UEC - what is it? Universal electronic card: why you need it, where to get it and how to use it

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Surely, everyone has already heard that there is such a thing as a universal electronic card (UEC). Unfortunately, not everyone knows the meaning and purpose of this card. So let's talk about the UEC - what it is and what it is for.

What is a universal electronic card?

First of all, you need to understand what kind of tasks a universal card can solve. Regardless of the fact that the card is primarily a means of payment, its main significance is to simplify the access of citizens to services provided by the state and municipalities in electronic format.

It is worth noting that projects that are implemented at the federal level are not commercial start-ups, and therefore there is a difference in financial opportunities depending on the region. The UEC card is financed not only from the federal, but also from the regional budgets (Moscow, Tatarstan, Bashkiria and some others).

But still, the transition to electronic service instead of live queues and paperwork is a global trend, to whichaspired by most countries. The most important advantage is that these innovations make it possible to avoid bureaucratic delays. In addition, most countries practice projects that allow you to issue a UEC for free.

What features does the card have?

Of all the available features of the card, the most pleasant is that the UEC has an electronic signature. In other words, an electronic signature can be a worthy replacement for a regular one. In addition, it can be attached remotely. For example, on a government services website, such a signature can serve as an identity card.

In addition, the universal electronic card contains the data of most documents - passports, policies, insurance certificates and others. As practice shows, such a card can be presented in many services instead of a regular paper document.

Many people even imagine in this way the UEC that it is such a universal tool for replacing documents, and not for payments. But it can also be used for calculations. The limitation here is probably the PRO100 system. You can not use it everywhere, but if Sberbank issues UEC, then its ATMs will take such a card. In this case, the card can also be considered as a second wallet, where you can easily store your funds and, if necessary, receive them at an ATM.

How to apply for an electronic card?

To issue a card, it is enough to come to the issuance point and present a passport and other documents, information about whichwill be added to the new card. In addition, you must write an application for release, and after a while you will become the owner of the UEC.

Can I pay UEC fares?

One of the most poorly implemented features is paying for public transport. If you have UEC, how to get such a service, you should not have a question. But it should be remembered that it turns out to be only in some regions. Such a card is a kind of wallet with which you can instantly pay for travel. This is a great idea and quite useful, just have to wait for it to be very well developed.

What perspective do UEC cards have?

What is it - an excellent project without development? A mess, don't you think? I am very pleased with the fact that this banking product is being paid attention and developed. The project is becoming more developed, the number of places for accepting such cards is also becoming wider, and perhaps the most important thing is that the functionality of the card is also growing.

Today, universal cards are mostly considered a pilot project, as there is a small presence in important areas of life, but when many people use them, the system will still show all its usefulness.

So, we found out what UEC is, so now we can say that it is a product of the future. Its application is relevant in most areas of life, but the system is still underdeveloped. Getting such a card is quite simple. You can contact the branch of Sberbankor another bank that issues such cards, or apply on the official website.

How to use?

Using the UEC is no different from a simple card. You can pay for services, purchases, withdraw cash and so on. The only thing that can become an obstacle to use is the PRO100 system, which is not used in every ATM. In particular, Sberbank has it. The card also contains all the data about the user, which is very convenient, because you do not need to carry a bunch of papers with you, but you can show only one card from which the necessary information will be read.

Can I refuse the universal card?

Every citizen has this right. To do this, just contact the point where you issued the card and submit the appropriate application.

Upon receipt of such a card, you can receive all government services, as before, in any usual way with a passport and other documentation. If you refuse the card, you do not lose the right to receive services.

As the migration service promises, new generation passports will soon be used. Here we are talking about plastic electronic cards, on which all the information necessary for a person is stored. It is also planned that such passports will be used as a key to enter the public services portal.

Conclusion

I would like to say that the UEC is a great idea. Let's hope that it will develop, grow and expand its functionality. Who knows, maybe in many years shein general, it will replace all documents, and we will no longer have the usual paper media, but only maps - and nothing more.