Bank "Russian Standard" in Kaliningrad: address, description and services
Bank "Russian Standard" in Kaliningrad: address, description and services

Video: Bank "Russian Standard" in Kaliningrad: address, description and services

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In the economic crisis mode, people are especially careful in choosing financial institutions for cooperation. A lot of positive feedback can be heard about the Russian Standard Bank in Kaliningrad. In the city, the financial institution occupies one of the first places in the execution of loan and deposit agreements for individuals. The bank also provides a number of additional services.

Basic information

Commercial bank "Russian Standard" began its activity in 1993. 11 enterprises acted as founders. The financial institution was originally created to conduct mutual settlements between the founders. Significant development of the bank began with obtaining a detailed foreign exchange license. In 1999, the reorganization of the financial institution was started. The bank began to provide services for private clients. New branches and points of sale began to open at a rapid pace. A credit and cash office also appeared in Kaliningrad. Now the branch operates at the address - Chernyakhovsky street, houses 30-40. You can visit the institution daily from 10:00until 20:00, except weekends. The office phone number can be found on the official website of the bank.

Russian Standard Bank
Russian Standard Bank

If we consider the banks of Kaliningrad, “Russian Standard is one of the most demanded financial institutions. It attracts customers with a wide range of profitable services.

Cash loans

If you don't have enough money to buy or need money to plan an important event, you can contact Russian Standard Bank in Kaliningrad for help. You can find out all the conditions of the transaction in real time. The site has a handy calculator with which you can calculate the overpayment on the loan. Thus, the client decides on the benefits of the transaction even before submitting an application.

A cash loan is a universal product that can be issued by any adult citizen with official registration in Kaliningrad. If you need to take a small amount (up to 10 thousand rubles), you can not provide a certificate of income. The maximum transaction amount can be 2 million rubles. The Bank has the right to require the presence of guarantors. The rate for clients who seek help for the first time is 15% per annum. For people with a good credit history, the rate can be reduced. A mandatory document when making a transaction is a passport of a citizen of the Russian Federation. Additionally, the bank may require a SNILS number.

Credit and debit cards

Bank "Russian Standard" in Kaliningrad offers several options for plastic cards. It is possible to open a credit line with a grace period. If you use the service correctly, you will be able to overpay nothing at all. The most popular can be called the Platinum card, which makes it possible to use a loan of up to 300 thousand rubles anywhere in the world. There is a grace period of 55 days. An additional bonus is the ability to withdraw cash without interest at any ATM in the world. To apply for a credit card, you need to visit the Russian Standard Bank in Kaliningrad. The office address is listed above. The client must provide a passport and SNILS number.

Credit cards
Credit cards

Debit cards are also popular, with which you can protect your own funds from inflation. A commission of 6% per annum is charged on the balance of the account. Debit card holders are offered various promotions and additional bonuses. So, when paying for goods in partner stores, up to 10% of the money spent is returned to the account.

Current accounts

Opening your own account with Russian Standard Bank in Kaliningrad is an opportunity for active people to conveniently store their savings. Money is always under reliable protection, because the financial institution is a member of the deposit insurance fund for individuals. The advantage is that the account can be opened for an unlimited period. It offers easy ways to deposit and withdraw funds from your wallet. Each client can always keep track of their own savings in real time. It is possible to register in Internet banking.

Bank Russian Standard inKaliningrad
Bank Russian Standard inKaliningrad

Every adult citizen of the Russian Federation can open a current bank account. At the same time, official registration in Kaliningrad is not required. To open an account, you must provide a passport, as well as a SNILS number.

Bank in your pocket service package

Multifunctional cards of the "Bank in your pocket" package from "Russian Standard" are very popular among customers in Kaliningrad. The program issues cards that can be used to make purchases or generate income. If the account holds its own funds, the bank charges 7% per annum. The larger the amount on the card, the higher the profit will be. You can withdraw accrued interest, as well as savings, at any ATM without commission.

people in the bank
people in the bank

Convenient remote services are attached to the service package. The most convenient are Internet banking and telephone banking. The client has the opportunity to find out information on the account in real time, make bank transfers, replenish the mobile account, etc. In addition, various attractive bonuses and discounts are offered to cardholders under the Bank in Your Pocket program. The financial institution cooperates with 3,000 different stores and outlets. It is possible to get a discount of up to 30% on goods and services when paying by card.

