What profitable deposit can Promsvyazbank offer to its clients?

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

The financial institution known as Promsvyazbank is in 10th place among 600 banks in the Russian Federation. It is reliable and has a certain authority. Many people come there to make a deposit. Promsvyazbank is an organization that you can trust with your funds. In addition, customers are offered good conditions here.

A solid percentage

This is the name of the first tariff, which I would like to note with attention. This is the most popular contribution. Promsvyazbank offers the following: a maximum rate of up to 8.5% per annum, premiums for premium customers plus preferential terms for early termination.

Standardly offered 8.25%. If a person invests 1,000,000 for a year, then at the end of the term he will receive an income in the amount of 82,500 rubles. By the way, 365 days is the maximum. Ho still has the opportunity to open a deposit for 3 and 6 months. However, you need to know that this deposit is not replenished, and debit transactions are not provided for it. But there is a functionautomatic renewal (but as a maximum of 3 times).

That's not all there is to know about this contribution. Promsvyazbank makes interesting offers for people who are ready to make large investments. From 1,500,000 rubles, to be more precise. They must be served under the program "Your PSB Premium" or Orange Premium Club. Then for them there will be a surcharge of 0.25% to the annual rate.

Welcome

A few words need to be said about this contribution. Promsvyazbank offers favorable conditions for this tariff. The most important thing is the maximum rate of 9.5% per annum. In addition, a replenishment function is provided. And the amount of the additional contribution has no limits. But only the maximum that can be on the account is 20,000,000 rubles. And the minimum is only ten thousand.

Maximum deposit term is 250 days. It can also be issued for 50 and 100 days. By the way, this is the most successful option. For people who open a deposit for 50 and 100 days, the rate is 9.5% per annum. If the period is 250 days, then it drops to 7.5%.

For example: if you invest 1,000,000 rubles for 100 days, then after this period a person will receive a profit of 24,540 p.

Maximum opportunity

Promsvyazbank is also ready to offer such a tariff. Deposits differ in certain features from each other, and "Maximum Opportunities" is no exception. In this case, a feature is the ability to conduct debit transactions that are not available in the case of allthe above rates. The deposit can be replenished, but 30 days before the expiration of the term, this function is “closed”.

The rates differ. The minimum is set for investments from 150 to 300 thousand rubles. If you open a deposit with such an amount, the rate will be 7.5% per annum. By the way, there are two terms - 367 and 731 days. The rates are identical both in one and in the other.

The most profitable solution is to invest more than 1,000,000 rubles. Then the rate will be equal to 8% (in the case of both terms).

Other rates

This is not all the offers that Promsvyazbank has. The deposits of individuals listed above are the most popular. Ho there are a few more.

"My benefit", for example. You can open this deposit in Russian currency, as well as in euros and dollars. It is best to issue in rubles. By opening a deposit for 367 days in the amount of more than 1,500,000 rubles, you will be able to get the most favorable rate - 8% per annum. Pretty profitable. From one and a half million at the end of the term, a person will receive more than 120,000 rubles as interest income.

There is also the tariff “My pension” with a maximum rate of 8.41%, “My piggy bank” (7.6%), “My opportunities” (7.84%), “Multi-currency basket” (7. 85%) and "Simple Rules" (6.5%). These deposits are also popular among people of certain categories, but those tariffs that were described above are in demand the most.

And of course, as in any other reputable bank, there is a service for opening deposits for business people. They have the opportunity to effectively place their free cash in order to get a good profit. But that's another topic.

However, what kind of deposit to open is already up to everyone individually. The most important thing is to carefully read the rules prescribed in the contract.