Universal electronic card (UEC) - reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

The universal electronic card, or UEC, reviews of which are very contradictory, is a plastic card of Russia, which acts both as a means of payment and as a tool for identifying an individual. Some people talk about the convenience of the product, others resent the limited functionality. Many services are still under development.

With the help of a card, you can not only pay for and receive state-type services. The payment tool allows you to remotely order services. We can say that the UEC (universal electronic card of Russia) is an identifier and an electronic wallet, a bank card and an electronic signature, a travel card. The term of the instrument is 5 years. It is issued absolutely free of charge and to everyone after submitting an appropriate application. Linking to a bank account is also free.

Identification tool

After receiving the UEC card, reviews of which are both positive and negative, it can be used as a passport in certain situations. According to card owners, it is very problematic to get them today, becausehow applications are accepted only in five specially designed points in Moscow. Plastic can be used as an identifier when applying for state and municipal services. The card also applies to the commercial segment. An electronic storage medium can be used in the pension system and in medical institutions. According to the owners of an electronic storage medium, it is very convenient and does not wear out like paper documents. Helps to avoid many inconveniences, as it is always at hand in the wallet.

Electronic signature

Due to the spread of services provided remotely via the Internet, electronic signatures have become very popular. They are required when submitting documents online. Businessmen and people who have had to deal with legally strong actions in electronic form have appreciated the ability to put their electronic qualified signature through the card. Thus, a certain secure connection is formed between the customer of the service and its provider.

If we compare the partnership algorithm with a simple login and password scheme, we can note a high level of security. Information cannot be intercepted, let alone studied or changed. In some areas of business activity, this feature of the product is highly valued, as it allows you to keep all the secrets of entrepreneurship from competitors. Businessmen who have already been lucky enough to receive the card are very satisfied with the product.

Payment instrument

UEC, reviews of which are only good as a payment instrument, allows you to carry out various kinds of operations with bank settlement accounts. The owners of an electronic product emphasize that they can pay for goods or services at any time. It is possible to cash out money from accounts or transfer them to another bank card holder. On the Internet, payment is possible in any of the existing directions.

As for offline payments, you need to pay attention to special notes in places where you plan to use the means of payment. Already today, a huge number of trade and service enterprises operate in Russia, integrating their activities with the product. There are about 100 thousand of them. These companies work with banks that are members of the PRO100 payment system.

You can activate the banking application at any bank that provides this category of services. It will be enough just to open a bank account, the maintenance and activation of which are not paid. People using the service say that every month the number of merchants working with the card increases, which only increases the level of convenience of using the product.

Access and use

The universal electronic card of Russia provides its holders with full access to the information that is on it. You can independently study and verify identification data: last name and first name, patronymic,date of birth. It is possible to edit the information entered on the media, which is necessary for filling out various kinds of electronic documents. Product owners can change the mailing address and phone number, email address.

The information on the map allows you to automatically fill out applications in cooperation with multifunctional centers or when submitting any applications via the Internet. The product can be used by special terminals in the clinic and multifunctional centers, Sberbank ATMs. If the outlet works with this means of payment, then you can see a special sticker at the checkout.

Expansion of scope for entrepreneurs

UEC, reviews of which are mostly good, opens up new prospects and new markets for goods and services for entrepreneurs. In connection with the popularization of online banking, people are increasingly refusing to pay in cash. The number of electronic card holders is constantly increasing, and the installation of a card acceptance device allows increasing the number of customers.

According to businessmen, the use of the card as a means of payment does not require the mandatory installation of a terminal or ATM. It is also possible to carry out settlements with clients through a personal computer, which is very convenient for small firms. Simply connect a reader or card reader to a PC via a USB port. Please note that for the effective operation of the system, the card reader or any of its analogues mustBe sure to support the PC/SC standard. Today, you can find readers on the radio markets, the cost of which starts at 200 rubles. A small investment in business structure will open up completely new horizons.

Transport issue

The UEC card, reviews of which are mostly positive, can serve as a universal ticket for such modes of transport as tram and bus, trolleybus and metro, monorail and aquabus. On the electronic storage medium there is a built-in transport electronic wallet, on which you can deposit an amount of several thousand rubles. It all depends on the region. With each trip, the card will be charged a fixed fare. On the validator, you can see information about the amount debited and the balance.

UEC (universal electronic card), whose customer reviews draw attention to the product, can be used to record purchased travel tickets. In this situation, when using public transport, not funds, but trips will be debited.

UEC can serve as a repository for train and plane tickets. Replenishment can be done online. Using the card, you can use such benefits as free travel for schoolchildren, students, pensioners and other categories of people who have benefits. People say that this alternative to paper tickets is very convenient and practical.

What services will soon be available to motorists?

Opinions about the UEC in the transport issue differ, as manyservices are yet to be added to the tool's feature list. Soon it will be possible to store information on the evacuation of the car and the presence of fines on the card, which can be paid directly from the plastic. The payment instrument is planned to be adapted for storing CASCO policies, which, again, can be purchased without leaving home. It is worth mentioning the following features:

• Paying for parking.
• Paying fees when getting a driver's license.
• Payment for vehicle registration.
• Payment for car deregistration.

Cardholders with their own car are looking forward to the activation of offers. In their opinion, this will only make the product even better.

Additional offers for product holders

Using the map is tightly integrated with the Internet. Soon it will be possible to order public services through an electronic account without using a password and login. Everyone will receive priority as an opportunity to use the services of a professional notary public remotely. If earlier, when signing contracts, in partnership with insurance companies, travel companies and banks, personal presence was required, today, thanks to the card, it is not necessary. In the event of conflicts, the electronic signature will be treated as a regular one.

Plastic can completely replace a pension certificate. In the near future, there are plans to open a virtual registry through whichIt will be possible to make an appointment with a doctor and get an appointment without standing in long queues. UEC is a universal product, which is always discussed. A universal electronic card will help solve a huge number of tasks with minimal effort, which will significantly increase the standard of living.

High Security

Universal Electronic Card (UEC), reviews of which are getting better every day, provides a high level of security of information stored on it. Only general information about the owner is written on the product, all detailed information about the person remains in the databases of government agencies.

The tool acts as an identifier that allows you to quickly find the required information in the archives. There are reviews of a universal electronic card (Sberbank also notes it as a very reliable financial instrument), which speak of the indispensability of an electronic information carrier. Moreover, plastic developers constantly focus on the fact that access to the data of the holder can only be obtained with his consent. The worries of cardholders regarding the safety of identification data are in vain.