What profitable deposit can Rosbank offer to its clients?

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

"Rosbank" is quite a powerful financial universal organization. The number of its assets is 783.6 billion rubles at the time of December 2016. This bank occupies the 12th line of the rating out of 600. This indicates its reliability. Many go there to make a contribution. "Rosbank" offers a variety of tariffs. I would like to talk about a few.

150 Years of Reliability

This plan offers the highest return even if the amount the customer has is small. Although it is more profitable to invest as much as possible, since the deposit and withdrawal function is not available. So how is this contribution different?

"Rosbank" offers 7.7% per annum and a maximum term of 36 months. If a person decides to invest 1,000,000 for this time, then in the end he will receive another 231,000 rubles on top as interest. But you also need to know that for the tariff "150 years of reliability" the function of opening a deposit online is available. And then the rate will be higher - about 7.9%per annum. And in this situation, the profit from interest will be 7 thousand more.

Although the amount of proceeds depends on what the initial amount was and for how long the person opened the deposit. "Rosbank" offers different conditions. The most profitable solution is to open an account for more than 1,500,000 rubles for 6 months. Then the profit will "drip" at a rate of 9% per annum.

Refillable

This contribution is also worth noting. Rosbank offers this tariff to people who want to replenish their account with funds within a period. Well, it all depends on the previously mentioned nuances. From the term and amount of investment, to be more precise. It is most advantageous to open an account for 18 months (this is a temporary maximum). And invest 1,500,000 rubles. Then the rate can be from 7 to 7.36%.

Profit will be good, even if you do not replenish the account. But they open a deposit of this type just for this. The minimum replenishment amount is 1000 rubles.

It is important to note that in this case, interest is not just accrued, but also capitalized. By the way, they can be paid to a person at the end of the term in full, or they will be transferred to him monthly on a card. A choice is provided.

Other contributions

It is worth noting the "Managed" tariff with attention, talking about what Rosbank offers its customers. Deposits of individuals differ in certain features, and in this case it consists in the ability to replenish the account andpartially withdraw funds.

The best solution is to invest an amount of 1,500,000 rubles for 6/9/12 months. You can also at 18, but then the interest rate will be not 6.4%, but 6.1%. And so the profit at the end of the term will be 96,000 "clean" rubles. And, given that the deposit is replenished, the benefit will be greater.

I would also like to say a few words about the ATM tariff. Perhaps the simplest of all that Rosbank offers. Deposits of individuals are opened in different ways, but this one is through an ATM. To carry out this procedure, you need to use the main card of Rosbank. Only a credit card will not work. And the Cash-in card too.

So what's on offer? Deposit from 3,000 rubles at a rate of 6.6% per annum, for a maximum of 3 months. Interest is capitalized, there is the possibility of replenishment and automatic prolongation. If you invest the same million, then in three months you will accumulate about 16,590 rubles of profit.

Deposits

Finally, a few words about this topic. Deposits are also offered by Rosbank. Interest on deposits is not bad, the same can be said in this case. Business clients are offered an excellent deposit line, insurance system protection, online control and professional support.

There are only five offers. The first tariff is "Standard". The minimum deposit amount is 50,000 rubles, the annual rate can reach 8.5%.

Grand tariff is more favorable. It is designed for clients who have large funds. If they want to open a deposit for a period of 31 to 1095 days, then the minimum amount will be 10 million rubles. The maximum is 300 million. The rate can reach 8.85%.

There is also the "Standard" tariff, which has flexible conditions. There is the possibility of partial and early withdrawal, capitalization of interest, as well as prolongation and replenishment. The minimum amount is 100,000 rubles, the rate is 6.5%.

The last two tariffs are Blitz and Rational. With minimum deposits of 500 and 100 thousand, respectively, and with maximum rates of 8.25% and 8.68%, respectively.

In general, "Rosbank" as one of the most eminent banks in Russia offers really good rates and conditions. The main thing is to familiarize yourself with all the nuances in detail before opening a deposit.