Bank "Europlan": reviews and address

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

It's no secret that every motorist dreams of becoming the owner of his own brand new car, which will delight his eyes and soul every day. Unfortunately, not everyone succeeds in fulfilling their dream. However, those who are not accustomed to retreat in the face of difficulties find a way out. Some borrow money from relatives or friends, others prefer to get a loan from a bank. To date, this service is provided by many banks, but one of the recognized leaders in the auto insurance industry is, of course, Europlan.

General information about Europlan Bank

Europlan Bank is an auto finance company established in 1999 and operating in three main areas:

1. Auto banking services.
2. Auto insurance.
3. Leasing of special equipment and vehicles (cars, trucks, as well as commercial vehicles).

Thus, today Europlan is a company offering its customers(individuals and organizations) a full range of high-quality and modern auto-financial services. Over the 15 years of its existence on the Russian market, Europlan Bank has concluded more than 130 thousand contracts and deservedly occupies a leading position in the auto leasing industry among numerous non-state companies. The company values its impeccable reputation and never ceases to please customers with high quality service. The main office of the company is located in Moscow, at the address: st. Malaya Sukharevskaya Square, 12.

Mission, values and goals of Europlan

The company's management claims: their mission is to convey to the world information about why Europlan was created, what is its uniqueness and usefulness. Bank employees strive to constantly improve and be useful to each client. To do this, they are ready to work tirelessly, working ahead of the curve and boldly challenging everything new and unknown.

The company has a favorable, friendly atmosphere. Mutual assistance, trust and respect are the values that are shared and supported by all Europlan members without exception. An internal well-established culture contributes to the successful implementation of the main goals of the bank and is highly valued by satisfied customers.

What banking services can Europlan's clients use?

Commercial bank "Europlan" offers all motorists and just interested persons a whole range of auto financial services. It's aboutabout car loans for both new and used cars, about high-yield deposits (“Savings Account” and the so-called “Europlan Deposit”) and about Europlan Autoclub premium bank cards, which are received quickly, without unnecessary hassle and on very favorable terms for customers. Bank "Europlan" focuses on the efficiency and quality of work, as well as on the level of qualification and professionalism of its employees. Consultation can be obtained remotely. Thanks to this, customers have a unique opportunity to use the services of the bank without leaving their homes. They don't have to go to the branch in person. One has only to dial a phone number - and a polite bank employee will help solve any, even the most complex problem. In this case, the waiting time will be minimal.

Any operation on a deposit, loan or account is now possible to carry out online. Moreover, even an agreement can be concluded while being hundreds or thousands of kilometers from a bank branch. For this you do not need to have special skills. It is only necessary to leave an application on the official website of the bank, which will be considered as soon as possible. If approved, all required documents will be delivered to the applicant's home.

Successes of Europlan

Thanks to a very simple and understandable for everyone line of banking products offered by Europlan, its activities have been repeatedly highly appreciated by numerous independent experts. For example, in 2013, the Banki.ru portal in its rating of car loans assignedcar loan "For new cars" honorary 2nd place.

At the beginning of 2014, the RBC Rating agency recognized Europlan Bank as the most profitable in terms of placement of funds for a period of 731 to 1100 days. The achievements of the bank do not end there. Thus, in March, and then in April 2014, in the ratings of the Sravni.ru portal, the car loan "For new cars" took first place as the most profitable of all existing ones. In the same period of time, the Banki.ru portal included the Europlan Deposit in its TOP-20 of the most profitable ruble deposits for 1 year with the right to replenish.

Program "Europlan Autoclub"

When opening a deposit or applying for a bank card in Europlan, each client gets a unique opportunity to become a member of the Europlan Autoclub program. By participating in this program, the bank's customers save significantly on the maintenance of their vehicle, as they are provided with huge discounts on various services and goods. In addition, in accordance with the terms of the program, they are credited with bonus rubles, which they can use when paying with the bank's partner companies.

Reliability of Europlan

Why is the number of those who choose Europlan bank continuously growing? Customer reviews provide an exhaustive answer to this question. Both individuals and organizations especially emphasize the high level of reliability and manufacturability of the bank. In this regard, it should be noted that in 2013"Europlan" was assigned an "A +" rating, which indicates the high creditworthiness of the bank. Also, customers do not have to worry about the safety of funds invested by them in Europlan-Bank. Deposits are securely protected by the DIA Insurance System. In addition, clients' funds are not used to provide dubious consumer loans to third parties, but are invested in assets - vehicles.

Car loan provided by Europlan

Car loans offered by Europlan Bank are especially popular with customers. The addresses of the branches where you need to apply for its registration are easy to find on the bank's website. Thus, one of the client offices is located in Moscow at the address: Raketny Boulevard, 16 (business center "Alekseevskaya Tower"). In St. Petersburg, the Europlan office is located at: st. Kolomyazhsky prospect, 27, Sodruzhestvo business center, 7th floor.

The loan amount can reach up to 7 million rubles with an annual rate of 9.99%. It does not require any initial payment. Thus, the purchase of a car of any make and year of manufacture becomes available to almost everyone. Plus, you don't need a guarantor or collateral to get a loan. The guarantee for the bank will be only the car purchased by the client, that is, the vehicle will act as collateral for the transaction. In the case of purchasing a used vehicle, it is possible, if desired, not to issue CASCO. The loan repayment period is alsovery liberal and is 65 months. There is the possibility of early repayment without additional fees. The loan payment can be made personally by the borrower or his authorized representative.

What are the requirements for potential borrowers?

Is it difficult to get a loan by contacting Europlan Bank? Reviews of borrowers indicate that the terms of lending are very simple. You do not need to run around various authorities and collect a lot of certificates and documents. It is enough to have the citizenship of the Russian Federation, age 20 or older, a permanent place of work where the potential borrower has worked for at least 3 months. If these conditions are met, then no problems with obtaining a car loan should arise. The decision to grant it is made within only 15 minutes.

Europlan-bank: car loan, borrower reviews

The number of grateful clients of Europlan Bank is growing every day. Tens of thousands of good reviews about a car loan provided by a bank are easy to find on the Internet. People who have become owners of their own vehicles thanks to a loan issued by Europlan note the high professionalism of the bank's employees, as well as the amazing efficiency of their work. Remote maintenance allows you to solve any problem that has arisen simply with lightning speed. Of course, the population is pleased with low interest rates on loans, an individual approach to each person and the opportunitychoose the most convenient monthly payment. Many of those who used the services of the bank once become its regular customers.