Return of erroneously transferred funds, sample claim

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Now, when financial activity occupies a large place in everyone's life, it is difficult to imagine a person who has not performed any banking operation at least once in his life (payment of fines and taxes, transfer of funds to friends and various organizations). Unfortunately, each of us can transfer money to the wrong addressee. This incident may occur due to your own carelessness or due to a technical error. As practice shows, few people know what needs to be done in order to return erroneously transferred funds. A sample claim for a refund will be given below.

What to do when making an erroneous transfer

If you find that the transfer went to the account of the wrong addressee, you should urgently contact the bank with a request to cancel the operation. There is a fairly high probability that the bank will meet you halfway if the operation has not yetWas held. But remember that the bank has the right to refuse to cancel the transaction.

If you get rejected by the bank, don't be discouraged. In this case, it is necessary to draw up an official letter in which you should write a request to return the erroneously transferred funds. There is no template for such a letter. The letter can be addressed both to the bank that carried out the transaction, and to the entity that received the erroneously transferred money to its current account. It is advisable to address the letter to the subject who mistakenly received the funds, because after the operation, the bank is not en titled to dispose of the recipient's money. You can deliver the letter in person, send it by mail, or send it through a courier service. If you sent a letter to a banking institution, then the bank will independently try to resolve the situation. How to return the erroneously transferred funds? The sample letter below will help you with this.

Voluntary return

Upon receipt of your letter, the entity that received the erroneous transfer may voluntarily return the payment to your account. If he refuses to return the money, it is necessary to file a claim with the arbitration court in order to return the erroneously transferred funds. A sample claim is provided below.

Collection of funds through legislation

If all of the above methods did not help to recover incorrectly transferred funds, you must file an application with the arbitration court. Certain evidence must be attached to this statement. These include originals and copies of documents confirming the error in the transaction. You can also attach a letter that was previously sent to the bank. How to file a claim for the return of erroneously transferred funds? A sample application is given below and is drawn up in accordance with the laws of the Russian Federation.

Recipient's responsibility

According to the decision of the court, the recipient, who did not return the funds immediately after discovery or refuses the procedure at all, will be forced to return the money with a certain percentage, which the court determines during the proceedings.

If the error occurred due to technical problems or a bank error, it will be easier to return the funds. After filing an error report on your part, the bank is obliged to verify the facts and return the entire amount to your account.