Is it possible to recognize the owner by the card number: recommendations

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Is it possible to recognize the owner by the card number? We have to find the answer to this question next. In general, sometimes such information can be useful. For example, if a person found someone else's plastic. It will not be difficult to return it under such circumstances. But even without the name and surname of the card holder, you can return it to the owner. We will talk about this later. Actually, it's not as difficult as it seems.

Chance of success

Is it possible to recognize the owner of the card by the card number? Or should this idea be abandoned?

It is impossible to answer this question unambiguously. The thing is that the chances of success directly depend on the specific situation. In some cases, obtaining information about the owner of the plastic is a simple task. And it happens that you can return the card without the citizen's data.

Bad transfers

Let's look at a few different situations where this information is required. Is it possible to find out the owner of the plastic by the card number, to whom funds were transferred unsuccessfully (by mistake)?

Yes, but not fully. For example, Sberbank candisplay only the first and middle name of the citizen, as well as the first letter of the last name. That is, it will not be possible to understand 100% to whom the funds were transferred.

To get at least this information, you have to:

1. Enter Sberbank Online. If you use a card from another bank, you must select the appropriate banking.
2. Start the operation to repeat the transfer of funds.
3. Look at the "Recipient" field.

There is no need to complete the transaction. Thus, a person will be able to indirectly find out the patronymic and name of the recipient of funds by the card number.

Banks and personal data

Is it possible to find out the owner of the plastic by the card number by contacting the bank directly? After all, it is in financial institutions that information about customers is stored.

Under current legislation, last names, first names, patronymics and other data about citizens cooperating with banks are not disclosed. This is confidential information. And if you ask an employee of a financial organization to name the data of the plastic holder, the applicant will be legally denied.

The exception is law enforcement. They are provided with information about citizens by card numbers only during certain investigations. Just like that, such information is not disclosed.

Card types and data

How to find out the owner by Sberbank card number? We have already met with one rather interesting technique. But it is not exhaustive.

Worth noticingthe fact that the answer to the question under study directly depends on the type of card that the client works with. There is a nominal plastic and instant. In the first case, it is easier to understand who owns the card than in the second. After all, instant plastic reflects only technical information.

What can be found on the map

How to find out the full name of the owner of a plastic card? In fact, it is impossible to completely deal with such a problem. This is impossible and illegal. There are some tricks, but more on that later.

To begin with, consider the information that can still be found by the bank plastic number. She is not secret. However, some information is encrypted in the card number itself.

So, you can recognize by plastic:

• payment system - the first digit (4 - "Visa", 5 - "MasterCard" and so on);
• BIN of a financial organization - numbers up to and including the 6th;
• program of the bank that issued the plastic - 7th and 8th digit;
• owner ID - 9-15 digits (last name does not contain);
• check digit for checking the card - the last digit of the number.

That's it. As you can see, the plastic number can show detailed information about the issuing bank. But it is problematic to find out the data of the owner of the plastic.

For personalized cards

If a citizen has found a name card, you can partially cope with the task. What is it about?

Is it possible to find out the owner through the card number? Name cards allowsee only the last name and first name of the citizen. That is, full information about the plastic is still not disclosed. And the card number has nothing to do with it.

The surname and name of the plastic card holder are written in Latin on the front of the plastic card. Just look at the map and read what is written on it. This is the only way to somehow get a tip on who lost the plastic.

Instant cards, as we have already said, instead of the first and last names contain only technical information. And so the described technique will not help. On such products, the owner's first name, last name, and patronymic are simply missing.

Secret tricks

How to find out the full name of the owner by card number? We have already said that there are no legal ways to cope with the task at hand. Therefore, you will have to look for a way out of the situation and agree with very risky tricks.

On the net, you can find many sites that offer a search for information about citizens by their bank card numbers. Usually these services are paid. Some of them really work. You just have to take into account that the bulk of the proposals are just a scam for money. An extremely unreliable method that brings only losses.

In addition, on black markets and from hackers, you can buy databases of bank customers. These journals store the most complete information about the population. And it is from the database that it will be possible to find out who owns this or that plastic. Documentation like this is expensive.she is illegal. Therefore, it is better to return the card to the owner without obtaining the citizen's data. But how to do it?

Methods of plastic return

It is not necessary to know the data to return the lost plastic.

To return a bank card, a citizen must:

1. Contact the issuing bank. Usually, the financial institution servicing the card is written on the plastic. Bank employees will definitely return the plastic to the owner.
2. Send the product by mail. It is enough to carefully read the data on the back of the card. There will definitely be written the address to which you can send your questions and found plastic. This is a rather long operation, but it takes place in practice.
3. Contact the cardholder through a financial institution. On the reverse side of the plastic there is a number for communication with the bank. You can call him, block someone else's plastic, while leaving a message to the cardholder. To unlock the product, a citizen will have to contact the bank and get information about who found the card.
4. Insert plastic into any ATM and "forget" it. It is advisable to use the ATM machines of the issuing financial institution. Then the card will be returned much faster.

That's it. Now it is clear whether it is possible to recognize the owner by the card number. And how to return the plastic is also clear.

In closing

The last name, first name and patronymic of a citizen is information that simply will not be disclosed by employees of financial organizations. Therefore, it is problematic to fully understand who owns this or that plastic.

However, sometimes a person can recognize either the last name with the name of a citizen, or the first name, patronymic and the first letter of the last name. And in order to return plastic to a citizen, you can do without his personal data.