2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Electronic payment systems are in a state of fierce competition, and one of the most important indicators is the security of accounts. Against the background of many payment systems, it is Liqpay that has some advantages, user reviews confirm this. However, the ideal service, unfortunately, does not yet exist. How is LikPay different from other non-cash electronic payment systems?
Introducing Liqpay
The rather successful development of the Ukrainian "PrivatBank" involved the creation of such a payment system that would be flexible and mobile enough to effectively accept payments on various web resources. At the same time, the functionality of the "LickPay" account can be observed not only on the website of the payment system, but also inside the Privat24 virtual account management system.
What is primarily emphasized by the reviews available about Liqpay is the lack of a personal account, the need to create a login and password. You don’t need to remember anything either: to access the system, you need to register and link to a mobile numberphone number, which also becomes an account number.
How is the Liqpay payment system used?
Simple use of "LickPay" allows you to easily and without unnecessary formalities transfer funds within the system from one account to another. You can send a money transfer to any mobile phone. Many people use Liqpay to pay for small services, there are reviews from handmakers, freelancers, webmasters. The system allows you to pay for a number of services on the Internet, replenish your mobile phone account.
Since Privat24 integrates the ability to transfer funds both to the "LickPay" account from the card and vice versa, the system can be used much more widely than just for electronic payments.
Features of using the system
First of all, users note a fairly high protection system for funds deposited in "Lickpay". A dynamic password is sent to a mobile phone via SMS, it cannot be picked up or found out by fraudulent means. However, reviews come to Liqpay not only laudatory. Why are payers and recipients unhappy?
Claims usually begin with account verification. To do this, the service blocks an amount equal to one dollar on the linked payment card for a certain time. Payment delays noted by some customers occur due to system errors, but the statistics on the use of "Lickpay" actually show a smallpercentage of such delays. Sometimes the exchange of Liqpay within the system from one currency to another or the exchange for other types of electronic money is called unprofitable. However, the service warns in advance that it is much more profitable to withdraw or transfer funds in one currency as a payment. That is, make a hryvnia payment from a hryvnia account, withdraw funds from a dollar account to a dollar, respectively, card. This information is not secret and is available for users to study before using the service.
It is hoped that over time, "LickPay" will become more popular and will be accepted for payment everywhere.
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