"Energogarant": reviews. Energogarant insurance company: OSAGO reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Today we have to find out what kind of feedback the Energogarant insurance company receives. The thing is that issues related to insurance have begun to seriously interest the population. In particular, due to the fact that most people have cars. And for vehicles it is necessary to have OSAGO insurance. What do the customers who applied to Energogarant say about it? Can the company really be trusted? What are the pros and cons of it? All this will be discussed later.

Description

"Energogarant" is an insurance company located on the territory of the Russian Federation. It offers its clients a wide range of services. The activity is no different from similar organizations.

In general, the Energogarant insurance company receives good reviews for it. Clients know exactly in what cases they can contact the company for this or that help. CASCO and OSAGO are in great demand. They are the ones that get most of the reviews. But what exactly? Andwhat should you pay attention to before contacting Energogarant for services?

List of services

For example, the list of opportunities offered to the public. "Energogarant" is an insurance company, which, as already mentioned, does not differ from its competitors in its operations. To date, customers indicate that the following services can be obtained at Energogarant:

• voluntary he alth insurance;
• life insurance;
• mortgage insurance;
• insurance for housing, houses and cottages;
• OSAGO;
• CASCO;
• children's insurance;
• insurance when traveling abroad.

All of these are standard features. But is it worth asking here for help? Is it really possible to use CASCO or OSAGO? What are the pros and cons of the organization emphasized most often?

Country distribution

Reviews The insurance company "Energogarant" earns, like any organization, various. Many leave positive opinions already for having to deal with a large organization. After all, Energogarant is a very common corporation. Its branches are located in most cities of Russia.

This means that the insurance company is real, not a scam. However, some opinions of employees and customers point precisely to the conduct of fraudulent activities. Actually it is not. All allegations have not been proven. Nonethere is no confirmation of the negative.

If you need to make sure that Energogarant is a real company, you can simply find out the address of the nearest branch in the city and go to the organization's office. Distribution throughout Russia gives customers confidence that they are turning to a truly conscientious corporation for help. The exact addresses can be viewed on the interactive map on the official website of Energogarant.

Pricing

Now more specifically about services. What kind of reviews does the insurance company Energogarant receive on OSAGO or CASCO? Opinions about the organization and its services, as already mentioned, are mixed.

Regarding the rates, many say that you will not have to pay too much. The basic insurance rate for OSAGO for ordinary cars will cost 4,118. In Moscow, the basic cost of car insurance is less - 3,604, in the Moscow and Novosibirsk regions - 3,775 rubles. Basically, not very expensive. And it pleases many.

It is noted that Energogarant offers very affordable prices for its services. It is recommended to find out more accurate information at the company's offices in a particular city. But obviously you won’t have to overpay for insurance.

Conclusion of the contract

"Energogarant" (insurance company, Magnitogorsk) receives positive feedback for concluding an agreement with an organization for the provision of certain services. Not necessarily CASCO or OSAGO. It doesn't matter which regionwe are talking, everywhere the principles of operation remain the same.

Many people note that when concluding a contract, employees explain all the features and nuances of cooperation in an understandable language. And it pleases. If the client has any questions, they will be sure to answer them. The contract is drawn up in several copies, in compliance with all norms and rules. No scam!

Nevertheless, many customers recommend reading the text of the agreement carefully, so as not to accuse Energogarant of fraud later. Pay special attention to issues related to compensation. Some cases may not be covered by insurance. It is better to know about them in advance. Nevertheless, all this is spelled out in the text of the agreement. If you carefully study what you sign, you can easily understand what you have to agree to.

Insured events and surprises

Reviews of the insurance company "Energogarant" are not the best because some employees lure customers with incredible offers. There are opinions according to which the staff promises to paint the car when it gets scratches. But in reality, everything turns out differently.

How exactly? Neither CASCO nor OSAGO pay for painting. Some point out that when inspecting the vehicle, it turns out that you will have to make repairs at your own expense. Because of this, there are many negative opinions about the work of the company.

It has already been said that before concluding an agreement, it is necessary to carefully read the text of the agreement. All insured and non-insurable cases are registered there. Accordingly, you do not need to pay attention to additional tempting offers. Usually "Energogarant" quickly calculates the deceivers and fires them. But a negative imprint is still left on the reputation of the organization.

