2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Free medicine, unfortunately, does not provide quality treatment in all cases. And people often associate going to a state polyclinic with long queues in front of doctors' offices, unprofessional diagnostics, and a long wait for the necessary procedures. Wanting to get qualified help from doctors as soon as possible, many pay both for additional services and for free ones, which everyone is en titled to according to the compulsory insurance policy. Is there really no way out, and this state of affairs cannot be avoided? And yet there is a solution to the problem! This is a voluntary medical insurance that provides qualified medical assistance on an alternative basis.
More about voluntary insurance
So what is VHI? First of all, this is an alternative designed to ensure that ordinary people receive high-quality medical services to a greater extent than the MHI suggests.
A regular VHI policy contains a standard set of medical services: an ambulance, a consultation with a therapist (or pediatrician) at the patient's home,assignment to a medical institution, dental services. But this is only a basic option, everyone who concludes an insurance contract has the opportunity to choose the quantity and quality of services. For example, with voluntary insurance, it is possible to refuse the services of a dentist working in an attached clinic and add this to the contract.
What is a VHI policy that can provide, which does not include mandatory insurance? Firstly, it is the provision of qualified assistance if necessary. Secondly, assigning patients to modern polyclinics with professional medical staff and equipment. Thirdly, additional services, such as family doctor support, comprehensive monitoring of outpatient and inpatient treatment.
VHI-insurance involves, if necessary, the inclusion in the list of services of expensive tests, plastic surgery, ophthalmology. The owner of the voluntary insurance policy during hospitalization, if it is specified in the contract, can be placed in a high comfort ward, make an appointment with various specialists, choose improved nutrition.
It is very convenient that such VHI-insurance will allow clinical trials to be carried out without a personal visit to the clinic and wasting time in queues. The home nurse will take all the required samples and deliver them to the laboratory for testing.
Who can apply for VHI?
The insurance company is responsible for issuing policies. VHI is a service that absolutely anyone can usehuman. Gender, social status and age do not matter. Child insurance has become very popular lately. Any parent cares about the he alth of their children more than about their own well-being. And it is not surprising that people trust voluntary he alth insurance as a means of providing their children with quality treatment and disease prevention. In addition, adults appreciated the opportunity to receive advice from a pediatrician over the phone.
What is private and collective VHI? These are the two main types of voluntary he alth insurance. Collective insurance is a program that allows managers and owners of enterprises to take care of the he alth of employees. As a standard, it is included by the employer in the compensation package and covers the costs of services in outpatient clinics: doctor appointments, home visits, examinations, diagnostics, issuance of sick leaves and prescriptions. Corporate voluntary medical insurance may also include other services: an ambulance, hospitalization, and dental care. Insurance of employees by the employer increases labor productivity, the image of the company, reduces the incidence of illness in the team.
How much does VHI cost?
The cost of insurance directly depends on the number of selected medical services. The standard package costs less than the he alth insurance package with additional benefits. In any case, the price of VHI will no longer seem high, as soon as the client can evaluate the quality and efficiency of medical services, feel reliable assistance in case of an illness andother unforeseen issues. He alth is an undoubted value, without which it is impossible to enjoy life. And voluntary medical insurance is the right choice for a modern person.
Recommended:
Accounting policy for the purposes of tax accounting: the formation of an enterprise accounting policy
A document that defines an accounting policy for tax accounting purposes is similar to a document drawn up according to accounting rules in accounting. It is used for tax purposes. It is much more difficult to draw up it due to the fact that there are no clear instructions and recommendations for its development in the law
How to enter a driver in an electronic OSAGO policy? How to make changes to the electronic OSAGO policy
How to calculate the cost of the policy if you need to enter a driver or make other changes to it? The principle of calculating the cost of an OSAGO policy with a new driver
RSA. Checking the policy: tips for motorists on how to purchase a real OSAGO policy
Any modern person must responsibly approach the conclusion of a transaction. Purchasing an OSAGO policy is no exception. Authentication may be required if you bought a compulsory insurance contract not at the official office of the insurance company, but from an agent who represents the products of many companies
Free trade policy - what is it? Pros and cons of the free trade policy
Consideration of some theories in the field of international trade made it possible to determine the reasons for countries' trade with each other. However, an equally important issue is the choice by states of a certain type of international trade policy
How to issue an electronic OSAGO policy at Alfastrakhovanie? Electronic policy "AlfaStrakhovanie": reviews
AlfaStrakhovanie is one of the most popular and most reliable insurance companies in the country. In more than 400 additional offices in all regions of Russia, the insurer provides a wide range of insurance products. But especially in demand today is the electronic OSAGO policy. How to apply for it in AlfaStrakhovanie?
