"Asian Pacific Bank": loans and deposits

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

At the moment, "Asia-Pacific Bank" (OJSC) occupies a leading position in the credit market of the Far East. The owners of the controlling stake in this financial organization are entrepreneurs from the PPFIN Region group. The main activities of the joint-stock company is lending to commercial organizations, as well as legal entities and individuals. As well as attracting various deposits from the population. In addition, the "Asian Pacific Bank" is actively engaged in operations in the currency and securities markets.

One and a half years ago, the organization celebrated its twentieth birthday, but its newest history began only ten years ago. It was then that Evgeny Aksenov headed the project for the restructuring and development of Promstroibank. After the start of the process, it became known as the "Asian Pacific Bank". Changed at the financial institutionnot only the name. The whole structure was reorganized according to the latest trends in the credit market. The bank was based on principles that help to promote the development of the country's economy, as well as improve the financial literacy and personal well-being of each of its clients.

Today the bank is one of the largest financial institutions in the Russian Federation and ranks first among the fastest growing. It has more than 220 branches in 17 different regions.

"Asia-Pacific Bank": loan

This financial institution provides a wide range of different programs to its clients. Borrowers can get dozens of different loans at a wide range of interest rates. A consumer loan can be issued for a period of six months in the amount of up to 1.5 million rubles. Overpayment on such a loan can reach 70%, so for the right choice you need to fully explore the entire range of programs provided by an organization such as the Asian Pacific Bank. At the moment, it provides borrowers with the most complete range of goods and services in the lending field.

To obtain any type of loans, the borrower must provide the following documents:

• valid passport of a citizen of the Russian Federation;
• registration not far from one of the bank branches;
• document that can confirm the identity of the borrower;
• certificate of income in the form of a bank or generalForm 2-NDFL;
• certificate of work experience from the last official workplace;
• guarantee;
• collateral object.

"Asian Pacific Bank" can issue a consumer loan based on just a few documents. However, in order to obtain the mildest conditions for the program being drawn up, it is necessary to provide the most complete package of documents. In this case, you can get a loan for more than 1.5 million rubles. for a period of more than 3 years. When providing a collateral object in the form of an apartment, house or plot of land, you can get up to 10 million rubles. If the documents were not provided in sufficient quantity, the bank may not only reject the loan application, but also not agree to issue a loan at less than 30% per annum.