Banks of Rostov-on-Don: deposits, features, interest rates and reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

A deposit is a convenient tool that allows you not only to protect funds from inflation, but also to increase them. Rostov-on-Don banks offer many interesting services in this direction. Deposits can be made in rubles, dollars or euros. Deposits in the national currency remain more in demand.

Tinkoff Bank

In Rostov-on-Don, there are several branches of this financial institution. In each, you can make deposits in national or foreign currency on favorable terms. The SmartDeposit program is very popular, allowing you to conclude an agreement with a bank in just a few minutes. All you need to do is contact an economist and fill out the appropriate application. To conclude a transaction, you only need a passport of a citizen of the Russian Federation. Anyone over the age of 19 can become a client.

You can conclude an agreement under the SmartDeposit program for a period of 3 to 24 months. The rate directly depends on the term of the contract and can be maximum12 %. The minimum deposit amount in rubles is 50 thousand. When it comes to foreign currency, the minimum amount is 1000. The rate will be from 2.5 to 3%.

Those who want to regularly manage their savings should pay attention to the program with frequent withdrawals. The client can deposit and withdraw any amount from his account. In this case, the minimum balance is 10 thousand rubles. Deposit rate - 10.5%.

Sberbank

If we consider the deposit rates in the banks of Rostov-on-Don, we can't forget about Sberbank. For help, you can contact the address: Bolshaya Sadovaya street, house 126. A financial institution cannot please with high interest rates. However, the number of bank customers does not decrease. Sberbank attracts primarily with reliability. After all, the company is a member of the Deposit Guarantee Fund for individuals and has been on the market for more than a year.

The most profitable is the deposit called "Save". The term of the contract can vary from 3 months to 3 years. The rate in this case is 5.91% in rubles. When making a transaction in foreign currency, you can count on a yield of 2.06%. Those who are used to managing their savings should consider the Manage program. At the conclusion of the contract, the client is issued a card. It is possible to withdraw money from the deposit at any convenient time. At the same time, the rate under the contract is 4.95% per annum. Yield in dollars - 1.48%.

Loco-Bank

About a financial institution in some cities of Russia, many evendid not hear. But in Rostov-on-Don, the bank is popular due to its advantageous services. The company is in the Top 100 banks in Russia in terms of assets. Offers an institution and profitable deposits. In the banks of Rostov-on-Don, transactions are concluded without unnecessary paperwork. To sign the contract, you only need to present a passport of a citizen of the Russian Federation.

Loko-Bank attracts with really high interest rates on deposits. Under the program "Income Strategy" you can make a deposit in rubles at 10% per annum. The term of the contract is 400 days. The minimum deposit amount is 100 thousand rubles. Less profitable, but more convenient for some categories of citizens, will be the contribution under the Frost Deposit program. The deal can be concluded for 100 or 400 days. The rate is 9% per annum, the minimum amount for concluding an agreement is 10 thousand rubles. It is possible to replenish the deposit, but partial withdrawal is not provided. On the official website of the bank, you can make preliminary calculations on the deposit. Not all banks in Rostov-on-Don offer this opportunity. In most cases, clients make deposits without understanding the future profitability.

Centre-Invest Bank

The branch where you can make a deposit on favorable terms is located at the address: Rostov-on-Don, Mironova Street, 2. Center-Invest Bank is a multifunctional financial institution that offers many interesting services. Here you can make a deposit in foreign or national currency. For the clients of the bank, drawings of valuable prizes are periodically held,shares.

What does Center-Invest Bank offer in Rostov-on-Don? Deposits here can be issued for different periods. The most popular are fixed-term contracts, which are concluded for a year. The advantage is that after 6 months you can terminate the transaction without losing interest earned. The minimum amount is 25 thousand rubles. The rate under the agreement is 6.9% per annum.

Services for pensioners are also in demand. Not all banks in Rostov-on-Don are ready to cooperate with the elderly. Deposits for pensioners are an opportunity to profitably preserve their savings. Savings agreement can be concluded at 6% per annum. The minimum amount is 10 thousand rubles.

VTB Bank

In Rostov-on-Don, you can make a deal with a financial institution at: Voroshilovsky Prospekt, 62. The office is open daily, from 9:00 to 18:00, except weekends. What interesting things does VTB Bank offer in Rostov-on-Don? Deposits here are characterized by not too high interest rates. However, the bank is a member of the Deposit Guarantee Fund, so customers trust it.

Demanded, according to reviews, is the program "Maximum Growth". The deal can be concluded for a period of 90 to 1095 days. The rate is 6.69% per annum. It is possible to replenish the deposit once during the entire term of the contract. The minimum amount is only 1000 rubles.

The most profitable can be considered a contribution under the "Maximum Income" program. Rate under the contract - 7, 14% per annum. The term is the same as in the previous case. However, the client is not able to withdraw funds or replenish the deposit.

Credit Europe Bank

In Rostov-on-Don, several branches of this financial institution operate at once. The fastest way to make a deposit on favorable terms is at: Maxim Gorky Street, 123. The most profitable deposit is considered to be "Term". You can make a deal in rubles, dollars or euros. The client can independently choose the duration of the contract - from 31 to 1081 days. Reviews show that in most cases the deal is for a year. The maximum rate when concluding an agreement in national currency is 7.7% per annum. The client cannot partially withdraw money from the account or replenish the deposit.

The Growing Income program is also popular. The contract can be concluded only in national currency. Not all banks in Rostov-on-Don offer such interesting conditions. Deposits can be made in the amount of 30 thousand rubles. At the same time, the client has the opportunity to periodically withdraw money or replenish the account. The rate is 5, 10%. Capitalization provided.

Rebirth

It is impossible not to think about this financial institution, considering the banks of Rostov-on-Don. Profitable deposits here can be made by any interested adult citizen. The main office operates at 97 Budennovsky Prospekt. The Good Traditions program is popular. The advantage is that under the contract you can save the earned interesteven with early termination. The rate is 8.3% per annum.

How is it more profitable to make a deposit in Rostov-on-Don?

Before choosing a financial institution for cooperation, you should carefully study the reviews about it. You can find detailed information about almost all banks on social networks and on thematic forums. It is important that the bank is a member of the Deposit Guarantee Fund. In this case, you will not have to worry about the safety of your funds. It is recommended to divide a large amount for making several deposits.