2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Money in the form we are used to - banknotes or coins - this is only a small part of them. With the advent of innovative communication technologies and high-level software, a large number of cash transactions have switched to cashless payments. This has affected both the activities of global financial centers and the daily lives of ordinary people.
Modern payment systems get different reviews. Those that have long established themselves in the financial market have been used for a long time and are so convenient and simple that they are almost invisible. These are, first of all, international payment systems - credit and debit cards.
Real money in ste alth mode: banking payment systems
The most famous and popular payment systems in our country are Visa or Master Card. In fact, there are many more of them, but these have gained a huge distribution in the world and have become leaders in their field. After issuing a simple plastic card with their logo in the corner, each consumercan pay for goods or services with its help. In addition, you can withdraw cash from special terminals.
Other payment systems also get good reviews. These are Dinner Club, American Express, etc. They are more used in Europe and America.
Virtual money - electronic wallets and payment systems
Different from the classical systems of cashless money transfer, a way of e-commerce appeared with the development of Internet business and online stores. To simplify the process of paying for goods and services in the virtual world, payment systems were created on the Internet that make payments both in real monetary units and in their analogues.
Such payment systems did not immediately receive good reviews. Problems with some of them periodically occurred to many users. In addition, the exchange of real money for conventional units did not inspire confidence. But over time, this method of conducting financial transactions was appreciated, and among the huge number of payment systems, leading companies in the international arena and within the country stood out. Here are the most popular and famous ones:
- PayPal is one of the best systems in this area, appeared quite a long time ago and is popular in all countries of the world. You can pay in euros or dollars in it, it is easy and convenient to use it for international transactions. But there are certain restrictions for the residents of our country.
- Liberty Reserve. More common in America and Europe. Note that these two payment systems receive only positive feedback from citizens of Western countries. The Russians do little work with them.
- Webmoney. The most famous and serious system of electronic payments in Russia and the countries of the former CIS. Using her e-wallets is convenient and easy, she has gained great confidence among Russian-speaking Internet users.
- Yandex. Money. The system, created on the basis of a search engine, has a lot of customers and is a success in Russia.
There are a lot of similar electronic systems now, some are developing quite dynamically, while others disappear over time. Soon, cash will almost completely go into the "invisible" zone, and cash will be a rarity.
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