Deposits from Russian Standard Bank

In Kaliningrad, deposits are no less popular than in other cities. A deposit is an opportunity to securely save your savings and even earn some money. Anyone can become a bank customeradult citizen. All you need to do is contact the office of a financial institution in Kaliningrad and write a corresponding application. Also, the client will have to provide a passport and SNILS number.

You can make a deposit in Russian Standard in rubles, dollars or euros. Despite the instability of the national currency, deposits are made in it most often. The minimum amount is 10 thousand rubles. The rate depends on the selected product and can be up to 8% per annum. The deal can be concluded for a period of 91 to 720 days. The longer the term, the higher the rate.

Deposit product, which is issued together with a payment card, is popular. The rate under the agreement is 7% per annum. Interest is calculated monthly. This includes capitalization. The first installment on the deposit is 30 thousand rubles. It is possible to replenish the deposit.

Investment products

If there is an amount that you would like to invest in a profitable business, you can cooperate with Russian Standard Bank in Kaliningrad. The list of branches can be clarified on the official website, the address of the office in Kaliningrad is indicated above. The financial program "Formula of Life" is popular. This is a product that allows you to earn money by investing in securities. At the same time, the client is guaranteed insurance protection in case of unforeseen life circumstances.

Money in the wallet
Money in the wallet

The client has the opportunity to independently choose an investment strategy. It can be the global or Russian economy, real estate, he althcare. Some clients prefer to invest in education. The financial program "Formula of Life" attracts clients due to the transparency of transactions, unlimited profitability, 100% capital protection.

Property insurance

The Russian Standard bank in Kaliningrad also offers interesting insurance programs. The address of the office where you can make a deal is indicated above. The My Favorite Apartment program is very popular, offering protection of financial interests in case of damage to property. In addition, the funds under the contract are paid in case of damage to the property of neighbors through the fault of the insured. The contract can be concluded at the bank's office without a preliminary inspection of the insurance object (apartment or house). Insured risks include: bay, fire, theft, natural disasters, household gas explosion.

Each client can also make a deal under the My Favorite Dacha program. Such an agreement is especially effective in relation to the illegal actions of third parties. A country house is not always possible to control.

Insurance for children

Together with Russian Standard Insurance, the bank offers a wide range of different insurance programs. Products related to the he alth of the younger generation are popular. This is evidenced by reviews of the "Russian Standard" in Kaliningrad. The client can issue a policy for a child or for the whole family at once. 6 individuals can act as insured persons at once. However, proof of relationship is not required. The insurance risks under the program include bodily injury,hospitalization in case of an accident, disability. Payments are made within 10 days after the provision of a full package of documents on the occurrence of an insured event.

insurance protection
insurance protection

You can also hear a lot of good things about the travel insurance program. You can also activate the policy at the Kaliningrad office.

He alth insurance

Not every citizen today can boast of official employment. This entails the absence of a social package. At the same time, a person cannot count on high-quality medical support? For help, you can contact the Russian Standard Bank (Kaliningrad). The office phone number is listed on the official website.

The insurance program "Your Doctor" is a unique service that allows you to receive high-quality medical care anywhere in Russia. To purchase a policy, you must contact the bank office and fill out the appropriate application.

Pension insurance

The lack of a social package is also the inability to count on government assistance when retirement age comes. Russian Standard Bank offers to issue a non-state pension. ATMs in Kaliningrad will issue money from pensioners' cards without commission.

Cars near the bank
Cars near the bank

Concluding a deal with a bank is also an opportunity to receive additional income. Pension savings are formed in rubles. The fund invests clients' funds in order to multiply them later.

Russian Standard in Kaliningrad isa truly universal financial institution. It is no coincidence that the number of bank customers is increasing every year. Every adult citizen has the opportunity not only to take a loan on favorable terms, but also to purchase an insurance policy.

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