Favorable deposits in Novosibirsk banks

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Bank deposits are a profitable investment for those who want to receive passive income or just keep their savings. Before choosing where the money will be stored, it is worth clarifying what conditions financial institutions offer. The most profitable deposits in Novosibirsk banks will be described below.

Trust

Trust Commercial Bank is a financial institution trusted by many Russians. Branches operate throughout the country. In Novosibirsk, it is located on Kamenskaya Street (house 32). The financial institution offers to draw up several options for deposit agreements. If we consider profitable deposits in the banks of Novosibirsk, then the "Own People" program from "Trust" will be the most attractive. Everyone has the opportunity to deposit money for 3, 6, 9 and 12 months. The longer the term, the higher the rate. When drawing up a contract in rubles, everyone can receive a maximum of up to 9.85% per annum. In dollars, the rate is 2%, in euros - 1.15%.

Good conditions are also offered by the "Optimal Course" program. The minimum deposit amount is 30,000 rubles or $500. When concluding an agreement in rubles for a year, the rate will be 9.4%, in dollars - 2%. Ocustomers can always find out about the accrual of interest under the agreement by the hotline number or in their online account "Trust".

Sberbank

It is impossible not to remember about this financial institution, if we consider the banks of Novosibirsk. Deposits, interest, conditions under contracts - all this information will be happy to provide Sberbank specialists. The financial institution also offers several deposit programs. The "Save" service is popular. Despite the fact that the maximum rate in rubles is only 6.5%, residents of Novosibirsk are not afraid to take money to the bank. This is due to the fact that the financial institution has managed to establish itself on the positive side.

Like other deposits in banks in Novosibirsk, the "Save" agreement can be issued for a certain period - from 1 month to 3 years. The exact amount of income will depend on the deposit currency and deposit term. The maximum rate for deposits in dollars will be 1.06%, in euros - 0.01%. Such conditions cannot be called favorable. However, Sberbank is the most reliable financial institution in Russia today. Therefore, you can be sure that the money will remain safe.

Interaction

Those who are interested in profitable deposits for individuals in Novosibirsk banks should pay attention to CB Interaction. The branch is located at the address: Kamenskaya street, house 51. Pleasant conditions are offered on the Yubileiny deposit. Every citizen of Russia who has reached the age of majority can become a client. The term of the contract is 372 days. There isthe ability to save any amount from 25,000 rubles. The rate under the agreement is 9.05% per annum. There is the possibility of a single partial withdrawal of the deposit amount. No interest is paid on repeated withdrawals.

Deposit program "Express" is also popular. When signing the contract, the client is issued a card. The minimum deposit amount is 5000 rubles. The client has the opportunity to replenish the account and withdraw money from it without restrictions. The rate is 6% per annum. There is interest capitalization. The card is issued for 558 days, then the contract can be extended.

Plus Bank

This financial institution is growing rapidly. Branches today function in many cities of Russia. There are also offices in Novosibirsk. You can draw up a deposit agreement at the address: Kirova Street, 27. The financial institution offers several profitable deposit programs. The "Convenient Plus" is popular, it provides for a rate of 8% per annum.

The client has the opportunity to put his savings in the bank for a period of one year to 1095 days. Income is paid to a card or to a “demand” account. The minimum deposit amount under the agreement is only 1000 rubles.

If we consider dollar deposits in Novosibirsk banks, we can pay attention to the "Reliable" program. The contract can be concluded for a year. The minimum deposit amount is 200 dollars or euros. The yield of the deposit is 1.49% per annum.

Credit Europe Bank

BNovosibirsk financial institution is located at the address: Vokzalnaya highway, house 3. A deposit called "Urgent" is popular. The advantage is that the client can deposit his money for a period of 31 to 1098 days. The minimum deposit amount is 3000 rubles. The contract can also be executed in foreign currency in the amount of 100 dollars or euros. The maximum rate in rubles is 8.9%, in foreign currency - 2.25%.

The Growing Income program is also popular. Its peculiarity is that the interest rate depends on the term of the contract. You can deposit money in the bank for a maximum of 365 days. At the same time, the rate in rubles will be 9.25%, in dollars - 2.5%, in euros - 1%. Income capitalization is another advantage of the program. Not all deposits in Novosibirsk banks provide for such conditions.

Renaissance Credit

The financial institution is located near the Credit Europe Bank branch, on Vokzalnaya highway (house 5). Banks create serious competition, including in the issue of deposits for individuals. The deposit agreement "Cumulative" can be executed by any adult citizen of the Russian Federation. The yield will depend on the deposit currency and its term.

To get the maximum rate (8.75%), you need to deposit at least 1,400,000 rubles in the bank. With a deposit of 30,000 rubles or more, the rate will be 8.5. Such conditions apply if the contract is concluded for 730 days.

Favorable conditions are also offered by other banks (Novosibirsk). Deposits for the population -a priority way to raise funds for most credit institutions.