Sustainability

"Energogarant" (Perm, insurance company) receives positive reviews for its stability. According to the results of the assessment, the company is very stable. It is noted that the population mostly trusts the insurance company.

Currently, the trust level is at A++ (or AAA). This is the highest performance rating. With "Energogarant" the population can be calm for themselves and the insured property. This company will not be suddenly closed, it will not go bankrupt. These nuances for some clients are quite important points. Energogarant insurance company in Nizhny Novgorod also receives extremely positive reviews for its reliability.

Service

What feedback does Energogarant insurance company get for customer service? This question is of interest to many. And here, as in most cases, there is no consensus. Much depends on the particular branch and employees working in a particular branch.

For example, in Magnitogorsk people often complain about the service. About half an hour is allotted to serve one client on any issue, while the organization works from 11 am to 5 pm, with a lunch break. Some saydissatisfaction with the fact that often only a branch selling OSAGO policies is open. Workers serve slowly, some terms of cooperation are not clear.

Nevertheless, in some regions, on the contrary, they are only happy with the way they work in Energogarant. Customers are not served too quickly, but everyone is given enough attention. Not a single question will remain unanswered. Attentive employees communicate with the client with courtesy and respect. Before going to one or another office of the insurance company, it is recommended to clarify the schedule of its work. This will help to avoid surprises with a long wait for the start of operation of a branch.

Departure on business

What's next? What kind of reviews does Energogarant insurance company receive on OSAGO and CASCO? Most customers pay attention to such a nuance as calling an emergency commissioner. An important point in customer service.

For this feature, the organization receives mixed opinions. Someone points out that it is impossible to wait for the emergency commissioner. And you have to work hard to get paid.

But the insurance company "Energogarant" reviews on CASCO or OSAGO also earn good ones. On various reviews, you can find a large number of positive opinions regarding the departure of the emergency commissioner. The worker will arrive quickly, all further maintenance also takes place without any incidents. Some say that cooperation with"Energogarantom" is a matter of personal success. Will the customer be treated well or badly? If we get lucky. Nevertheless, you can meet an approximately equal number of positive and negative opinions on reviewers.

Regarding the departure of the emergency commissioner, you can see more opinions indicating that with perseverance, the problem will be solved. The main thing is not to be afraid to assert your rights.

Do I need additional services

The Energogarant insurance company in Astrakhan earns reviews as a very conscientious organization. But at the same time, potential and real customers indicate that office workers impose additional services. More precisely, they persistently offer them when buying OSAGO or CASCO.

What is it about? Energogarant actively promotes life insurance. That is, when insuring a car, they begin to offer to insure life as well. The cost of an additional service depends directly on CASCO or OSAGO. Moreover, employees are persistent in offering their products.

Don't be surprised or scared. This is quite normal. Each organization tries to offer as many of its services as possible to the client for the sake of making a profit. That is why Energogarant (an insurance company, Izhevsk) does not earn the best reviews in this area. Often, clients do not like this approach. They come to the insurance company knowing exactly what they need.

Auto repair

Special attention is paid to car repairs from the specified organization. What do customers think of this feature? Reviews the insurance company "Energogarant" receives in this area are different. Both positive and negative.

Some customers complain that the car involved in an accident either refuses to repair, or the process can take several months. Along with this, there are many reviews indicating that Energogarant quickly copes with its work - vehicles are repaired as soon as possible, and with high quality and without unnecessary negativity.

What to believe? As practice shows, most of all it is positive opinions. And people have more confidence in them. It is better to believe that auto repair from the insurance company will be quick, but prepare for the fact that the process can be delayed.

Results

"Energogarant" (insurance company) reviews of employees and customers earn different. There are some good ones and some not so good ones. Nevertheless, this organization is very often in demand for insurance under CASCO and OSAGO policies. These services have disadvantages, but no one is immune from them.

In general, the studied insurance company pleases. Affordable prices, offices in most cities, friendly employees, clear terms of cooperation. But she also has flaws. For example, long service and huge queues. But this is no reason to refusecooperation. When choosing an insurance company for OSAGO or CASCO, you can consider Energogarant as an option.