Trust the leader, or how to open an account with Sberbank

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Tell me how to open an account with Sberbank? This is one of the most popular questions that occupy a considerable number of Russian citizens. The fact is that the level of trust in this financial institution remains traditionally high. Even despite the fact that the interest on deposits, as well as the speed of service, sometimes leave much to be desired.

Besides, do not forget that the branch network of the mentioned institution is represented by more than 20 thousand branches, as well as ATMs, the number of which is about 30 thousand. Accordingly, finding a bank representative office, as well as a place where you can withdraw money, is not a problem at all. It should be noted that people who are interested in how to open an account with Sberbank are increasingly preferring passbooks that are not familiar to many, and much more convenient plastic cards. Incidentally, the management of this financial organization some time ago raised the issue of abolishing customer savings books. But so far this issue remains unresolved.

So, how to open an account with Sberbank by opening a plastic card? There are two options here. The first (and fastest) is the registration of a prepaid Momentum. The client receives it on the day of contacting one of the branches. The advantages of this product include the speed of opening, the absence of the need to pay for services, access to various banking services. But, unfortunately, there are also "cons". Firstly, the daily limit on settlements is 100 thousand rubles. Secondly, you can use the card only on the territory of the Russian Federation. Thirdly, withdrawal and replenishment operations can only be carried out at ATMs of this financial institution. Although given their number, it is not so difficult to do this. But, as you understand, situations are different.

The second option is to open an international card. Here the "plastic" will have to wait a bit. In addition, you will have to pay for annual maintenance. As in the first case, the client gets access to many interesting banking services.

For currency paymentsNow let's see how to open a foreign currency account with Sberbank. Please note that the procedure below applies to legal entities. And here, by the way, everything is traditional: you will need to provide a certain package of documents and sign an appropriate contract. The first are:

• application of the established form;

• copies of constituent documents;

• certificate of state registration;

•card of signatures of the first persons of the enterprise (usually a director and chief accountant). You will also need a sample seal;

• documents confirming the authority of the first persons;

• a copy of the letter informing about the inclusion of the organization in the USREO.

You may need other documents. This is at the request of the bank.

Before you learn how to open a settlement account with Sberbank in foreign currency, you should work out in detail the norms of currency legislation, since all operations performed not in Russian rubles are “subordinate” to them. Managers of this financial institution can also provide competent advice on this issue. Thus, if you want to know how to open an account with Sberbank, you will need an understanding of not only the procedure itself, but also many other nuances.