2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Non-state pension fund "Rosgosstrakh" is an organization that interests many. Before starting cooperation with her, many study the reviews of real customers of the company. They help to assess the integrity of the corporation. What can be said about the mentioned NPF?
About activities
For example, in the field of activity. There is nothing specific here. The thing is that Rosgosstrakh has been engaged in insurance of the population for a long time. Including pension.
In other words, this company is a place where you can form the funded part of your pension. Money here is not only saved, but also multiplied. There is nothing suspicious in this. "Rosgosstrakh" does not conduct any shadow policy. This is the most common non-state type pension fund, but with its own characteristics.
Distribution
It is worth noting that the company under study isnot scammers. In any case, there is every reason to talk about the good faith of the organization. The non-state pension fund "Rosgosstrakh" is quite large. It has branches throughout Russia. And this does not leave the population indifferent - even in the smallest town you can find a branch of the fund.
Where is the head office? Where can I go directly to complain? The non-state pension fund "Rosgosstrakh" has the following address: Russia, Moscow, Obrucheva street, house 52, building 3.
It is worth paying attention to the fact that the insurance company "RGS" itself appeared a long time ago. But a non-state pension fund from her in Russia opened in 2002. It was from that time that the organization began to spread throughout the country. And quite successfully.
Rating
For every company its rating is important. The higher it is, the more attention of potential customers will be attracted. What is the rating of the non-state pension fund "Rosgosstrakh" in Russia?
This company is among the top 10 NPFs in the country. Various sources indicate a variety of information regarding the position of the fund. For example, according to the results of 2013, we can conclude that Rosgosstrakh is in 5th place in the rating. And below this mark, it usually does not fall.
In any case, the organization under study is one of the leaders of non-state pension funds. There is every reason to trust the corporation. Notthe best place to save pensions, but it is often considered by the population.
Yield
Non-state pension fund "Rosgosstrakh" has a good profitability. Although some reviews indicate that the return on cooperation with the company is not too high.
According to 2015 data (today this is the only up-to-date information that is freely available), you can see that the fund's return is 7.5%. Not too much, but it's more than many similar organizations offer.
Clients note that RGS is suitable for increasing pension savings, but one should not expect significant changes. The proposed 7-7.5% yield is inflation-adjusted. This fact must be taken into account. Accordingly, there is always a chance for higher returns.
Confidence level
Another very important indicator is the level of public confidence. It indicates how strongly people believe in the integrity and reliability of the organization. In this area, the non-state pension fund "Rosgosstrakh" has a high performance.
Today "RGS" has a level of trust, which is characterized as A++ (or AAA). It stands for "Highest Trust". This means that the population considers the organization under study reliable and stable. This is what proves that Rosgosstrakh is among the top tennon-state pension funds of the country.
Remote control
But not everything is as good as it seems. What kind of feedback does the non-state pension fund "Rosgosstrakh" receive from its customers? Despite all of the above, opinions remain twofold. Why?
For example, because of the possibility of remote account management. "RGS" offers its clients a "Personal Account". It allows you to monitor the status of your personal account and order extracts from it without leaving your home. Such opportunities do not leave indifferent. Very convenient - at any time you can easily get all the information you need about the account and pension savings.
Nevertheless, the negative speaks for the still not fully debugged work of the "Personal Account". Many note that authorization causes some difficulties. And the ordered extracts have to wait a very long time. That is why you can see quite a lot of negative, angry reviews about the organization. Nevertheless, there is a "Personal Account", it functions. They are trying to debug this feature.
Cooperation
But that's not all. Some reviews indicate that the non-state pension fund Rosgosstrakh is a scammer. Where did such a statement come from? How justified is it?
The thing is that some contributors indicate that they find the funded part of the pension unexpectedly in the NPF "RGS". And similar situationssuggest a scam. No notifications, conclusion of contracts and other contact with the client! Everything is done "quietly".
Lawyers often comment on this issue. From a legal point of view, there are no violations. Why? All this is due to the fact that "RGS" concludes cooperation agreements with different employers. And all subordinates in this or that company automatically transfer the funded pension to the fund. It is the boss who should report this, and not the NPF.
So, all claims of fraud are not supported by anything. Otherwise, the license would have already been taken away from the fund. This is a modern measure to combat the abundance of unscrupulous non-state pension funds in Russia.
Conclusion
What can be summed up? It is clear what reviews "Rosgosstrakh" (non-state pension fund) receives. The rating of this organization is also no longer a secret.
This company is a good place to save and increase your pension savings. Despite the very good statistics, the reviews of some customers make us once again think about the integrity of the company. Lawyers say that there is no need to be afraid of angry opinions. After all, "RGS" has existed in Russia for a long time. The fund is among the top 10 NPFs for a reason. This organization can be considered for the formation of pension savings, but taking into account the negative factors described by clients.
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