"Alfa-Bank", repayment of a loan via the Internet: step-by-step instructions, tips and tricks

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

In the article, we will consider how the loan is repaid in Alfa-Bank via the Internet.

Today, using a credit card is a completely natural process for many bank customers. According to statistics, transactions with credit cards are carried out in the amount of 80%. This confirms that the abundance of banking services is firmly rooted in people's lives. However, in some cases, people do not know how to pay off a particular debt using online services. This method is very convenient, because it does not even need to leave the house.

How to pay for a loan via the Internet at Alfa-Bank with a card from Sberbank, VTB or another financial institution? Many people ask this question.

You can pay off your credit card debt at any time. The minimum monthly repayment amount on the card will be 5% of the loan amount.

This financial institution is constantly improving its offerings and services. Now, in this institution, customers can quickly and easily repay loans. For example, an Internet banking service is offered, which provides for the payment of credit obligations.

So, let's find out how to repay a loan at Alfa-Bank via the Internet.

Debt repayment methods

For the implementation of any financial transactions, including the payment of a loan, the Alfa-Click service is offered. It provides for online payment and is connected absolutely free of charge, while the client does not need a contract number or details. You can connect this service in several ways, for example:

• use the bank's hotline, where, using a special menu or operator, you can connect Alfa Click;
• using the organization's official website.

The main condition for connecting is the creation of a client's personal account, after which he will be given a password and login, which the person will use in other applications. It is very easy to repay a loan with a bank card via the Internet at Alfa-Bank.

Paying a loan with a card (step by step instructions)

Through the Alfa-Click service, payment of the loan is carried out as follows:

1. When entering this service, you need to select the "Credits" column, and then determine the payment method: from a mobile account or from a bank account. By the way, paying a loan to Alfa-Bank via the Internet with a card from another bank is also acceptable.
2. Despite the fact that all the information in the program is enteredautomatically, you will have to fill in some additional sections, which include the validity of the card, its number and CVV2 code.
3. Next, you need to confirm the validity of the transfer of funds from the account and the desired amount (control via SMS code).

How much will it cost to repay an online loan at Alfa-Bank?

How much does it cost?

There are no commission fees for this loan payment, and the payment will be made instantly. If a loan at Alfa-Bank is paid from a Sberbank card, it must be borne in mind that the issuing bank may charge a certain fee for such a service. However, if this financial institution is a partner of the bank, then there may be no commission (you can check the existence of a partnership on the official website).

How do I pay?

The transfer of funds can be instant, or it can be carried out within a few days. If you want to pay from a mobile account, you should know that online payment will be made through the RURU service, which provides for a commission. In this case, you will have to pay 2.99%, the transaction process will last approximately 30 minutes.

Through Alfa-Mobile

This is a fairly easy way to pay for Alfa-Bank loans. The application can be downloaded via Internet services from the official website of the organization, and it is completely free.

The Alfa-Mobile application is very similar to the Alfa-Click service and provides the following services:

• provision of information on credit accounts;
• loan payment without commission;
• request for account balance;
• chat with bank employees;
• carrying out various financial transactions;
• making payments using cards of third-party banks ("Online Payments" service);
• a geolocation service that allows you to track ATMs and bank branches;
• third-party e-wallets and payment services.

It is convenient for many to pay a loan via the Internet at Alfa-Bank with a Sberbank bank card. How to do this, we will tell below.

How else can you pay off your debt?

You can repay a loan from this bank through the following applications:

• YandexMoney;
• WebMoney;
• Qiwi;
• Rapida.

There is a small fee for such financial transactions, the amount of which varies depending on the payment method. It should be noted that this amount can vary significantly. Payments through these services are made with different duration. The operation may take several minutes, but it also happens that the payment takes only a few days.

Online payments

"Alfa-Bank" has created a convenient service "Online Payments" especially for its customers, through which you can pay for a loan usingthird party bank cards. This service can be used by all MasterCard and Visa holders. The service allows you to bypass intermediaries, thanks to the special eWallet technology, financial transactions are highly secure.

Repayment by account number

Account number may only be required in the following cases:

• if you pay a loan with a card from another bank;
• if you pay through services that do not belong to Alfa Bank;
• when repaying a loan through partners using the agreement number (you can pay through the payment systems Qiwi, Rapida, Cyberplat, Eleksnet terminals, Euroset, MTS, Beeline, " Messenger").

Online transfer of funds without commission

Payment without commission can be made only through the services offered by this bank. When visiting the official website, you have the opportunity to specify the region of residence, decide on the method of payment for the loan, after which the banking system will automatically open information about the options for repaying the loan without commission.

Let's figure out how to pay through the Internet bank with a Sberbank card a loan in Alfa-Bank.

Step by step instructions

The procedure is performed as follows:

• authorization in the Sberbank system using a mobile application;
• transition to the column "Payments and transfers";
• choose the column "Repay the loan in anotherbank";
• hereinafter - "Transfer by BIC";
• here you need to enter the BIC of the financial institution, which is specified in the loan agreement: 20 digits;
• indicating the main transfer parameters: card details for debiting, amount;
• clicking the "Pay" button.

We looked at how to repay an online loan at Alfa-Bank. This is quite easy to do, it is only important to strictly follow the recommendations given in our article.