Podem Bank: reviews, address and loans

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

If you made a responsible decision, wanted to get a bank loan and at the same time chose a specific financial institution, first conduct a small audit of its work. In particular, it is recommended not only to study the banking products of this organization, but also carefully read user reviews. Today we will discuss the bank "Let's go!" What is a credit institution? What do people say about her?

Information statement about the bank

"Let's go!" is a commercial institution with a large branch network in Moscow and the regions. It is part of the Life financial group, therefore, is directly subordinate to the head of Probusinessbank. If we talk about the history of the origin of the bank, then it is worth pointing out that the organization was established in Novosibirsk in 1993. However, its current name is somewhat different from the original. Previously, the financial institution was called Hals-Bank.

A few years later, the bank's owners changed hands and happily renamed the organization. And it became known as the Investment City Bank, or, for short, IGB. At the time, take out a loanbank "Let's go!" only business representatives and business owners could.

Everything changed in early 2006, when the management of the credit institution suddenly realized that they were losing potential customers from the retail segment. At the same time, the bank expanded its range of financial products, which were designed with both corporate and retail clients in mind, as well as individuals.

In early 2009, the winds of change blew again towards the bank. This time, the credit institution was bought out by representatives of Probusinessbank and founders from the National Savings Bank. It was thanks to the change of ownership that the financial organization became part of the Life group and moved its head office to the capital of the Russian Federation. Exactly one year later, the credit company received the name already familiar to us - Let's Go! Bank. After a series of rebranding and other marketing changes, the credit institution received a brand that is quite popular today - Podem! Financial Solutions Bureau

The bank today: what has changed?

At the moment "Let's go!" enjoys great popularity both among Muscovites and among residents of other regions. In addition to the Moscow branch, the bureau has 163 more credit and cash branches located in more than 30 cities of Russia on the territory of the Russian Federation. It has its own network of ATMs and other devices with remote access. Today, the bureau's clients are about 500,000 individuals. And the number of applicants is growing. Here it is, the bank "Let's go!" Addressesbranches that are currently operating in the Russian Federation, we indicate below.

Where are the branches of Let's Go Bank

The main office of the company is located in Moscow on Belomorskaya street, 6-A. In order to determine the address of the nearest branch of the bureau, you need to enter the official page of the commercial credit institution, go to the "Contacts" tab, and then select "Find the nearest bureau" from the pop-up window that appears. For a more precise definition of the desired object, you should specify your city, region and district.

Suppose your city and region is St. Petersburg, and your district is Central. In this case, after performing a search, you can see the address of the nearest branch to you. In this example, the office is located near the Chernyshevskaya metro station, on Vosstaniya street, 49. Here you can also find the nearest ATM of the office, a 24-hour self-service zone, currency exchange, a cash desk and a postomat.

If you do not have access to the Internet, you can find out the addresses of branches and other services by calling the Let's Go! Bureau phone (open 24/7): 8-800-200-1230.

What services does the bank offer to the public?

Bank Let's Go! provides diverse financial services, among which it is worth highlighting lending to businessmen and retail clients. At the same time, there are programs for short-term lending "To the salary", unsecured loans for urgent needs are available, microfinance is actively developing.

In addition to loans, a financial institutionoffers a wide range of deposits, performs fast online cash transfers, makes payments in the Zolotaya Korona system.

On what terms can I get a loan?

Bank Let's Go! offers three loan products that are designed for both new and regular customers of the organization. For example, if you are applying to this bank for the first time, then you will most likely be offered a mini-lending program. This means that, depending on the level of your annual income, the loan amount will not exceed 30,000 rubles. The minimum loan amount will be 1,000 rubles. Loan terms will vary from 30 days to a year.

The second version of the loan program has a funny name - "Steps". As part of this product, you can take a loan in the amount of 30,000 to 250,000 rubles. The loan term in this case will be proportionally increased to 72 months. The main highlight of the "Steps" is the presence of a falling rate, which directly depends on the terms of the loan and the amount of the loan. This means that if you decide to apply for a loan in the range of 30,000 - 99,999.99 rubles, then your rate will be 65%. If the loan amount is equal to 100,000 - 250,000 rubles, then the rate will be reduced to 52%.

If you have already managed to establish yourself as a positive client (by the way, the program also allows you to lend to pensioners), then you will find a third product - "For repeat customers", with special lending conditions. In this program, the conditions of the bank "Let's go!" will depend on the puritycredit history" of the borrower, on the terms and amount of lending. At the same time, clients of the organization who apply repeatedly can receive a loan in the range of 30,000 - 250,000 rubles for up to 72 months. Moreover, if the loan amount is up to 99,999.99 rubles, then the rate will be 63%. If more - 50%.

Who can take out loans from Let's Go! Bank?

Citizens of the Russian Federation with registration for at least six months, aged 22 to 70, can become potential customers of the bank. Borrowers can also become persons whose total work experience is at least a year, and the length of service at the current place of work is at least three months.

How to apply for a loan

Get a loan from Let's Go! You can if you have three documents: a passport, a second identity document and an application-application. You can apply for a quick and short-term loan online. It will take only three business days to review your application.

Bank Let's Go!: reviews

So, suppose you decide to apply to this particular credit institution. But first you need to carefully study the real reviews of the organization's customers. For example, some users claim that they have previously applied to various banks, but in this they liked both the service and the speed of decision-making.

Others argue that the bank has its pros and cons. So, according to them, when applying, they are not happy with an excessively high percentage. Conversely, it's nice to be able to get a loan without the lengthy paperwork.

Thirds say that when issuingloans to them wrongfully imposed insurance. Because of this, the estimated amount of 25,000 rubles increased by exactly 5,000 rubles. The fourth was not satisfied with the employees of the organization, who, according to them, behaved incorrectly towards them.

Fifth, on the contrary, like the efficiency of operators and cashiers, as well as the speed of response of call center employees.

In a word, before contacting a bank, look at reviews, study loan programs and act as you see fit.