How to find out bank details: the easiest and fastest ways, tips

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Using a bank card is convenient: for payment in stores, it is enough to present only a plastic carrier. But if the client expects to receive a transfer by card account number, he should be aware of how to find out the bank details. There are several simple ways to get information about the bank details on the card and other deposits.

How are details different from a credit card number?

The card number is available information: it is written on the outside of the payment instrument. But not always the recipient can count on a transfer only by credit card number.

Legal entities, for example, represented by an employer, transfer funds through the accounting department only using bank details. To receive a salary, you need to be aware of how to find out the details of the card and bank.

Details include the beneficiary's account number (individual or legal entity), TIN, BIC, KPP, correspondent account, full name of the bank and full name. account holder (organization name).

Unlike customer data, bank details are public information. They can be received not only by a bank client who has a card, account or loan. Information is public and varies by area.

How to find out bank details: all ways

Depending on the purpose for which the client needed the details, and what exactly he wants to know, there are several options for obtaining information:

• On the bank's website.
• In offices.
• Call support.
• At ATMs and terminals.
• On the internet bank.
• Via mobile app.

What is available on the bank's website?

Information about the account number of the parent branch with details is available on the lender's website. It is not necessary to register and provide personal information to receive data. You just need to go to the bank's website and find the section dedicated to additional offices.

By selecting the branch you are interested in, you can find out its details for transfers. In what cases is it required? For example, when paying an insurance premium to a bank or transferring funds to pay off a debt.

It is important to remember that the bank details in each city are different, despite the same name of the legal entity. Therefore, before transferring funds, you should check the address of the branch and the correctness of the data.

Getting a certificate at the bank office

If you have a passport with you,you can find out the information of interest on each of the accounts in the branch of the financial institution. The process of printing the account details takes no more than 10 minutes. Additionally, the client can request a statement on all accounts, for example, to fill out a declaration.

This is a proven way to find out bank and account details. If the client only needs general information about bank details, he can ask the operator to issue a document with the details of an additional office. As a rule, no commission is charged for issuing bank details.

Contrary to the opinion of some customers, banks do not issue bank details to a third party. Therefore, when paying, the client must have a sample receipt, an electronic form of the document is allowed.

How do I know if the details from the site are correct?

Obtaining a bank statement is the easiest way to find out all the data for transferring funds. When receiving information on the branch website, it is recommended to pay attention to whether the data is up-to-date. If you have any doubts about providing the correct information, it is better to check the printed online certificate at any of the offices.

Reconciliation of details is provided free of charge. The manager will help the client figure out how to find out the bank through the details, if it is necessary to transfer funds by bank transfer. for example, to another city.

At the request of the client, a bank employee can provide a certified copy of the document for submission to government agencies. But, by default, props are notcertificate requiring confirmation.

Conditions for issuing bank account details

The service "Find bank details by card number" does not exist in the bank. Information about accounts is provided only to their owners or authorized representatives. The representative is required by law to carry the OES and a certificate confirming his authority in relation to the bank's client.

The owner of a card (or deposit) in a bank has no right to find out the account details of another person, even if the person is his close relative or spouse. The exception is the case of the death of the borrower (subject to the provision of related documents).

How to order help by phone: tips

Contacting the bank support service is an affordable option for obtaining details on the card account. To perform the operation, the identification of the client is required. To do this, the subscriber must name the code word specified in the application for opening an account, and personal data from the documents. It is recommended to have a passport and a card with you in order to dictate the necessary information to the operator.

But not all banks provide account information through the support service. In Sberbank, for example, not all operators are ready to tell customers their account number even after the subscriber has been identified. In 7 out of 10 cases, contact center specialists recommend that cardholders contact a Sberbank branch to receive a document with account details.

Only some operatorsare ready to send a certificate to the e-mail address, but only if it is attached to the client's Internet bank. This is one of the options for finding out the details of the Alfa-Bank card. Alfa-Consultant operators also require a code word to identify the subscriber.

Printing details in self-service devices

Terminals and ATMs will help the owner of a plastic card to get details within 5 minutes. You can get acquainted with the information on the account on the screen or in paper form, in the form of a check. This is the fastest way to find out bank details in Sberbank, as the lender has the widest network of round-the-clock terminals in the Russian Federation.

Instructions for obtaining details in the Sberbank terminal:

• In the main menu, find "My Accounts". The block contains information about the client's deposits, cards and loans.
• Select the account or card number for which information is required and click on it.
• In the menu that opens, click on the "Details" block.
• Read the information on the screen. If a printed version is required, select "Print on receipt" below.

Getting details on a Sberbank card in the terminal is a mobile and free way. If the client has chosen a printed version of the details, he can provide it to the accounting department for payroll. The check contains everything that is required for legal entities and individuals to transfer a Sberbank card account.

Once the customer has received the check,you should take the card. Otherwise, the device will "swallow" the credit card.

Print details in Internet Banking

Online banking allows you not only to make payments and transfers, but also to receive account information within 2-3 minutes. Login and password are required to log in to Internet Banking. The password in most credit organizations is sent via SMS (one-time code).

This is an affordable option that allows you to find out the details of the bank and all accounts. In some companies, for example, Sberbank, a client can print a certificate without leaving home. To do this, just open a new window with card details, for example, and click on "Print details".

In Sberbank, detailed information on the account is presented in the "Detailed Information" section. It is available by clicking on the desired account or card.

Getting help from the mobile app

The version of internet banking for smartphones is convenient due to its mobility. In the application, the client can also view their accounts and find out the details of the card. Unfortunately, practically in banks printing details through a mobile application is not available.

You cannot find out card details through a mobile bank - the SMS service allows you to make card transactions and control the status of accounts.