How to renew the OSAGO (VSK) policy: recommendations

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

VSK has been on the leading positions of the Russian insurance market for more than one year. Twenty-five years of work, many branches around the country and all known types of insurance, available both in person and online, give reason to fully trust the insurer.

Modern requirements

Today, every vehicle owner is required to have a contract of compulsory auto insurance. And he must act continuously. This suggests that in case of expiration of the insurance period, it is necessary to renew or renew it. Otherwise, the owner faces a fine.

If the owner of the vehicle during the past period was satisfied with the policy and conditions for the provision of OSAGO services in the "Military Insurance Company", then there is the opportunity to extend the auto-citizenship automatically. The conditions for this are ideal and the procedure is simplified to a minimum. That is, in order to prolong the insurance, it is enough to make the first installment for the next period. No documents are required to be submitted. Lack of payment "VSK" perceives asthe end of cooperation, and the validity of the expired policy is considered completed.

What does the company offer?

You can renew your policy in three ways:

• in person at any office of the insurer;
• call the VSK insurance agent to the house;
• on the official website.

Renewal terms

Prolongation of OSAGO policies is regulated by the Regulation of the Central Bank of the Russian Federation N 431-P of September 19, 2014 "On the Rules for Compulsory Civil Liability Insurance of Vehicle Owners" as amended on May 21, 2017.

And how the policy was received (at the office or by e-mail), it does not matter. They work in the same way, and VSK makes payments in any case. In addition, the insurer has contracts with service stations of various levels of service, so qualified assistance will be provided even to the most expensive vehicles.

If you already have a policy

Previously issued insurance makes it possible to extend it. In fact, the renewal of the policy is a simplified procedure for acquiring it. A client of the company who has a valid contract in his hands can renew the OSAGO policy at VSK. The service is available both at any office of the insurer and online. Moreover, registration on the site today is much simplified. It is enough to enter the phone number, which will receive an SMS message with an access code.

At the same time, the client always has the opportunity to contact the company's specialists for advice on any issue of interest.question regarding the activities of "VSK", insurance programs, etc. For this, the official website has a free phone number and a "Feedback" button.

Thus, the company saves you time, money and nerves.

Required documents

To renew the OSAGO policy at VSK, you will need a passport of the technical equipment and the insured, the old insurance policy, as well as the rights of the driver or drivers that will be included in the new contract. In some situations, the company requests a diagnostic card.

New Features

To renew the OSAGO policy in VSK online became available not so long ago. This innovation has opened bright prospects for the institute of insurance business in Russia. The most interesting of them:

• now you can renew the insurance contract from any gadget with Internet access;
• the cost of the policy itself, bought online, does not include unnecessary services, etc.

That is, extending the OSAGO policy at VSK Insurance House is a good choice, especially for those who have irregular working hours. A few minutes - and the new contract is already in the mailbox.

How to renew an electronic OSAGO policy at VSK

The Internet has already become so firmly established in our lives that you will not surprise anyone with online services. Naturally, all leading insurance companies, including VSK, also sell OSAGO policies via the worldwide network.

It is absolutely not difficult to renew such insurance. All information is already on the website of the insurer. Will be requiredonly the data of the passport of the owner of the car and the driver's license.

So, in order to renew the OSAGO policy in VSK online, we perform the following steps:

1. Go to the official website and bookmark
2. In the proposed field, enter the number of the document to be renewed.
3. In the next window, enter the data of the policyholder (do not confuse with the driver).
4. The rest of the information should appear automatically, including the "bonus-malus" that needs to be checked.
5. Carefully proofread all the data. For example, in the paragraph in which you need to register the TCP or COP, the numbers from the previous policy should be entered.
6. After that, the system redirects to a page with additional services. If there is no desire or opportunity to receive them, we remove the checkmarks from these fields.
7. Next, go to the "Payment" section. There are many options today, we stop at any suitable one.
8. The company, having received the transfer, sends a letter to the email address specified by the insured, in which the policy is attached. It remains only to print it.

Personal appeal to the office

In order to easily extend the OSAGO insurance policy at VSK, the first time you visit the company's office, the insurer will be required to fill out an application form. This is the basic requirement for motor third party liability insurance. The document is developed by the Union of Motor Insurers and has a single form throughout Russia. It must indicate:

• information aboutvehicle;
• personal data of the policyholder, including registration;
• information from the technical passport of the vehicle;
• data from civil passports and driver's licenses of drivers authorized to drive vehicles.

In addition to the application, a contract is required. It is made up of specialists from the company. It contains information about the rights and obligations of the parties, the procedure for insurance, the amount of a one-time payment and the expiration date of the policy.

Payment system

Naturally, in order to renew the OSAGO policy of the VSK insurance company, you need to pay for it. Several options are offered:

• via bank card;
• through the WebMoney system;
• using Yandex-Money.

Transfer must be made on the official website of the insurer. The system necessarily requests the invoice issued after the policy was issued.

After receiving the payment, VSK sends a letter to the email address specified in the personal account, which includes:

• OSAGO policy;
• memo to the policyholder;
• receipt of payment made;
• list of nearest company offices;
• link to verify the authenticity of the purchased policy.

Add a driver

Despite the fact that VSK uses all the latest technologies, it is not yet possible to make changes to the policy online. To do this, you need to personally come to the nearest office and write an application. Specialistsmake adjustments to the database and print a new document.

This service is paid according to the driving class of the entered policy participant.

First contact with VSK

We figured out how to renew the OSAGO policy at VSK via the Internet. Consider now how to purchase it.

The first step is registration on the official website of the insurer. The procedure is simple and does not take much time. Each box has a hint.

After entering the required data, the system checks. This usually takes two to three minutes. If everything is entered correctly, the amount of the insurance premium appears on the screen. Now you need to give consent (tick) to the processing of personal data and proceed to pay the invoice. Most often, payments go through quickly, but incidents do happen. If after a day you still haven’t received an email with an attached policy, you need to call or write to technical support.