Ingosstrakh insurance company: reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Reviews about Ingosstrakh are of interest to all potential customers of the company, which today offers the widest possible range of services in the insurance sector. It should be noted that the most popular products in this area for many years have been the protection of cars and the life of the client. In this article we will tell you what conditions are offered by the company. We will also dwell on moments that may be of interest to potential future employees of Ingosstrakh. This is a very large company with many branches in all regions of the Russian Federation, so it is not surprising that there are always open vacancies here.

About company

Reviews about "Ingosstrakh" in this article we will present the most diverse. Let's start with the fact that this is one of the largest domestic insurance companies, which is consistently among the ten largest in the country, andindividual positions regularly occupies a leading position in the market. For example, in the collection of premiums from 2005 to 2009. It is considered one of the backbone companies in the domestic market. In recent years, it has shown itself to be the most active insurer in the media, intensively promoting its product to the masses.

In fact, Ingosstrakh is considered the legal successor of the Main Directorate of Foreign Insurance of the Soviet Union. The company was transformed into a joint-stock company back in 1972, when 100 percent of its capital belonged to the state. It was privatized in 1992. Since Soviet times, Ingosstrakh has had subsidiaries abroad. The very first were branches in London, opened in 1924, and in Hamburg, existing since 1927.

Currently, Mikhail Yurievich Volkov is the CEO of the company.

Activities

"Ingosstrakh" provides a full range of insurance services, having licenses for all their types, provided for by domestic legislation.

The company's services are available throughout the Russian Federation, the regional network includes 83 branches, and the company's offices operate in 220 cities. In addition, Ingosstrakh owns a number of subsidiaries that operate in countries near and far abroad. Representative offices in Kazakhstan, Azerbaijan, Ukraine, China and India are considered the largest.

Treaties to protect life

Life insurance in Ingosstrakh, according to numerous customers, remains one of the most popular services today. More and more citizens of Russia are striving to protect themselves and their loved ones as much as possible from any possible troubles. To do this, insure your life and he alth against accidents. After all, this is one of the most reliable ways to take care of your loved ones.

The main feature of this insurance is that it gives the insured a wide range of choices. Everyone can independently determine how much they want to conclude a contract, focusing on their own income, as well as what risks they plan to protect themselves from, given their current profession and lifestyle.

The policy covers medical expenses in case of injuries sustained as a result of an accident, provides insurance benefits in case of disability or death from an accident. It is important that you can issue a policy for both adults and children, securing your entire family. The minimum payment under the contract is only 273 rubles.

The final cost of the policy will depend on the amount of coverage, the age of the inscribed persons, as well as the presence of risk factors, such as extreme sports. To obtain this type of insurance, no additional papers are required, only a passport or other document proving the identity of the future policyholder is enough.

Accident insurance is a very popular service that will help you save the family budget in case of trouble. You can spend the money you receive onrecovery, treatment, etc. It is believed that, first of all, such insurance is required for people involved in traumatic work, professional and amateur athletes, any person who takes care of himself and his loved ones, thinking that no sudden incident can did not affect the welfare of his family.

In the event of an insured event, you must seek help. If there are signs of an administrative offense or a criminal offense, report the incident to law enforcement agencies. After that, it is necessary to report the insured event to Ingosstrakh within 30 calendar days, submit all the necessary documents.

OSAGO

Since 2003, the OSAGO policy has become mandatory in our country for all motorists without exception. This is a mandatory motor third party liability insurance for causing harm to life, he alth or property of third parties during the operation of the car.

Every motorist is obliged to have this policy for the last decade and a half, for example, without it it will not be possible to perform any registration actions with a car or other vehicle. At present, the possibilities for issuing OSAGO have been greatly simplified. This can be done not only when visiting the office, but even in electronic form. To do this, you only need to calculate the cost of the policy and issue it through your personal account on the website of the insurance company.

In reviews of OSAGO in Ingosstrakh, customers note that this is how to cooperate withthe company has become much easier and more convenient. The policy guarantees payments in case of harm to the life and he alth of pedestrians, passengers and other road users, and also compensates for the damage caused by the guilty party in a traffic accident.

CASCO

If you want to protect yourself not only from payments to third parties if you find yourself guilty of an accident, but also to cover your own expenses in an accident, then you will need to apply for CASCO. This is protection against any damage to your car, as well as theft and theft. The programs even include such cases as risks when a vehicle is damaged in a parking lot, when hitting an obstacle, a bouncing object, as a result of the illegal actions of third parties, and also due to natural disasters.

The CASCO insurance program allows the client to protect himself from a wide range of risks that will be most relevant in your particular case.

