"Welfare" is a non-state pension fund. How to withdraw money? Reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Today our attention will be presented to an organization called "Welfare" (non-state pension fund). How to withdraw money from there? What could be the consequences? What do customers think of this firm? Can you trust her? Or will you have to find some other organization for your retirement savings? You will have to learn about all the nuances of terminating the contract, transferring funds and other important issues, based on numerous reviews about the company. Only now it will not be possible to quickly come to some kind of common opinion. Why? This is very difficult to do. Especially when it comes to finances. Someone is satisfied with the service, and someone, on the contrary, is dissatisfied. In addition, some are faced with a variety of non-standard cases. And they also have an impact on the opinions of customers. So how do you withdraw your retirement savings? NPF "Welfare" gives such an opportunity, but with certain conditions and features. About them to belearn more. Just like answering the question: can you trust this fund with your money at all?

Activities

The first thing you should pay attention to is the activities of the organization. Oddly enough, it is extremely important for many. It's always nice to know what company we're dealing with. It is clear that our current organization is related to finances to one degree or another. Only now her activities are considered very important at the moment.

Why? NPF "Future" ("Welfare") is a non-state pension fund. In NPF "Future" it was renamed in June 2015. He is engaged in the collection, preservation and multiplication of your money. But only if we are talking about the funded part of the pension. That is, it helps in securing your old age. There is nothing suspicious in this. Therefore, reviews regarding the activities of the corporation are more encouraging. No cheating, everything is transparent and understandable. But some are interested in how to withdraw money from NPF "Welfare". This will have to be de alt with thoroughly. Otherwise, you can be left without a livelihood at all.

Luting

Initially, of course, you will be lured into our current organization by all means. And to say that you need to take care of pension savings from the age of 18. Such a scheme with young people works 100%. Thus, the company attracts new customers. But no one talks about the details of financial transactions that canwait for you ahead.

What do they promise? Anything to get attention. High profitability, simple and favorable conditions, the ability to terminate the contract with the company at any time without any serious consequences. In general, as customers assure, you will be lured here by all means. If only you didn’t think about how to stop communicating with the Blagosostoyanie company (non-state pension fund). How to withdraw money from here? Over time, this question begins to excite many. And all this, despite the promises of the fund. Why is it so? And how to conduct this process correctly?

Volunteer

To understand this fully, you need to consider the position of the firm's management. The whole problem lies in the fact that a very interesting scheme is used here: the pension savings that the client makes are his money, his voluntary contributions. That is, in fact, you will be the owner of the account. And only you can manage the money. And "Welfare" is something like an intermediary between you and the state. A kind of guarantor of the preservation of the pension.

Only why citizens are increasingly thinking about withdrawing money from this pension fund. There are reasons for that. They are also to be found out further. In general, if investments in the organization by the client are his money, his voluntary contributions, then you can pick them up at any time without any problems. In practice, a completely different picture emerges. What features await us?

If you joined

Are you already a client of our current organization? Having joined the non-state pension fund "Welfare", you will have to prepare for a huge number of features and other nuances that require clarification. Especially if you want to switch to another pension fund or withdraw money altogether.

The most interesting thing is that many clients do not even suspect that they are part of the organization. Such cases are becoming more and more common every day. In fact, you are obligated to make pension contributions. If you want to change the pension fund, get ready for a lot of problems. Often they are silent about them. But if everything were so simple, no one would ask: "I want to withdraw money from the NPF" Welfare ". How can I do this?" It does not matter how you found out that you became a member of the organization. Now you have to work hard to get your money back.

Cash

Many believe that this issue will not be difficult to solve. It is enough to simply terminate the contract with the organization. On the one hand, this is true. But the termination process has a huge number of rules and pitfalls. Failure to do so will make it impossible for you to receive a refund.

It is noted that very often you will be told that you can receive the pension funded part in cash. Many rejoice after such promises. Actually it's just a scam. Solure gullible and naive customers. Remember one important point if you decide to open a future pension account. You can put funds into the non-state pension fund "Welfare", but you will not see them in the form of cash. At least until you retire yourself. At the moment, the legislation of the Russian Federation does not provide for the payment of pension savings in advance, and even in cash.

