2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Since 2014, when the republic joined Russia, the Crimean banking system has undergone significant changes. Instead of Ukrainian institutions in Crimea, Russian ones began to work. However, political complexities hamper the work of the financial sector.
What are the banks in the Crimea today? For 2018, there are 5 Russian and 2 Crimean banks. Although a couple of years ago the number of financial and credit institutions was much larger.
A little about the banking system of Crimea
Due to sanctions, Russian banking giants with an international reputation, such as Tinkoff, VTB, Alfa-Bank, Gazprombank, Sberbank, Alfa-Bank, cannot enter the Crimean financial market, Russian Agricultural Bank.
When choosing a partner bank, it should be taken into account that the Central Bank regularly revokes licenses, regulating financial activities.
All banks operating in Crimea are members of the deposit insurance system.
RNKB
When answering the question of which banks operate in Crimea, the Russian National Commercial Bank should be named first. He was one of the first to enter the banking system of the Republic in 2014
Today, RNCB has the most developed network of branches and cash desks, in 2018 there are about 300 of them on the peninsula. RNCB ATMs can be found in every corner of the Crimea, their number exceeds 5 thousand. This is the most extensive banking system in the country.
Through the RNKB system, salaries are calculated for employees of the public sector. In the bank, individuals can take consumer loans, as well as mortgages and for a car. The RNKB accepts deposits from the population at various interest rates, but here the majority of Crimeans pay for various services, open credit and debit cards. The Russian National Commercial Bank provides Internet banking services.
In RNCB branches you can change currency and make transfers.
Legal entities can get guarantees from the bank for doing business, get a loan and open a deposit.
Genbank
Which bank operates more reliably in Crimea than Genbank? Perhaps none. In terms of net assets, Genbank ranks 107th in 2018. The value of assets is more than 50 billion rubles.
This is a modern credit organization that provides a variety of banking services to individuals:
- consumer loans, including for the purchase of a car;
- transfers and deposits with good interest;
- Escrow account;
- sale of precious metals and coins.
Legal entities can take a loan and make a deposit, receive bank guarantees, order collection. Also in the bank they carry out:
- currency control;
- acquiring, etc.
Russia
Listing what banks there are in Crimea, one cannot but name one of the largest - JSB Rossiya JSC. The bank's capital in 2016 was more than 57 billion rubles.
The Bank is actively developing cooperation with individual clients. New interesting offers on consumer credits are created for them. Thus, the bank provides loans with partial state subsidies for the purchase of housing for young families, as well as for the purchase of a domestically produced car. Special offers have been created for military personnel and public sector employees. Interest rates on loans are regularly reduced, and on deposits they are increasing.
Interests Bank Rossiya and legal entities with a variety of offers, seeking to create favorable conditions for doing business.
Krayinvestbank
Krasnodar Regional Investment Bank occupies a leading position among the banking structures of the Krasnodar Territory.
The Bank offers standard services to customers, such as:
- various money transfers;
- lending;
- issuance of debit cards;
- pension plans;
- insurance.
JSC Krayinvestbank is implementing a program to refinance loans taken from other financial and credit institutions.
IS Bank
Which banks are reliable in Crimea? One of such participants in the Russian financial system - JSC CB "IS Bank" - has been operating in the Russian Federation since 1994demonstrating qualitative growth dynamics.
Industrial Savings Bank offers a modern range of financial services:
- credit cards;
- loans;
- mortgage;
- auto loans.
Bank services are readily used by representatives of small, retail and cooperative businesses.
Crimean banks
Only in Crimea there are such financial and credit institutions as:
- "Sevastopol Sea Bank";
- CHBRD.
For individuals, the Black Sea Bank for Reconstruction and Development presents social and pension programs, and Morskoy presents deposits and mortgage loans.
Legal entities have the opportunity to rent cells in the "Morskoy" bank and conduct a salary project, the ChBRR serves foreign economic activity.
Payment systems
Vacationers and those who come to Crimea on business are interested in the question of whether MasterCard, Visa and Mir payment systems work on the peninsula. All banks in Crimea provide services for receiving funds from these cards and paying for purchases at terminals with their help.
You can withdraw money from any card of a Russian financial institution in Crimea using ATMs. However, you should first familiarize yourself with the likely amount of the commission.
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