaya metro station, from which you can walkwalk to the company or take one of the buses that stop near the metro. Also, not far from the Profsoyuznaya station, in addition to the branch at Vavilova, 69, there are several more branches: at Leninsky, 66, Novocheremushkinskaya, 49, and Profsoyuznaya, 18.
- Aviamotornaya, 6. Located near the metro station "Aviamotornaya". This is the only office for several nearby blocks, as it lies closer to the Moscow Ring Road and the edge of the city.
- Ulitsa 1905, 7. Quite close to the central part of the city and among the elite residential areas, there is an office on 1905 street next to the metro station of the same name and several more offices of the company, located on Mantulinskaya, 20, and Krasnopresnenskaya embankment, 12.
- 1st Novokuzminskaya, 6. The office is located in the South-Eastern part of the city near the Ryazansky Prospekt metro station. Not far from this station there are 4 more offices of "RESO": at Nizhny Novgorod, 32, Academician Skryabin, 1, Okskaya, 5 and Ryazan, 45.
- 1st Kvesisskaya, 18. The nearest metro station is "Savelovskaya". The office is located 7-10 minutes walk from the metro.
- 15th Parkovaya, 45. The most remote from the center of the office listed. Located at the metro station "Shchelkovskaya" a few km from the Moscow Ring Road. There are several other offices nearby that are smaller and provide fewer services.
The rest of the addresses of the RESO offices in Moscow can be found on the company's website (there they are even broken down by metro stations) orusing any navigation application. There are offices both within the city and outside the Moscow Ring Road. In case of urgent need, when you are in another city, you can find a representative office in this city or a neighboring one, since there are them in almost every region and city.
Contacts
In addition to offices that are scattered throughout Moscow and beyond, you can get information of interest by calling 8-800-234-18-02 or through the feedback form on the company's official website. Regional phone numbers can also be found using the website.
Reviews about the company
Insurance company "RESO-Garantiya" has earned itself a fairly good reputation over the years it has been operating on the market. If you rely on reviews about it, you can see that the assessment of the company is not 100% positive. This is due to the fact that not everyone thoroughly studies the insurance contract, which is why disputes subsequently arise, as well as the way the staff behaves, and the periodic delay in insurance payments. But in general, consumers are satisfied with the "price / quality" ratio.
In general, when choosing this or that insurance company, you should not rely on reviews on the Internet, but search among your friends for a real client of the company and find out all the pros and cons of insurance in RESO-Garantia from him.
Recommended:
Insurance: essence, functions, forms, concept of insurance and types of insurance. The concept and types of social insurance
Today, insurance plays an important role in all spheres of life of citizens. The concept, essence, types of such relations are diverse, since the conditions and content of the contract directly depend on its object and parties
Renessans insurance (Renessans Insurance Group LLC): addresses, types of services and reviews
Choosing an insurance company in Russia is not so easy. This article will tell you all about Renessans insurance. What is this organization? What services does she offer? What kind of feedback does it receive from the public?
Which insurance company to contact in case of an accident: where to apply for compensation, compensation for losses, when to contact the insurance company responsible for the accident, calculation of the amount and payment of insurance
According to the law, all owners of motor vehicles can drive a car only after purchasing an OSAGO policy. The insurance document will help to receive payment to the victim due to a traffic accident. But most drivers do not know where to apply in case of an accident, which insurance company
Offices of Alfa-Bank in Moscow: addresses, opening hours, details
Today it is rare to meet a person who does not use banking services. Paying utility bills, receiving wages, an account for doing business - in any case, people go for these services to a financial banking institution. Alfa-Bank branches in Moscow are quite popular
Companion Insurance Company - reviews. Companion Insurance Company - CASCO
Life, car or property insurance is actively gaining momentum. Today everyone knows what that means. It is not surprising that a huge number of companies offering such services appear on the insurance market every day. The article tells about the company "Companion". Read the history of the creation and bankruptcy of a well-known auto insurance company