Limit for withdrawing money from a Sberbank card: one-time and daily. Terms of use of Sberbank cards

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

In this article we will look at the limit for withdrawing money from a Sberbank card.

This financial institution offers customers a range of options. However, plastic cards also have certain limitations. For example, a banking organization sets daily limits on the conduct of major transactions. The client, if he exceeds such limits, has to pay additional interest, which differs for each product.

Limit for withdrawing money from a Sberbank card

In order to choose the most suitable card in all respects, you should carefully study the possibilities that it provides.

Plastic products are classified according to several parameters:

1. Type: debit or credit.
2. Purpose: salary, social, youth.
3. Use: domestic or international transactions.
4. Payment system: Visa, MasterCard.
5. Class and status: universal (classic), unnamed, gold, premium, platinum.

That is, in order to understand what limit for withdrawing money from a Sberbank card is set, you need to specify the type of "plastic".

In addition to the above differences, the bank also offers plastic cards that are designed specifically for participation in partner promotions: "Aeroflot Bonus", "Thank you from Sberbank".

In order to choose the right card, you need to familiarize yourself not only with its capabilities, conditions, but also with the restrictions on basic operations. Limits are important for people who make large card payments. Daily and monthly limits are higher, the higher the level of the card itself.

In addition, it is worth considering that the limits for withdrawing money from a Sberbank card also depend on the payment system used. Bank branches have higher limits than ATMs.

Commission

The commission that the bank charges for withdrawing cash is also important. If the client uses ATMs (including other banks) or cash desks of bank branches located in other territorial districts, then he will have to pay the percentage set by the bank. You can avoid additional charges by using the services of the branch that services the card.

Before using a bank card in other countries, it is recommended to clarify the daily limits and commissions that a banking organization charges for a number of transactions.

Daily limits on cash withdrawals

The limit on a one-time withdrawal of money through a Sberbank ATM for each card is 50 thousand rubles. One-time limits for cashing out money in ATMs of other banks are set by the owners of these ATMs. In a Sberbank branch, you can withdraw any amount in one operation, but within the daily limit. When withdrawing excess amounts, you will have to pay a certain percentage.

Daily limits for withdrawing money from a Sberbank card vary depending on what type and class the card has:

1. Up to half a million rubles a day can be withdrawn if the card has a premium level, and the card payment system is Visa or MasterCard.
2. Up to 300 thousand can be withdrawn per day from a gold class card.
3. You can cash out up to 150 thousand rubles a day from a universal (classic) card.
4. Up to 50 thousand - from Momentum cards (instant issue).

Despite the fact that all cards have limits, there are ways to bypass them. If the client withdraws from the card an amount in excess of the limit at the cash desk of a bank branch, then he will have to pay another 0.5% of the amount that exceeded the limit. The specified commission is valid for cards of any type, if the client cashes out at the cash desk of the bank branch where the card is serviced.

It is worth noting that it will not be possible to withdraw an excess amount from an ATM - such operations are blocked.

Childrenunits

If a client is served by a subsidiary of Sberbank located in the territory of a CIS country, then he can carry out operations without any restrictions, but in this case he will have to pay 1% on top. When carrying out transactions through the cash desks of other banks, a commission is also provided, which depends on a number of factors:

1. If the transaction is carried out on the Momentum card or Visa Electron in another territorial bank, then the commission will be 0.75% of the amount of cashing out or exceeding the limit.
2. If the transaction is carried out outside the country using any other bank card, then there are no additional charges.
3. When carrying out transactions with a Sberbank card in other financial and credit institutions, you will have to pay 1%, while the commission amount cannot be less than 150 rubles.
4. You can withdraw money exceeding the limit on a social or youth card of Sberbank only at a branch or ATM.

Withdrawing money from ATMs of subsidiaries is free of charge for all cards, except for non-name cards.

Monthly limits

Sberbank provides not only daily, but also monthly limits. No commission is charged for cashing out operations, and the following restrictions are set:

1. 5 million rubles for platinum cards of both payment systems.
2. 3 million rubles for gold class cards.
3. 1, 5 million rubles for universal (classic) cards.
4. 1, 5 million rubles forsocial and youth cards.
5. 100 thousand rubles on the Momentum card.

What is the one-time limit for withdrawing money from a Sberbank card in Internet banking?

Daily limits for Sberbank Online service

Many customers find it convenient to manage their accounts remotely, so the question often arises about the limits set for operations carried out using the online service.

Currently, Sberbank has set the following daily limits for customers using the remote service:

1. During the day, you can transfer no more than 1 million rubles to the account of a private person or a card of another bank client.
2. You can top up any electronic wallet, the balance of the phone number of any operator during the day with no more than 10 thousand rubles.
3. You can top up a social card by transferring money from the deposit to it in the amount of no more than 100 thousand rubles.
4. You can top up your brokerage account with no more than 1 million rubles. It should be noted that Sberbank can adjust this limit. It is recommended to clarify the exact information in advance.
5. On a transaction that requires confirmation using a code issued by an ATM, you can spend no more than 3 thousand rubles.
6. The size of the transfer to the "plastic" of other banks can reach 30 thousand rubles (per transaction), but not more than 150 thousand rubles.

The limit for withdrawing money from a Sberbank card takes effect as soon as the client makes the first operation. If the account is in foreign currency, thenthe same restrictions apply, but in terms of the current exchange rate.

In addition, there are restrictions on the number of transactions per day or per month. They concern only two types of transactions:

1. You can transfer deposit money to a social card only twice a day.
2. You can make transfers to the accounts and cards of other clients, as well as between your own accounts, no more than 100 times.