Sberbank salary project: instructions for an accountant. Sberbank banking products

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Practically all modern enterprises pay wages to employees in a non-cash way. It is considered convenient for everyone. The employer reduces the labor costs of cashiers and the cost of obtaining cash in the required amount. And employees save time on visiting the cash desk and receive banking products on favorable terms. The most popular is the salary project of Sberbank. Instructions for the accountant will allow you to properly conduct the activities of the enterprise. Read more about this in the article.

How does it work?

The system for providing salaries through Sberbank is simple. The employer transfers to the bank the total amount that is required for payment. Then he transmits a register of employees who need to be credited with a salary, indicating the amounts and numbers of their accounts. This document is brought in person or sent withusing the Sberbank Business Online system.

This is the instruction for the accountant on the salary project of Sberbank. Then the institution distributes the money to designated accounts and credits them to the required period. Everything necessary for the implementation of the software project by a bank employee at the accountant's workplace after signing a service agreement.

Sberbank also offers large enterprises a service such as installing an ATM for employees. Bank cards are provided to employees of the company on its territory, but only after a month has passed after joining the project. Employees can then contact branches themselves to receive a payment instrument.

Required data

Instructions for an accountant on the salary project of Sberbank include information that should be in the form:

• name;
• activity time;
• number of employees;
• size of the wage fund;
• address and phone numbers of the enterprise;
• contact person.

After receiving the documentation, the organization will have a bank employee who will draw up documents and resolve issues that arise during service.

Registry design

Usually accountants work with this service. There are some registry rules:

1. You need to download the "Register for opening accounts" on the computer from the Sberbank website.
2. It is necessary to fill in the fields, and thenclick "Export".
3. The document is digitally signed. The register is sent to Sberbank.

Conditions

The following conditions apply for payroll project clients:

1. Issue and maintenance is free.
2. Cash withdrawal, if the daily limit is not reached, free of charge.
3. The card has an overdraft line at 20% per annum.
4. Daily limit depends on card type. For example, Classic has a limit of 50 thousand rubles.
5. Money withdrawn over the limit will be charged a fee.

Register of employees

This document must contain the following data:

1. Questionnaire of company employees.
2. Full name workers in Latin.
3. Date of birth, city, country.
4. Address.
5. Passport information.
6. Secret code.
7. Employee phone numbers.
8. Position.
9. Email.
10. Types of banking product.
11. Bank information.

With the data entered, the registry is exported. This form is required for all who wish to use the service.

Benefit for legal entities

Companies get the following benefits from the project:

1. No need to pay to cash out your entire salary.
2. There are favorable rates for servicing, enrollment, provision of other services.
3. Easy transaction process.
4. Large enterprises can install an ATM onenterprise.

Employee Benefits

Program employees enjoy the following benefits:

1. It is possible to issue additional cards for relatives.
2. You can get loans, cards, mortgages, car loans on favorable terms.
3. Special offers available from partners.
4. Participation in the "Thank you from Sberbank" program to receive bonuses.
5. Abroad, you can pay with an international bank card.
6. In case of loss or theft, call the hotline to block the account. Money will be safe.
7. Funds available 24/7 with ATMs everywhere.
8. Customers earn interest by accumulating money.
9. With the "Mobile Bank" service, account information is provided via SMS.
10. With "Sberbank Online" it will be possible to make transfers at any time, as well as deposit funds for paying for services, loans.

Members

What can be a participant in the salary project of Sberbank? Individual entrepreneurs, LLCs and other legal entities have the right to connect to it, the main thing is that the monthly wage fund is 5 million rubles. If this indicator is less, then the project is not available.

To connect to the project, it is not necessary to have a cash settlement service connected to Sberbank. But clients associated with this organization receive a discount on the service of transferring salaries to the card. The project is available to enterprises and educational institutions - to transfer scholarships andbenefits.

Maintenance

Sberbank's salary project for legal entities operates on 2 types of tariffs:

1. "Premier" - with a monthly salary of 5 million rubles or more.
2. "First" - with a fund of 50 million rubles.

There are certain services for each tariff. With an increase in the monthly fund, the company can issue an additional package. For every 5 million rubles, 1 Premier package is connected, and for every 50 million rubles, the First package.

Services

For both tariffs, the bank performs:

• issue of plastic cards and pin envelopes for employees;
• reissue cards with expiration;
• checking provided registries for correctness of information;
• enterprise error notification;
• transfer of funds to accounts;
• money transfer notification;
• decryption of operations.

The price of participation in the project is determined by the region where the company operates. The cost is affected by the number of employees, form of ownership and other nuances. You need to clarify it at Sberbank, in the department for legal entities. If the organization provides settlement and cash services through this bank, then you can get information from the manager.

Connection

The instruction for an accountant on the salary project of Sberbank contains information on connecting to this service. You need to apply to the bank. This is done in 3 ways:

• appeal to the office;
• appeal to the manager;
• sending a request on the site.

If the last option is chosen, on the Sberbank website you need to find a tab corresponding to the form of your enterprise. For example, there is a section "Small business". Then you need to click on "Salary project" and "Submit application". Just before that, you need to remember to set the region.

In the application, you need to indicate the location of the enterprise, the year of foundation, the number of employees, the amount of the payroll fund. You must also leave your contact information. Questions of interest must be indicated in the application.

After consideration of the request, an offer contract is drawn up with the enterprise, on the basis of which work will continue. The organization will have a personal representative who will issue cards to employees. Installation with software and solution of various difficulties is also provided.

When signing the contract, the client provides permission for the operation of the public conditions indicated on the site. If there are changes in them, the additional agreement is not signed. All changes in the law are valid for all customers who have signed the Constructor Agreement.

Sberbank of Russia is constantly improving offers for customers and partner companies. This also applies to payroll. The application of the program simplifies the payment of wages, reduces the costs of the enterprise.

Where to go?

Addresses of Sberbank branches are on the official website. There are hours of operation and contact numbers. There are offices in every city. The addresses of Sberbank branches in Moscow are as follows:

1. Tsvetnoy Boulevard,28.
2. Neglinnaya Street, 10.
3. Arbat Street, 30/3.
4. Zubovsky Boulevard, 13.
5. Volgogradsky prospect, 4A.
6. Bolshaya Andronevskaya Street, 6.
7. Gilyarovsky Street, 39.

Card types

There are many banking products of Sberbank. Among them are plastic cards. Tariffs for legal entities are determined by the form of the payment instrument. The following cards are provided for the project:

1. Maestro/Visa Electron.
2. Pro100 Standard.
3. Master Card Standard/Visa Classic.
4. Master Card Gold/Visa Gold.
5. Master Card Platinum/Visa Platinum.

Each type of card has its own characteristics. "Visa Electron" works with an application that allows you to use it instead of a transport card. There is an overdraft limit on PRO100 debit accounts, so they can be used as credit accounts. Each card has its own tariffs for servicing and operations. Payroll card workers do not have to pay for issuance and maintenance. These costs are borne by the enterprise.

Thus, the salary project is considered one of the most popular in Russia. Many have appreciated the benefits of this program by regularly using the service.