2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Vozrozhdenie is a large bank headquartered in Moscow. It is one of the 50 largest credit institutions in terms of financial indicators. The bank has a fairly wide network of branches located mainly in Central Russia.
The Vozrozhdenie bank was created in 1991 by transforming one of the departments of the Agroprombank of the USSR. The founders of the credit institution still retain control over significant stakes, which together amount to about 60%.
The nature of a financial institution's business is universal. Among the clients there are a large number of large and medium-sized enterprises. At the same time, the retail sector of lending and deposits is actively developing.
For clients who want to place free cash with profit, Vozrozhdenie Bank offers deposits. The interest rate will be different depending on the chosen program and the period of keeping the money in the account. It can be up to 11% per annum.
Instant
Deposits of Vozrozhdeniye Bank under the program"Instant" can be opened around the clock using self-service devices or Internet banking. Initially, you need to deposit at least 3,000 rubles into the account, while the client can choose a convenient period for himself: 1, 3 months or six months.
At the end of the placement period, you will not need to contact the bank branch either. The entire amount will be automatically transferred back to the plastic card, and the accrued interest will also be credited to it. Bank Vozrozhdenie offers interest rates on deposits from 9.5 to 9.95% per annum as part of the Instant program.
Profitable with monthly payments
You can open Vozrozhdenie bank deposits under the terms of "Profitable with monthly payments" in Russian or foreign currency. At the time of the conclusion of the contract, at least 3,000 rubles, 100 dollars or euros must be deposited to the bank account through the cashier. In any case, you can always top up your account.
Bank Vozrozhdenie accepts deposits from individuals under this program for a period of 3, 6 months, 1, 1, 5 or 2 years. Income is accrued at a rate of 9.5-10.6% in rubles, 1.4-3% in dollars and 1.2-2.5% in euros. Interest is paid every month and, if the client wishes, can be capitalized with the principal amount.
Profitable Online
Similar to deposits under the Profitable with monthly payments program, Vozrozhdenie bank deposits under the terms of Profitable Online are opened only using a proprietary Internet bank. In Russian currency, the rate reaches 11%,and in foreign - 3%. The term for placing money in a bank account at the choice of the client can also be from 3 to 24 months. Profit is paid out every month. The depositor can specify any account for transferring interest or choose their capitalization to increase profits.
Comfortable and Comfort Online
Two very similar programs "Comfortable" and "Comfortable Online" are offered for those who need partial withdrawals. These deposits of Bank Vozrozhdenie differ in the method of opening and the maximum interest rate in rubles. "Comfortable" is issued at the office of a credit institution and can bring up to 10.6% in rubles, 3.25% in dollars and 2.75% in euros for new depositors. "Comfortable Online" is opened with the help of Internet banking. On it you can get up to 11% in Russian currency and the same rates in foreign currency. The term of placement is allowed to choose from the following options: 6 months, 1, 1, 5, 2 or 3 years.
Multicurrency
Customers who are afraid of losses due to a sharp change in exchange rates or want to receive additional income due to changes in the value of the currency, Vozrozhdenie bank deposits are available under the Multicurrency program. At the time of the conclusion of the contract, accounts are opened immediately in dollars, rubles and euros. Between them, you can transfer money any number of times without losing interest from one currency to another. The term of storage of money can be 6 months, 1 or 1.5 years. In rubles, the rate will be 8.1-8.4% per annum, and in dollars and euros - 0.5-1.2%.
Specialconditions
Vozrozhdeniye Bank offers deposits for pensioners on special terms, providing for higher interest rates. For example, by opening a “Profitable with monthly payments” deposit and presenting a pension certificate at the conclusion of the contract, you can receive up to 10.9% per annum in rubles.
Increased rates are also available to participants of salary projects and employees of public enterprises. At the same time, it is worth noting that Vozrozhdenie Bank offers to implement the receipt of salaries using a bank card not only for entire enterprises, but also for individual clients.
Other products for private customers
The universal nature of the business determines the large number of services offered by a credit institution to individuals. Among them there are not only deposits, but also loans, remote services, safes, bank cards and other products.
Some products offered by Vozrozhdenie Bank have few analogues on the Russian market, for example, the Individual Payroll Project. This service allows you to receive payments from the employer in Vozrozhdenie Bank. Along with convenient management of their money, the client also receives additional benefits:
- Reduced interest rates on consumer loans and a reduced package of documents.
- Improved conditions for most deposits. Bank Vozrozhdenie will offer higher deposit rates.
- Possibility of remote financial management,including opening deposits.
Cash deposited with Bank Vozrozhdenie by individuals is insured in accordance with Russian law.
Long history, large size, well-diversified assets and liabilities make Bank Vozrozhdenie a reliable financial institution. The convenience of remote servicing and the wide geography of offices ensure the comfort of working with a credit institution. Therefore, Vozrozhdeniye Bank is a good choice among modern financial institutions for most clients.
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