Bonuses "Thank you from Sberbank": where you can pay, features and conditions

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

All new customers of the largest bank in our country can take part in the "Thank you from Sberbank" bonus program. What kind of program is this, how profitable is it and does it make sense to spend time registering in it? Let's look at all the conditions for participation together, and then you decide whether you need these bonuses or not.

"Thank you from Sberbank" acts as a bonus program, in which for each purchase that is paid for by a card, points called "Thank you" are credited to bonus customer accounts. In the first three months, their value, as a rule, is one and a half percent of the purchase price, and in the next 0.5%. When paying for goods from partners, the accrued points can reach up to 20% of the money spent. The article describes in detail where you can pay "Thank you from Sberbank" and the conditions for calculating bonuses.

Who can join the program?

This bonus program is ontoday applies to absolutely all cards issued by Sberbank, with the exception of Maestro. In the event that there are several of them, then "Thank you" is credited to a single account.

Features and conditions

In order to become a member of the program in question and figure out what you can pay for "Thank you from Sberbank", you need to register in it through an ATM. You can also do this through Mobile Banking. And also through Sberbank Online.

As part of the registration through the terminal, the owner of the plastic must insert the card into the device, enter the code, then select the section called "Bonus Program", indicating the mobile number in the appropriate form and confirm their agreement with the existing rules of the program. After that, an SMS with a password will be sent to the specified phone. You will need it to contact the bank contact center.

When registering through the Internet bank, you need to log in to the system, then select the "My bonuses" option in the menu, enter the mobile number and email address in the form that will be displayed on the screen. Further, as in the first case, the holders receive an SMS message with a password for further communication with the contact center of the financial organization. Connection, just like participation in the program, is absolutely free and no commission is charged.

The third option involves the use of a mobile bank. To do this, send a message to the number900, in which write the following text: "Thank you ", whereare the last four digits of the card number. In response, a code comes, which must also be sent to the specified number.

But where can I pay with "Thank you from Sberbank" bonuses? Find out further.

Using Sberbank Online

Customers can track the total number of accumulated points using the Internet. This option is available in the Sberbank Online system. The link to the page with the bonus program is in the personal menu on the left. On this page, you can register for the Thank You program. To do this, you also need to provide a phone number with an email address, and then agree to the rules. After that, the client will receive a message with a password. If you have a Momentum card, you can connect to the system at least five days after receiving the corresponding plastic.

How can I check my balance?

Before you find out where you can pay "Thank you from Sberbank", you need to find out the number of points accrued. There are only three ways to carry out the verification. First of all, you can find out through the information terminal. There you need to select a special section called "Bonus Program". Here, it will be easy for customers who often use Internet banking to find accrued bonuses in their personal account.

And finally, you can find out your balance by using a mobile phone. To do this, send an SMS, in which write "9" to the number 6470 (the request is free). Next comes the answer aboutthe number of points awarded.

Using bonuses

When using points, the question arises: “How much can I pay for “Thank you from Sberbank”? Partner stores accept up to ninety-nine percent of the amount of purchases in the form of bonuses. In the event that there are three hundred points on the account, then, having bought products in Pyaterochka for the same amount, the client will pay only one ruble. The rest of the amount will be written off from bonuses. Each store has rules with nuances for using points, in this regard, you need to clarify this in advance on the Sberbank website, or ask the employees of the establishments. When a person has clarified whether a particular store accepts bonus payments, what percentage of the amount they can pay for, and knows how many points are in his account, he can safely pay for the purchase and save money at the same time.

What should I do?

This requires the following:

1. At the checkout, warn the seller that there is an intention to pay part of the purchase price with Thank You points.
2. It is necessary to clarify whether it is required to write off absolutely all bonuses or only part of them.
3. Then give the card to the seller, and he, in turn, pays with points. The rest is paid in cash (whether in cash or non-cash).
4. It is also required not to forget to check if cash instead of bonuses was deducted.

Can I pay for "Thank you from Sberbank" purchase via the Internet?

Online stores that allow such a calculation are, first of all, Euroset and MTS. They accept points as payment on the site, and at the same time in offices. Also, such partners include Ozon along with Technopark, Tickets Online, LitRes, and so on. The list of companies can always be clarified on the official website of the bank. Thus, you can pay for "Thank you from Sberbank" anywhere, including via the Internet. In order to pay for a purchase using points in the online store, the following is required:

1. Mark items to be purchased (they are sent to the shopping cart).
2. At the next payment step, the option "Pay with bonus points" is selected.
3. Next, the operation is confirmed. Points are deducted from payment. Do not forget that part of the amount is paid with money from the card.

About program partners

What can I pay with "Thank you from Sberbank" bonuses? To date, the partners of the program under consideration are over a hundred large companies, including regional and federal retail chains along with online stores. With partners that have a total of more than ten thousand outlets across the country, you can purchase goods with services in such categories as, for example, mobile devices and digital equipment, railway and air tickets. In addition, at a discount from these companies, you can buy beauty and he alth products along with jewelry, clothes and shoes,building and finishing materials and so on.

Programs from competitors

Promsvyazbank (the bonus system is called PSBonus), TKS-Bank (Bravo), Absolut Bank (Honorary Clients) and other organizations have similar loy alty programs. As a rule, affiliate programs and airlines are in the greatest demand among customers. For example, when making purchases with cards, consumers are given bonus miles that can be exchanged for airline tickets. Next, we will examine in detail where the described bonuses are applicable.

Points "Thank you from Sberbank": where can I pay?

In the event that a person is used to visiting specific establishments, and at the same time shopping in his favorite store, you need to see if there are familiar names in the list of partners who can pay with these bonus points. They can be used in completely different ways, for example:

1. In many restaurants and cafes. The partner of the program under consideration is a food chain called Burger King. If a person is used to eating there or visiting on weekends with their family, they can pay for lunch with the corresponding points.
2. In various supermarkets. People go to grocery supermarkets, buying food every day. It is worth paying attention to the fact that the partner of the described program is Pyaterochka, however, it accepts payment with points only in some large cities in stores at specific specified addresses.
3. Spend such bonuses in the storeclothes. Many brand stores accept "Thank you" as payment for such brands as Kari, Daughters and Sons, Zenden, Baon, Oodji, Finn Flare.
4. You can also watch a movie. For example, a cinema chain called Kinomax is also a partner of the program.
5. Bonuses pay for purchases at Euroset (as part of the purchase of a phone or accessories for various gadgets).
6. In MTS stores, you can replenish your phone account through the appropriate bonuses from Sberbank.
7. Many online stores accept payment with such bonuses.
8. Some gas station pharmacies are partners, but this has nothing to do with popular and well-known establishments.

Above we have listed the places and situations where you can pay "Thank you from Sberbank". The list of stores for the layman may actually seem sparse, but this is not a reason to refuse to participate in such a program. Still, it is quite possible to buy groceries with clothes, eat, and, in addition, pay for cellular communications or go to the cinema.

What is the accrual limit?

In order to understand that you can pay with "Thank you from Sberbank" points, you should note the cases when they are not awarded:

1. As a result of any currency transaction.
2. For manipulation in the acquisition of prohibited goods.
3. When money is transferred from one plastic to another.
4. As part of the payment for communal services, the services of mobile phone providerscommunications, television and more.
5. Against the background of transferring funds to an electronic wallet.
6. For the second and each subsequent automatic payment made during the day.
7. When buying the fourth and following items at the same point of sale.

Customers also do not receive bonuses if they pay for services with goods with co-branded cards issued jointly with Aeroflot and MTS.