Pension Fund "Future": rating, reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

NPFs in Russia are becoming more and more popular every day. After all, the country has a system of individual formation of pension savings. So, the money set aside for old age must be stored somewhere. What has the "Future" pension fund prepared for its clients and potential depositors? How reliable is this organization? Understanding all this is not as difficult as it seems. Numerous reviews will help determine the integrity of the corporation.

About activities

First of all, you should pay attention to what the organization does. "Future" is a non-state pension fund. Citizens have no complaints about the activity. Future Pension Fund is a company that offers pension insurance. An organization of several NPFs was formed quite recently. But it has already taken a confident position in the Russian rating. What does the company do? It offers future pensioners to form pension savings and increase the funded parts of payments through investments. Nothing special or incomprehensible!

Rating

The non-state pension fund "Future" is a company that, as noted, was formed by the merger of several NPFs in Russia relatively recently. But for several years now, the organization has been holding on to fairly high positions in the rating. "Future" is among the fifteen most reliable NPFs and is approximately in 10-11th place.

Some sources may indicate that this organization is one of the five leaders of non-state funds offering pension insurance services. In any case, the pension fund occupies a relatively high position in the rating, which means that it can be trusted. This is what some potential investors think. But this is far from the only criterion for evaluation. What else to think about?

Trust

Pension Fund "Future" gets a variety of reviews. But mostly positive. In particular, the level of trust in this organization is at its best. What does this mean?

Trust is currently held at position A+. It's not the best option, but it has its place. Stands for "High Trust". That is, the population considers the "Future" pension fund a stable organization that will be able to maintain and form pensions in the future. Just what you need!

In Russia, customer reviews depend heavily on the level of trust. Therefore, NPF "Future" has no complaints in this area. Despite its relatively recent origin, the organization, according to statistics, as well asin the opinion of customers, is on top. Not a perfect pension fund, but better than most similar organizations.

Yield

But the following criterion remains important for those who want not only to keep their pension savings, but also to increase them. It's about profitability. What kind of non-state pension fund "Future" receives reviews in this area? They are very ambiguous. Many emphasize that, in general, there is a return on investment. But it is not as significant as it was promised at the conclusion of the contract. Therefore, some depositors may feel cheated.

If we talk about numbers, they promise in the "Future" a yield of about 10-12% per annum. In fact, no more than 7-7.5% comes out. This phenomenon is explained by inflation, as well as the global crisis. A similar situation exists in all NPFs. Therefore, it does not cause direct negative.

The "Future" pension fund, as many say, is a place that will allow you to save and slightly increase the funded part of the money set aside for old age. This is not the best place to use NPF as a tool for increasing the contribution, but it allows you to get some return.

About contracts

The indicated pension fund offers future pensioners to conclude agreements on opening deposits. In this area, many people ask lawyers about how "Future" acts legally. The contract is very detailed, but the organization is silent about some of the nuances. About everythingyou have to find out on your own.

Lawyers assure that the pension fund "Future" operates absolutely legally. Not too conscientiously, but all questions of interest can be clarified. Someone complains that he did not suspect at all that his funded part of the pension is stored in this NPF. This is also normal. Such complaints arise from officially employed. There is nothing illegal - the pension fund concludes a cooperation agreement with the employer of certain citizens. And the savings of all employees of the company are automatically transferred to the "Future". The employer, not the NPF, is obliged to notify about these changes. Based on this, it is not worth accusing the fund of fraud.

Results

What can I say in the end? Non-state pension fund "Future" - a very new organization, which in Russia is far from the last place. She works in good faith, although there are some shortcomings.

Deposits can be opened here, it is not planned to take away the license from the fund. But "Future" is not suitable for those for whom the profitability of the organization is the most important parameter. The non-state pension fund "Future" receives mostly good reviews. Perhaps you should think about saving your savings in this organization.