If your car is stolen, a bonus will be paid, which is enough to buy a new car. In case of damage received in a traffic accident when hitting an obstacle, due to a broken glass in a parking lot, the amount of the payment should cover the repair or restoration of your "iron horse".

Also, the CASCO premium is paid in the event of a complete loss of the car as a result of an accident or other damage.

Career

In total, the company employs about six and a half thousand people. Such a large number of employees leads to constantnatural renewal of the team. According to reviews of Ingosstrakh, when employed by this company, clients are guaranteed education and training that will allow them to improve their skills, good opportunities to start a career, a full social package and registration in accordance with Russian law, and professional development in the company.

For example, we are currently looking for Lead IT Tester, Lead Analyst for Voluntary He alth Insurance Planning and Monitoring, User Support Specialist, Lead Analyst, Leading Communications Manager, Head of Direct Marketing, Head of Research and market analysis, leading specialist in insurance of service and trade enterprises, leading legal adviser, head of marketing communications department.

For example, a specialist with at least three years of experience in this field is required for the position of head of direct marketing. You need a skill to cope with large subscriber bases - from 400 thousand people, the ability to optimize mailings, knowledge of e-mail copywriting, layout and display of letters on different devices, knowledge of customer experience management tools.

To get a position as a legal adviser in a company, you need a higher legal education, work experience in the speci alty from one and a half years. Preferably in real estate or insurance. The specialist should be well versed in the provisions on the legal regulation of relations on the use, ownership and disposalmovable and immovable property, as well as possess knowledge in the field of urban planning, land legislation, know the features of the organization of the insurance business, its special types, mortgages, licensing, judicial system, be able to work with individual entrepreneurs and legal entities.

Employee experiences

In the feedback from employees about Ingosstrakh, you can find many positive things. Employees note that they are confident in their future, as they work in a reliable and stable company. Many are attracted by the fact that the salary is piecework, so you can influence the size of your income yourself.

When all the established plans are fulfilled, you can have a fairly high income. Here, the reality is that there are career prospects, as the company regularly sends its employees to trainings and refresher courses, teaching both sales and features of insurance products.

Negative

Among the negative feedback from employees about Ingosstrakh, there are many complaints about the lack of career prospects in the company. It is not easy for beginners to cope with a high flow of clients, but this is a good school, an opportunity to gain invaluable experience in practice.

Often in reviews of Ingosstrakh there are complaints about the arrogant attitude of managers towards subordinates who can insult staff, swear, use obscene language when communicating with employees.

Some partemployees are stressed by the dress code that exists in the company. This is mainly a requirement of those offices that have high-profile clients, so jeans are strongly discouraged.

At the same time, it is worth recognizing, judging by the impressions of real workers, the salary here, although stable, is very small. Getting a bonus is very problematic, often it can directly depend on the mood of the boss. Many are captivated by the voluntary he alth insurance that is issued to employees, but in reality it is cut every year, as a result of which there are fewer and fewer opportunities to use it.

Customers

In reviews of the insurance company "Ingosstrakh", some of the clients note that they are satisfied with the cooperation with it. As a rule, you have to directly deal with its activities during the execution of the contract and the occurrence of the corresponding case.

In reviews of OSAGO in Ingosstrakh, customers always emphasize when they manage to receive payment on time and in full. Faced with such a professional attitude to their duties, clients decide to trust this particular insurer in the future.

Negative sides

Enough negative feedback about the company "Ingosstrakh". For example, when applying for a new car policy. In the reviews on CASCO in Ingosstrakh, customers complain that the insurer does not fulfill its obligations. For example, he refuses to provide an emergency commissioner in casea serious accident, even if this service was originally prescribed in the contract. As a result, the driver has to independently collect all the necessary certificates and documents, in addition, the restoration repair is delayed for too long. All this leads to a large number of negative reviews about insurance in Ingosstrakh.

Many are attracted by the opportunity to issue the necessary policy via the Internet. However, this procedure is new, there are still difficulties due to which customers write negative reviews about the Ingosstrakh insurance company. A policy drawn up electronically, they cannot receive for a long time. In the reviews on CASCO in Ingosstrakh, users note that they face a similar problem in this case. Even contacting the hotline does not help. In customer reviews of Ingosstrakh, there is information that all emerging problems have to be solved independently.

Recently, the company has been actively promoting the possibility of obtaining voluntary he alth insurance. As a result, in this case, too, one has to deal with unpleasant reviews on payments from Ingosstrakh. Moreover, the problems are in banal incompetence, when employees make mistakes, for example, due to not updated databases. Then negative reviews about Ingosstrakh appear. The insurance company inevitably loses its customers.