2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Any legal entity, its branches and separate structures, individual entrepreneurs and persons engaged in private practice permitted by law are required to have a current bank account. It is necessary for carrying out business activities, paying taxes and fees to various funds, paying salaries, settlements with suppliers and contractors. To open it, you need to provide a package of documents, which includes a card with sample signatures and a seal imprint. Document number 0401026 according to the all-Russian classifier and is mandatory for all banking institutions and its clients. Making changes, additions to the established form is prohibited. It is only possible to increase the number of lines in some paragraphs of the document (the number of checks issued, in the name of the owner, etc.). The procedure for providing and the rules for filling out the form are enshrined in the instructions of the Bank of Russia. The same document is issued when opening deposit accounts by legal entities.
The established internal regulations of commercial financial institutions and the rules of working with clients may require notarization, but in many banks the card with sample signatures and seal imprints can be certified in the presence of a bank employee and employees of the enterprise authorized to work with the organization's funds and their distribution. Its real design is mandatory in any case. If you use the "Internet banking" or "client-bank" systems, it will confirm your electronic signatures.
If the company is a structural subdivision, then in the column indicating the name of the account holder, the name of the main legal entity is written first, and through the separation sign of the branch, in accordance with the statutory documents on the formation of a separate subdivision. In such cases, a bank card with sample signatures is certified by a higher authority.
A prerequisite for filling out the form is the use of black printer, writing, machine printing or writing by hand. Fax signature is not allowed. If you already have a bank account open and there have been no changes in the list of authorized persons - distributors of funds, you may not need an additional card with sample signatures and a seal, this depends on the rules of the financial institution.
The card is considered valid until the end of the banking service agreement. In case of changethe legal form of the enterprise, changing the names of authorized persons, their composition or at least one signature recorded in the document, another bank card is required with samples of signatures and seals, with the changes made, while additional documents must be submitted that prove the fact of the changes being made. Otherwise, the funds will be blocked until the bank receives properly issued papers.
If an employee of an enterprise authorized to work with a financial institution is temporarily absent, then an additional card is produced with sample signatures and a seal imprint, where the bank employee makes the note “Temporary”.
When opening an account, you should not think that bank employees make unreasonably high demands on you. They do their job, and you get the opportunity to get advice from a competent person in terms of the correct legal execution of all statutory documents.
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