Other fund

Exit from NPF "Welfare" is possible at will. Moreover, the process itself does not require any features from you, as customers note. But as soon as the question touches money, problems will begin.

The point is that, as a rule, you can leave one pension fund and move to another. And it doesn't matter which one - state or not. Only under this condition is it possible to somehow withdraw the accumulated funds from the "Welfare". No other is given.

If you decide to transfer, you need to declare it. It is enough to write in a free form a statement about leaving one organization, as well as about starting work with another. And after that, as a rule, it is possible to withdraw the funded part of the pension for its further transfer to one or another company. But not everything is so simple with NPF "Future" (NPF "Welfare"). A non-state pension fund is generally a dubious association. Many citizens generally recommend staying away from them. After you have drawn up a statement of withdrawal from the company andjoining another, just wait for a response. You will be notified in writing of the possibility / impossibility of your transfer, indicating the reasons.

State

You can also return to the generally accepted scheme of pension savings. That is, to state co-financing. Not the most common occurrence, but it does happen. Do you want to take money from "Welfare" and transfer it to the state account? This process, according to reviews, will not take you much time either.

What will it take? Again, a statement. Only here you will still have to attach information about your registration. That is, to prove belonging to a particular branch of the Pension Fund of the Russian Federation. Further, the application is considered for some time. And you will receive a notification with a response. If all is well, you can transfer funds from the account in "Welfare" to the state. The organization itself does this, you will not see these operations. Just like cash.

By the way, you can change pension funds only once a year. Having entered the non-state pension fund "Welfare", you will have to wait a while. Has there been a change this year? Then there is nothing to hope for. You will be refused both the termination of the contract and the transfer of the funded part of the pension. And legally, no wonder.

Can't see money

Are you interested in the organization "Welfare" (non-state pension fund)? How to withdraw money from there with certaincircumstances? It all depends on which case is being considered. Just like that, in the form of cash or bank transfer, no one will let you pick up the transferred funds. It is impossible, prohibited by law. You can write an application for the transfer of the funded part of the pension to another fund. This is the only way to withdraw savings.

Remarkably, you can withdraw your money in the form of cash, in principle. Only this option is often irrelevant. Why? Because you will be able to complete this business only after retirement. Pensioners have the full right to withdraw their funded parts upon application with the presentation of a pension certificate. There is no longer any chance to really see and even hold in your hands the voluntary contributions made to the non-state pension fund "Welfare".

Waiting

An unpleasant surprise for fund participants is the expectation of payments. Moreover, both for pensioners and in case of transfer to another organization. Many clients complain that they are simply deceived. And it takes a very, very long time to wait for money.

Do you want to refuse the services of the company "Welfare" (non-state pension fund)? How to withdraw money from here? You need to think ahead. Only by worrying in advance about writing the appropriate application, you can get your money back on time. Many assure: you have to wait 3-4 months for payments. Of course, during this period you will not receive any additional charges in any fund. An embarrassing moment thatno one warns.

Rejections

The most interesting thing is that "Welfare" is doing its best and trying not to let its customers go. Here, as the participants assure, a very interesting and simple scheme is used: they simply refuse to terminate the contract for one reason or another. Either the statement is written incorrectly, or the conditions for transferring to another pension fund are not met. In general, some people get bored with this situation, and they remain in the Welfare organization.

If you really intend to leave the fund, you will have to prepare to do it with a fight. A few complaints, re-written statements and a long wait for the transfer of funds - and you will achieve your goal. Just keep in mind: for the year in which the exit from the corporation takes place, you will receive almost no profit. For many, these are insignificant losses, but it is worth knowing about them.

So Welfare doesn't get the best reviews. Although this is a reliable company, it is extremely difficult to get back the funded part of the pension. There are only two options: either a transfer from an account to another non-state fund, or to a state one. In extreme cases, you can take the money when you reach retirement age. By joining a non-state pension fund, you still risk. Think carefully before joining Welfare.