Service to the card "Corn" "Interest on the balance"

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Plastic payment cards have long become a necessary and popular tool for paying for goods and services. To date, there are a huge number of offers of this product from various financial institutions and organizations. One of the popular types of payment means is a credit card. This material will consider the product "Corn". Interest on the balance offered by Euroset distinguishes these cards from other offers.

About the "Corn" card

Today, one of the most profitable and convenient payment instruments is the Euroset card. "Corn" is produced by this company. There are currently three types of such cards. The most popular and widespread type is MasterCard PayPass. This Euroset card has a built-in security chip. In addition, it is named and can be used with all types of readers. Another benefit of the MasterCard PayPass card is that it earns interest on the account balance. Of course, the amount of accrued interest is not very significant, but nevertheless, this option is a nice bonus.

Corn card can be obtained quickly and easily. This favorably distinguishes it from the background of similar offers of some banking institutions. It only takes about 5 minutes to complete. In addition, release and maintenance are free.

Each client who is 18 years old can get a card in one of the Euroset stores. To do this, you need to take a citizen's passport with you and 100 rubles to replenish your account. In the salon, a card is issued for the “Corn” client within five minutes. You can also apply online on the official website. In addition, when making a purchase in the Euroset store in the amount of more than 3 thousand rubles, the consumer will also be asked to issue a "Corn". To issue a card of a higher level, you will need to deposit 200 rubles to your account immediately. These funds will remain available for the client, he will be able to make purchases on them. Such a product is called MasterCard World.

How to receive interest on the account balance on the "Corn" card?

As noted above, "Kukuruz" provides its owners with a convenient option for accruing money from their own funds. Cards with a percentage of the balance are becoming more and more popular every day. To activate this feature, you need to visit the Euroset salon and apply to connect the function. In fact, the option on the card "Corn" interest on the balance is a deposit for a period of 91 days. It is similar to a bank deposit. Accrual to the balance on the card occurs if there is an amount on the account of at least 159 rubles. Interest about 5-8per annum.

It should be emphasized that 8% is charged if there is more than 3 thousand rubles on the card. If there is less money, the interest rate is reduced to 5. It would be opportune to say that until November 10, 2015, there was a promotional accrual on the balance on the card in the amount of 10%. But today conditions have changed.

What is the interest on the balance on the "Corn" card?

Essentially, the client makes an investment in Pervobank. This financial institution cooperates with the Euroset company, which issues Corn cards under its own brand. This bank is known for its good reputation and deposit rating. It would be opportune to say that Pervobank has merged its assets with Promsvyazbank, which rightfully occupies one of the leading positions in the Russian Federation. Such facts indicate that the owners of "Corn" can be confident in the stability and reliability of their contribution.

It should be noted that interest on the balance is credited to the "Corn" card along with bonus points when making purchases from Euroset partners. The bonus program provides for a return of 1.5% of the cost of products through the purchase of goods for accumulated bonuses at a discount. This offer allows you to collect additional funds and then use them for purchases.

Benefits for Corn card holders

Each card holder "Corn" can use the benefits that Euroset provides to the holders of this product. Thus, the client is provided with a free SMS-informing, insurance at a rate of 8% per annum, the ability to cash out up to 3 thousand rubles per month without charging a commission. In addition, it should be emphasized that the "Corn" card is valid for 6 years from the date of issue. Also, each client can buy foreign currency at the rate of the Central Bank of the Russian Federation and make money transfers without commission from one bank to another within the Russian Federation. All these advantages make it beneficial to use the product "Corn" (map). You can apply online on the official website.

Corn cardholders can transfer up to 150,000 rubles a month to similar cards. There is also an opportunity to participate in the "Double Benefit" promotion and get a significantly larger number of bonuses for subsequent purchases of goods with discounts. It should be noted that a credit limit can be connected to the card. At the same time, it must be emphasized that the cardholder will have to choose and leave active either a credit limit, or receive interest on the account balance on the Corn card.

Cons at a glance

Despite these advantages, this product also has a number of disadvantages. A not very convenient feature of the card is the ability to replenish the account without charging a commission only in Euroset stores or at TNK gas stations. In addition, the established limits on the use of funds do not allow the use of the "Kukuruz" card as a main reserve. When withdrawing more than 3 thousand rubles a day, a commission of 1% is charged.

Bonus card program"Corn" is beneficial to those consumers who make a large number of purchases. Points are awarded when purchasing a particular product in certain outlets. But, despite a number of disadvantages, the "Corn" card compares favorably with similar products from other companies. It performs quite effectively as a backup credit card. In addition, by activating the service of accruing interest on the account balance, you can earn some money and receive passive income. The amount accumulated in this way will not be too significant. But interest is charged with a guarantee of the possibility of withdrawing it.

Bonus program

Each holder of the "Corn" card immediately after its registration becomes a member of the bonus program. How does it work and what are its features? It's very simple: the more the cardholder makes purchases with its help at Euroset partner outlets, the more points are accumulated on the bonus account. Each purchase in such stores returns 1% of the cost of goods to the owner of the Corn card.

Among the Euroset partners participating in the bonus program are Ozon, ru, Booking.com, Ostrovok, Ebay, Aliexpress.com, Kari, Nike and other companies.

Cash credit on card

Corn cardholders have the opportunity to get a loan under a simplified procedure. To do this, you need to visit one of the Euroset salons and submit an application. If there is a positive decision on granting a loan, then in 10-15 minutes money will be credited to the card,in addition, the client will receive a text message on his mobile phone with a notification that a specific amount has been credited.

These loans are provided by two banks: HomeCredit and MFI MILI. HomeCredit lends to the holder of the "Corn" card in the amount of 10 to 100 thousand rubles, for a period of up to 36 months. The interest rate is 29.9% per annum. Mili provides an opportunity to take a loan from 3 to 30 thousand rubles for up to 30 days. At the same time, interest rates range from 0.2% to 2% per day. In addition, to receive a loan from MILI, you must be a member of one of the social networks.

To repay the loan, you can use the Euroset salons, the possibilities of the personal account of the cardholder or the mobile application. These options are the most convenient and profitable. In addition, you can pay for the loan through ATMs or cash desks of banking institutions. In this case, a commission will be charged. At the same time, it is possible to get a microloan.

Credit limit for the "Corn" card

Holders can take advantage of the advantageous option. Namely, use the credit limit and turn your card into a full-fledged credit version. In addition, customers get the opportunity to take advantage of the grace period provided by the "Corn" card. Interest on the loan is not charged for up to 55 days. To use the credit limit, you need to visit the Euroset salon or fill out a form on the official page of the Corn card. It usually takes no more than 30 minutes to receive a decision.

Credit limits are provided by banking institutions such as Renaissance Credit and Tinkoff Credit Systems. By the way, it would be nice to say that connecting a limit is a faster and simpler procedure than obtaining a full-fledged loan. The maximum amount is 300 thousand rubles. To connect the credit limit, the cardholder only needs to meet the age requirements of banks and have a permanent job. You can pay for the loan in the salons of the Euroset company, in the personal account of the cardholder, using an application for mobile devices, at bank cash desks and ATMs.