Banks of Perm. Consumer loan with low interest rate, best conditions

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Banks of Perm. Consumer loan with low interest rate, best conditions
Banks of Perm. Consumer loan with low interest rate, best conditions

Video: Banks of Perm. Consumer loan with low interest rate, best conditions

Video: Banks of Perm. Consumer loan with low interest rate, best conditions
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Consumer loans are the most important source of income for every bank. Today, almost every Russian has one or two open loans. Today we will consider the banks of Perm. Consumer credit is issued by more than thirty institutions, each of which offers its own conditions. Subdivisions of metropolitan financial institutions and regional banks issue money both with and without a certificate of income. Do not forget that the more loyal the conditions, the higher the interest rate will be.

Perm banks consumer credit
Perm banks consumer credit

The most favorable conditions

Every person who counts his money will first analyze all the offers available on the market in order to choose the best. Perm banks provide consumer loans every day, 360 days a year. So you will never be late.

Where is the best place to get it? Comparing the conditions, experts recommend paying attention to Petrocommerce Bank. Founded in 1992, it specializes in short-term "Purchase" loans. Terms up to 6 months, and amounts up to 500,000 rubles. You can get a loan at 9% per annum. Cash outfunds are subject to a commission of 3%.

home credit bank perm
home credit bank perm

With and without commission

This information will be important for an inquisitive borrower who wants to find really the best conditions, so he carefully studies the banks of Perm. Consumer credit is not a momentary whim, but a balanced decision. Be sure to consider the option of borrowing money without interest from relatives, saving the entire amount or at least part of it. If there are no such options, then we start looking for better conditions:

  • UniCredit Bank. Here, without a certificate of income, they will issue a loan to car owners, as well as to those who have recently been abroad. The rate is quite attractive - from 16.9%.
  • Opening Bank. Offers loans up to 750,000 rubles at 12.9%. However, the client is obliged to insure his life, he alth and the risk of losing his job. The financial institution is located on Monastyrskaya street, 41.
  • "MDM Bank". Offers loans up to 5 years. The rate of 14% is determined individually. Address: Lenin street, 26.
  • "BCS-Bank". Offers its customers the cheapest consumer credit. Banks of Perm (most of them) enter into an agreement with compulsory insurance. This item is not here. There are also no fees for cashing out. The loan amount is from 0.5 to 1.5 million rubles for a period of up to 13 months, the rate is 13%. Address - Petropavlovskaya street, 77.

As you can see, each proposal has pros and cons. The most attractive seems to be lending without insurance and commission.

ural bank perm
ural bank perm

Regional banks

This is not all the offers that are on the market. They have their pros and cons. Therefore, it is necessary to study the conditions. Perminvestbank is ready to provide you with a loan for consumer needs (Komsomolsky Prospekt Street, 80). The "Very Need" program allows you to receive money at 16%, 18% or 20% for 1 year, 3 years and 5 years, respectively. Moreover, the bank offers each client a choice. Don't want to take out insurance? It's okay, it just increases the rate by 6%.

If a person does not have a certificate of income, he will also receive money, but at 30%. And if your credit history is pretty damaged, then the bank is ready to take a risk and give you a loan at 50% per annum. This is a lot. But as an option for correcting a credit history, this is suitable, especially if the amount and repayment period is small.

For what purposes

The program of "Pochtobank" is quite profitable, in the branches of which you can take from 100 to 300 thousand rubles. Addresses of banks in Perm can be found on the official website of the company. The central office is located at st. Lenina, 68. The terms of lending in this bank are somewhat peculiar. Managers are required to confirm the intended use of funds. Despite the fact that money is given for any purpose, you will have to explain why you needed it and where you spent it.

bank addresses in Perm
bank addresses in Perm

Home-Credit Bank, Perm

Today, there are branches of this bank throughout the Russian Federation and even abroad. This financial institution offers its clients 10programs:

  • 3 consumer loan options;
  • 1 car loan;
  • 6 types of credit cards.

The central office of Home-Credit Bank (Perm) is located at: Komsomolsky prospect, 7. The bank provides loans at 29.9% per annum for up to 4 years. Money is given for any purpose. Very loyal conditions, almost no one here is denied money, provided that the necessary documents are provided. But the interest rate is very high.

Renaissance Bank Perm
Renaissance Bank Perm

Bank for Reconstruction and Development

Or "Ural Bank". Perm is another city where 5 branches currently operate. The central branch is located at st. Petropavlovskaya, 85. Loans are issued for any purpose, the interest rate is 13%. It is possible to issue it without certificates, while the rate is reduced to 14%. For amounts up to 200 thousand rubles, you only need to provide a passport. Judging by the feedback from consumers, quite attractive conditions are offered here. Among the residents of Perm, there are many who regularly use the programs of this bank.

Renaissance Bank (Perm)

At the end of the review, we will talk about one of the leading banks in the consumer lending sector in Russia. He works with millions of clients in Russia. Money is issued without collateral, the amount is up to 700 thousand rubles for any urgent purposes. For reliable clients, other conditions are offered, namely: flexible rates and increased loan amounts.

Money can be received on the day of application, the application is considered almost instantly. Interest rate from 19.9% to 29%, negotiated individually at the office. Loan term from 24 to 60 months. You don't have to go to the bank. It is enough to fill out an application through the official website, and the manager will contact you within a few hours.

In the city of Perm, you can contact the branch, which is located at st. Lenina, d.47. The bank offers its customers a huge number of programs and an individual approach. To find the best conditions for you, contact the managers.

In closing

There are a lot of offers on the consumer lending market, so do not rush to make a decision. You can apply to several branches at once, and then compare the proposed conditions. A separate recommendation is to collect all the necessary certificates at once: about income and from the place of work. This will allow the manager to have a more substantive conversation, choosing the best program for you. It is possible to receive money without references. However, the conditions will not be the most attractive.

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