Transfer from a Sberbank card to a Tinkoff card: what is the commission?

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

How can I transfer from a Sberbank card to a Tinkoff card? How much will the commission be in this or that case? And what conditions must be met when conducting a transaction? All of the above questions will be answered below. Despite the fact that Tinkoff Bank does not have its own terminals, it is possible to transfer money to the appropriate plastic. And mostly people do it with the help of Sberbank of Russia.

On methods for solving the problem

Transferring from a Sberbank card to a Tinkoff card is a fairly simple task. But she has several solutions. Depending on the chosen method of replenishment of plastic, the commission will change.

The following methods of replenishing a Tinkoff card through Sberbank are distinguished:

• ATMs and payment terminals;
• internet banking;
• mobile banking;
• Tinkoff website;
• "Personal account of TCS".

In reality, everything is much simpler than it seems. Next, consider all of these techniques separately.

ATMs

Transfer from a Sberbank card to a Tinkoff card is possible through an ATM. This is not the most common technique, but it still exists.

You will have to act something like this:

1. Find any working Sberbank ATM.
2. Insert plastic into the ATM device.
3. Specify a PIN to enter the system.
4. Select "Payments in my region" - "Cash transactions" in the main menu.
5. Click on "Transfer money".
6. Select "Other bank".
7. Enter the details of the Tinkoff plastic and the transfer amount.
8. Check data.
9. Press the "Translate" button.

It's done. It remains only to wait until the funds arrive to the recipient. This usually happens within 10-15 minutes. Is there a commission in this case? A transfer from a Sberbank card to a Tinkoff card costs 290 rubles + 2.9% of the account replenishment amount. Acceptance is ideal for large transactions.

Mobile for help

The next scenario is to work with a mobile application from Sberbank. It helps to quickly make payments and transfers by bank plastic.

Step by step operation is as follows:

1. Install the Sberbank Online application on your phone.
2. Register withcorresponding service.
3. Open the program on your smartphone and go through authorization in it.
4. Click on the "Transfers" section.
5. Click on the line "To the card …" - "Another bank".
6. Indicate the Tinkoff card number and other plastic details.
7. Write the transfer amount.
8. Indicate the card from which you want to withdraw funds. The step is necessary only for those who have several plastics from Sberbank.
9. Click on the application confirmation item.

Commission in this case is charged in the amount of 1.5% of the total transfer amount. And no more. Therefore, the reception is good for both small transactions and large ones.

Sberbank Online

Next option. Need to make a transfer from a Sberbank card to a Tinkoff card? You can use internet banking. In our case, we are talking about the Sberbank Online service. Working with him is easy and simple. Even a teenager can handle the transaction.

You will have to follow the following algorithm of actions:

1. Register on the Sberbank Online portal. You can get your password and login at an ATM or at a payment terminal. One-time data for authorization is also available here.
2. Open the "Sberbank Online" page in the browser.
3. Pass authorization on the portal and specify a secret combination. It will come in the form of an SMS to a phone tied to plastic.
4. Click on the button "Payments andtranslations".
5. In the "Transfers" section, select "Other bank" (or something like that, the inscriptions may differ).
6. Write the details of the plastic to which you want to transfer funds.
7. Enter the transfer amount.
8. Confirm transaction.

That's it. Is there any additional interest charged in this case? The transfer of Sberbank to the Tinkoff card provides for a commission of 1.5% of the total amount. Exactly the same as in the previous case.

Tinkoff website

But that's not all. In some cases, a transfer from a Tinkoff card to a Sberbank card may be required. Or vice versa. Such an operation is easily carried out using the official Tinkoff page. There will be no fees for money transfers.

How can you cope with the task? For example, the following algorithm is possible:

1. Open the site tinkoff.ru in the browser.
2. Go to the "Payments" section.
3. Click on the line "Transfer from card to card".
4. Enter the details of plastics (number, CVC and expiration date). First, the details of the card from which you want to debit money are filled in.
5. Write the transfer amount.
6. Check the box next to "I have read and agree".
7. Click on the control called "Translate".

At this stage, all manipulations are over. In a few minutes, the money will betransferred to the specified account. The convenience of this technique lies not only in the absence of a commission, but also in the fact that the user can replenish the account from the Tinkoff card to the plastics of other financial organizations.

Personal Account

Tinkoff loyal customers can use another rather interesting and simple trick. We are talking about using the "Personal Account" of the user. With it, the transfer from plastic to plastic will be carried out without commission.

What to do? Face the following steps:

1. Register on the "TSK" service.
2. Go to www.tinkoff.ru/login.
3. Enter the "My Account".
4. Dial the combination to confirm the procedure. The message will be sent to your mobile device.
5. Find and open the "Payments" block.
6. Select the category "Transfer from card to card".
7. Indicate the number of plastic, its validity period and the amount of replenishment of the account.
8. In the left part of the window, select the card to which you want to transfer money.
9. Check "I agree".
10. Click on the "Translate" element.

Transaction completed. As we have already said, such a transfer of money from a Tinkoff card to Sberbank does not provide for interest. And when transferring funds in reverse order - too.

Restrictions for Tinkoff funds

WeFigured out how to get the job done. But it is worth paying attention to the fact that a transfer from a Sberbank card to a Tinkoff card (and in reverse order) provides for some restrictions. They change depending on the chosen method of action.

In the case of working with the site and "Personal Account" Tinkoff, the following restrictions apply:

• maximum transfers per day - 5 times;
• one-time transfer limit - 75,000 rubles;
• transfer limit per month to MasterCard - 500,000 rubles;
• restrictions for VISA - no more than 300 thousand rubles in 4 days.

No commission is charged for a transfer from a Tinkoff card to Sberbank. It's extremely convenient!

Restrictions

Transfer from a Sberbank card to a Tinkoff card provides for some more restrictions. Namely:

• the term for crediting funds is from 10 minutes to several days (the first scenario is more common);
• one-time transfer - up to 30 thousand;
• restriction of replenishment of the card for 30 days - 150 thousand.

It is important to pay attention to the fact that basically Sberbank charges a commission for the studied operations with the assistance of other financial institutions in the amount of 1.5%. Sometimes the percentage is higher. Transfer from a Tinkoff credit card to a Sberbank card is not provided. However, you can reverse the transaction.