Depositor is an economic category

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Depositor is an economic category
Depositor is an economic category

Video: Depositor is an economic category

Video: Depositor is an economic category
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A depositor is a depositor, an entity that has deposited a thing or deposited various valuables in a deposit of a certain state institution. For the first time, this word appeared in the second half of the 19th century in German in the meaning of "to postpone".

History of the term "depositor"

As a modern economic concept, a depositor is a business entity that owns funds temporarily deposited with another entity. This concept at the end of the 20th century acquired a slightly different meaning.

The main meaning of the word "depositor"

depositor is
depositor is

This is an employee - an individual - who did not receive wages within the terms specified in the employment contract. A more complete definition is a person who has not received payments and other monetary income due to him in a timely manner. For example, a salary depositor is represented by workers and employees who did not receive their accrued income (wages) on time (within three days). It can also be persons to whom certain deductions were made in pursuance of certain court documents.organs.

If we turn to other languages, the word "depositor" in translation from English is a depositor. Therefore, we can safely assume that the depositor and the depositor have a common etymology and similar content. Thus, these two concepts are identical in the economic aspect.

salary depositor
salary depositor

New meanings of the word "depositor"

There is another definition of the term "depositor" - it's just a card of an employee who has not received his salary. This concept is often used when determining the amount of money that a business entity did not pay within the period established by the contract.

Often, another concept is used in everyday life - a depository. In this case, the depositor is a person who uses the services provided by the depository in terms of holding securities or keeping records of rights to such securities.

Deposited salary

Since the most common value of the depositor is associated with receiving a salary, let's dwell on this area of economic activity in more detail. Any reader may object that the modern payment of wages is carried out using plastic cards in ATMs. However, consideration of the depositor in this case can be carried out in a theoretical aspect.

the meaning of the word depositor
the meaning of the word depositor

So, the presence of "live" funds in the cash desk of any institution in excess of the limits established by law and regulation is allowed only on the days when the payment is madesalaries. In situations where, for certain reasons, not all employees can receive the money within three days, the remaining amounts must be deposited. At the same time, the deposited salary does not have any effect on the amount of tax payments calculated from the salary, since all contributions and taxes are calculated at the time of its accrual.

The legislation of the Russian Federation does not establish a special deadline for the payment of wages declared as deposited. Therefore, if it becomes necessary to receive such a salary, the employee applies to the accounting department with a corresponding application in writing or orally. At the same time, the payment of this salary is carried out without "binding" to the days of payment, since the employee has the right to receive it in any case.

However, the procedure for this type of payment should be regulated in an employment or collective agreement. This will help to avoid labor disputes and violation of the rights of employees in any enterprise.

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