How to transfer money from an Alfa-Bank card to a Sberbank card: methods, terms, commission

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Alfa-Bank, like Sberbank, currently holds a leading position in the market of Russian economic services. Due to such popularity, plastic card holders of these financial institutions often use the services of transferring money between themselves. Consider how to transfer money from an Alfa-Bank card to a Sberbank card.

About Alfa-Bank

Established in 1990, it is a one-stop institution that handles all major types of transactions in the financial services market, including corporate and private customer service, leasing, investment business, factoring, and so on.

How to transfer money from an Alfa-Bank card to a Sberbank card is interesting to many.

Fund transfer

There are several ways to carry out payment transactions without visiting a financial institution. To do this, you need to know only the card number of the person to whom you need to send money. This can be done on the institution's website using the Alfa-Mobile or Alfa-Click services. It is worth noting that all payments are protected by the 3D Secure system, which guarantees confidentiality with secure transactions.

Customers ask how much can be sent from an Alfa-Bank debit card to a Sberbank card. Consider the answer to this question.

Maximum and minimum transaction amount

As part of the transfer through the Alfa-Mobile or Alfa-Click services, the following restrictions are set for one card:

• The maximum amount of one-time transactions is one hundred thousand rubles, excluding commission fees.
• The daily limit is one hundred and fifty thousand rubles, and for a month it is one and a half million (that is, no more than fifty transactions, subject to the transfer of the maximum allowable amount at a time).

It is worth emphasizing that the commission fee is charged from the sender. Therefore, this must be included in the calculation of the amount to be sent. A similar limit is set for transfers from Alfa-Bank credit cards to Sberbank.

How to transfer from an Alfa-Bank card to a Sberbank card without commission? This cannot be done.

Commission fee

The tariff for transfers from debit cards is 1.95% of the total amount (the minimum commission fee is thirty rubles). For cardholders of Alfa-Bank and Sberbank, the commission will be 5.95% of the volume of transfers. The fee is removed from the sender along withtransferred funds and counted in the total amount. Now let's find out how long it usually takes for a financial transaction to transfer money to be completed.

What are the terms for transferring from Alfa-Bank to a Sberbank card?

Terms of enrollment

A huge advantage of performing online transactions is the speed of receipt of funds on the recipient's card. Already within a few minutes (maximum up to one hour) finances can be accrued. Occasionally, this procedure takes up to three days.

Transferring from an Alfa-Bank card to a Sberbank card is an opportunity to send money safely, quickly and conveniently to all your loved ones, as well as business partners. For financial institutions, it is planned to send currency at high interest rates.

Finance transfer using the client office

This method is ideal for those people who prefer to make their money transfers through the client departments of Alfa-Bank. To complete a transaction, you need:

• Come to the office of a banking organization. The address can be found on the official website.
• Go to the cash register, fill out the money transfer form. You must know your card number and the details of the recipient.
• Make the final payment and pick up a check that confirms the transfer of money. It is mandatory to keep this financial document until the funds arrive in the account.recipient.

It is important to note that this service is provided with commission accruals to the transfer amount.

You can send funds from an Alfa-Bank card to a Sberbank card via the Internet. Let's see how to do it.

Internet money transfer

This function is directly intended for money transfers between card accounts. The service is characterized by instant transfer of money to the recipient's card and is considered absolutely safe. The procedure is quite simple. It is required to fill in several informative empty cells. To do this, you must specify the numbers of the accounts from which and to which the transfer will be made, the amount of the financial transfer, currency.

In this situation, the Alfa-Bank commission is inevitable and will be added to the transfer amount. The enrollment period is instant, although in some cases the wait can be up to one hour.

Transfer of funds using Alfa-Click

This option is universal. It allows you to perform any operation with existing client accounts without leaving your office or home. The main condition is the presence of an Internet connection.

To transfer money through Alfa-Click, you need to know your password and login. As a rule, these data are issued during the execution of the contract. If for some reason this information is lost, then it will be possible to restore it by making a call to the round-the-clock free hotline.

For the operator to provideinformation, you need to go through identification, for example, answer a security question and name the encoded information. The money will be credited instantly. The maximum time is within one hour.

How else can I transfer money from an Alfa-Bank card to a Sberbank card?

Transfer methods: via Alfa-Mobile

Mobile phone is present in almost every modern person. Transferring money from Alfa-Bank to Sberbank card accounts is absolutely no problem today. Perform this operation in a few clicks. You must log in to the application, and then go to the tab called "Translation". Next, fill out a standard form, and then click the "Transfer" option.

Via ATM

Through the terminal, transferring money to a Sberbank card is easy. Even those people who do not have modern gadgets can figure out the algorithm of this financial transaction. The disadvantage of this method is that not all settlements have ATMs or they are far to reach. To make a transfer, you need an Alfa-Bank card and a Sberbank client card number. Operation algorithm:

• Insert the payment card from which they want to transfer funds into the terminal and enter their PIN code.
• The item called "Money transfers" is selected on the screen.
• Among the available options, select the "Transfer to card" option.
• Look carefully aton the ATM screen, all the rules, which indicate the limit with interest for financial manipulation.
• Next, enter the recipient's card number and indicate the amount of money to be transferred.
• Once again carefully check all the filled fields and confirm the operation.

Mobile message to help

How to transfer money from an Alfa-Bank card to a Sberbank card via SMS? This is also very simple, especially for those who are used to communicating via phone messages.

Alfa-Bank announced the provision of money transfer services to cards of third-party banks via SMS. Now the holders of the payment instruments of this financial organization can quickly and safely transfer any amount to Visa or MasterCard cards via SMS from a mobile phone.

In order to carry out such manipulation, it is necessary to send a message to a special number (you can get it from bank employees), in which they write the word "transfer" and indicate the number of the recipient's card with the amount in rubles. For example, "transfer 5555 4444 3333 2222 500". This means that 500 rubles are sent to the specified card. Next, you need to receive a message from the bank in response with the calculated commission amount, transfer parameters and a one-time password. If all the information is correct, then you can send an SMS with this password to the bank to the same mobile number.

In addition, as part of the transfer of money from the Alfa-Bank as the parameters of the recipient, it is allowed to indicate not the plastic number, but the phone number. That is, you can transfer money to another person, knowing only his mobile number.

The card numbers of recipients and senders are determined by the system independently. The service is available to absolutely all banking customers, subject to the connection of an option called "Alfa-Check". Transfers between cards of the considered financial structure are free and instant. The terms for crediting funds to cards of other banks can range from several minutes to three days.