RSA. Checking the policy: tips for motorists on how to purchase a real OSAGO policy

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Any modern person must responsibly approach the conclusion of a transaction. Purchasing an OSAGO policy is no exception. Authentication may be required if you bought a compulsory insurance contract not at the official office of the insurance company, but from an agent who represents the products of many companies. In this case, according to the PCA database, a policy check is simply necessary.

Checking by form number

You can check the purchased form online. This database was made for policyholders who can get all the necessary information in a matter of minutes.

So, the check of OSAGO policies for PCA takes place online on the official website autoins.ru. To check, you need to visit the "OSAGO" section, select the "Information for policyholders and victims" sub-item and enter the ten-digit number of the purchased form.

After the policy check is completed on the PCA website, the following information will appear:

• Name of the company under which this form is listed.
• Name of policyholder.
• Term and period of insurance.

• Data on the vehicle that is accepted for insurance.
• List of persons authorized to drive a vehicle.
• Size
• KMB (driver's discount).
• The amount of the insurance premium under the contract.

If all the information belongs to the insured to whom the policy was sold, then everything is fine, the transaction was made correctly. If the policy number contains the data of another person, you fell into the hands of scammers who sold you an invalid policy.

PCA Base: checking policies for authenticity

It should be noted that the database of the Russian Union of Motor Insurers is freely available. It can be used around the clock and free of charge throughout Russia.

If you don't understand the PCA site menu, checking the policy, you can contact the operator and get the necessary advice for free. For convenience, all numbers are presented on the main page of the official website. If, after checking, it turns out that the purchased OSAGO form belongs to another company or is not registered at all, it is worth taking action and returning the money paid.

What if the policy is invalid?

If you bought an OSAGO policy from a company that is deprived of a license, or just a fake oneform, know that in the event of an insured event, the PCA will not pay anything for you.

Today, on the World Wide Web, many offer to purchase a fake policy that is no different from the real one, for a minimal fee. If you agree to a deal, then it is a criminal offense. According to article 327 of the Criminal Code, a fine or correctional labor is provided for the use of a false document.

Each driver must take a responsible approach to the issue of insurance and go to the PCA website. Checking the policy is an integral procedure today. It is thanks to her and the PCA website that you can receive an insurance payment and protect yourself from unforeseen financial expenses. Good luck!