Tinkoff card replenishment: tips and tricks

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Tinkoff card replenishment is an operation that interests many modern citizens. Without it, it will not be possible to pay off the credit card of the mentioned financial institution or it will not be possible to work with debit plastic. The procedures are complicated by the fact that Tinkoff does not have separate service terminals. But this does not mean that it is impossible to replenish plastic or the process is allowed only with a commission. Below we will consider all possible methods of transferring money to Tinkoff-bank cards.

Methods of transfers

Actually, it's not as difficult as it seems. Especially if you know how to act under certain circumstances.

Modern citizens can top up their Tinkoff cards in the following ways:

• through the official Tinkoff page;
• mobile banking;
• using internet banking;
• through Tinkoff terminals;
• at the cash desks of a financial institution;
• through e-wallets;
• in partner organizationsTinkoff;
• by working with payment terminals (for example, Qiwi).

In some cases, a commission is charged for transactions. And some of the listed methods of replenishing the Tinkoff card provide for cashback. Small, but it has a place.

Tinkoff website

Let's start with the simplest scenario. We are talking about replenishing the Tinkoff card without commission through the official page of the financial institution.

In order to make a transaction, you need:

1. Go to the tinkoff.ru page in the browser.
2. Select the item "Payments" in the functional menu.
3. Scroll the page to the Map to Map section.
4. Indicate the details of your plastics - first the one from which to withdraw funds, then where to transfer the money.
5. Click on "Translate".

It's done. Now it remains only to wait. After about 5 days (this is the maximum period), the money will go to the specified plastic. Tinkoff does not charge a transaction fee, but some issuing banks may require it.

Online banking

Replenishment of the Tinkoff card is not such a difficult task. The next rather interesting and simple method of transferring money is working with Internet banking. We are talking about servicing Tinkoff, as well as any other financial institution.

In the first case you have to:

1. Register on the site"TKS".
2. Log in to the "Personal Account".
3. Select "Payments" in the main menu.
4. Click on "Bank Transfer" or "Card to Card".
5. If necessary, select "Card of another bank" in the "From" section.
6. Enter details of bank plastics.
7. Click on the operation confirmation button.

It's actually easier than it looks. You will have to act in almost the same way with Internet banking of other financial institutions.

"Sberbank Online" and transfers

Let's consider the operation on the example of the Sberbank Online service. Many modern citizens work with Sberbank. Their online banking is easy to learn.

Tinkoff card replenishment is reduced to the following algorithm:

1. Register in the Sberbank Online service. You can do this using an ATM. Some prefer to use one-time logins and passwords. They are also taken from Sberbank ATMs/terminals.
2. Open the page of the Sberbank Online service.
3. Go through authorization in the "Personal Account".
4. Enter the login confirmation code. It will come to your mobile device.
5. Go to "Payments and transfers".
6. Click on "To card" or "From card to card".
7. Enter details of bank plastics - first Sberbank, then- Tinkoff.
8. Click on the "Transfer" button after specifying the amount of the transaction.
9. Confirm operation.

Such actions are processed 3-5 days. Replenishment of the Tinkoff card from the Sberbank card provides for a commission. Now it is 1.5% of the total transfer amount. At the same time, you cannot transfer more than 30,000 rubles at a time through Sberbank.

Cash

Is it possible to replenish the Tinkoff card without commission (or with it) using cash? Yes. But doing so is problematic.

The operation is available in special self-service terminals. All machines working with Tinkoff Bank can be seen on the official website of the organization or in the mobile application.

What's next? As soon as a citizen has decided in which ATM he can transfer money to a card, you will have to do the following:

1. Insert plastic into the ATM.
2. Enter PIN to login.
3. Click on "Payments in my region"-"Cash transactions".
4. Select "Top up".
5. Insert banknotes into the receiver.
6. Press the action confirmation button.

This technique, as a rule, does not provide for a commission. But he is not in great demand. After all, replenishment of the Tinkoff-Bank card is possible by bank transfer. Such operations can be carried out at any time of the day.

Qiwi help

Some people prefer to use partnersTinkoff. For example, Qiwi allows using its payment terminals to transfer funds to bank plastic.

In general, the transaction guide will look like this:

1. Find the Qiwi terminal.
2. Select "Other"-"Tinkoff" in it.
3. Specify bank plastic details.
4. Insert banknotes into the receiver.
5. Click on "Pay".

In a few minutes, the funds will be credited to the specified account. Sometimes you have to wait up to a couple of hours. A commission is charged for the operation - 1.5% of the transaction amount. In addition, a citizen cannot transfer more than 15,000 rubles at a time.

Post of Russia

We figured out how to top up a Tinkoff card from a Sberbank card. And I also managed to get acquainted with the rest of the simple and quick methods of transferring money. But that's not all.

You can ask for help at the Russian Post. In this case, the client will replenish the account in cash. To complete the task, you will have to take your passport and a receipt with details with you. The latter can be found on the official website of Tinkoff Bank.

All that remains to be done is to go to the Russian Post cash desk with documents and money. You don't need to do anything else - the employees of the corresponding service will transfer the funds to the details specified in the payment order.

Internet wallets

Tinkoff card replenishment (conditions and interest charged fortransactions, we already know) can be made through virtual wallets. Consider the process on the example of Yandex. Money.

The algorithm of actions will be as follows:

1. Open Yandex. Money.
2. Go to the "Money transfers" section.
3. Click "To card" in the drop-down list and click on "Continue".
4. Select "To bank card".
5. Specify plastic details.
6. Enter the transfer amount.
7. Press the "Pay" or "Transfer" button.

Typically, the transaction fee is between 1.5 and 5%. The relevant information will appear on the screen after entering the payment amount.

Salons and payment systems

"Tinkoff"-bank offers to replenish the card in mobile shops, with its partners. For example, in MTS or Svyaznoy. Basically, there is no transaction fee.

You will have to act in the same way as in the case of the Russian Post - a citizen gives a payment or calls the card number, gives the money and waits.