How to find out the expiration date of the card: several methods

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Plastic cards have firmly entered the life of modern people. A piece of plastic measuring 5.3 by 8.5 cm has become a permanent attribute of any adult. Moreover, even children gradually get used to their use. For example, many banks are happy to issue cards for them. The variety of types of cards makes you carry whole stacks of them with you, there are even special wallets for more convenience.

Pros of using cards

But as always - a double-edged sword. The pros and cons of using the cards are pretty easy to experience if you leave them at home for at least a day.

The pluses are as follows:

• you can easily pay for any purchases, both in the store and online;
• it's not as scary to lose a card as a large amount of money;
• it is more difficult for fraudsters to use their schemes to take money from the population;
• you can save onpurchases using cashback;
• discounts and store promotions;
• no need to look for an ATM of your bank to withdraw cash without commission.

Cons of using cards

Now for the cons:

• there is no feeling of real money, and you can spend much more than planned;
• time spent on card recovery in case of loss;
• card expires.

Let's dwell on this characteristic in more detail.

How to find out the expiration date of the card, and why you need it

No one wants to find themselves in an absurd situation when, after a hard day, having collected a full basket of products and standing in a long line, they will be refused by the bank at the checkout, although they know for sure that there are funds in the account. This may be due to the fact that the card has expired, and it will no longer be possible to use it.

Or, for example, a person still gets on a long-awaited bus, presents his social card for preferential travel, but here again there is a problem. The card is invalid. To avoid such incidents, you need to find out the validity period of the card in advance.

Bank card

Bank card - perhaps the most common type of cards used by people. It is difficult to find a person who did not have at least one. Caring parents issue children's cards for their children to keep abreast of their purchases, monitor the limit of funds spent.

For students, pensioners and other types of privileged categories of citizens paymentscome to the cards. Almost all organizations have already switched to a non-cash payroll system with employees with their help. Without knowing the period of operation of this "faithful assistant" - nowhere.

As an example, consider how to find out the validity period of a Sberbank card.

1. Visually inspect. On the front side, just below the card number and above the owner's name and surname, there are four digits separated by a /. Example: 02/21. The first two digits are the last month of use, the second two are the year. These figures indicate that this plastic can be used until February 2021, and more specifically, until February 28 (29 in a leap year) at 23:59:59 Moscow time.
2. Reread the contract. All conditions and terms of use will be accurately described there
3. In the bank office. To use this service, you must bring your passport with you.
4. Find out the validity period of the card by the hotline phone number. Before calling, you should prepare your passport data and code word in advance
5. Through the official Sberbank-online application. Log in to your personal account via a smartphone or computer, all cards are displayed on the main page. The expiration date is indicated next to the card icon and card number.

Social card

The social card is intended for privileged categories of citizens receiving various measures of social assistance. Their holders include pensioners, schoolchildren, pregnant women, or residentsa certain area, in which special regional cards of the type "Muscovite Cards" operate.

How to find out the expiration date of a social card, let's look at its example. The Muscovite Card is issued to residents of Moscow with permanent registration and provides access to the advantages of city infrastructure, such as free travel, doctor appointments along with a medical policy, discounts on food in educational institutions, a social taxi and other discounts on goods and services.

To enjoy all the charms of this tool, it is extremely important to know its expiration date. Just like with a bank card, a lot of useful information can be found on its front side. The expiration date is no exception. The month and year of the end of use is determined by the same principle. A distinctive feature is that the reissue of this card is not done in advance. You will have to track all the deadlines yourself.

Diagnostic card

The presence of this type of card is a prerequisite for obtaining OSAGO insurance. Without this document, no insurance company will contact the client, because it is he who guarantees that the car is technically sound. An exception may be cases specified in the legislation:

• car not older than three years from the date of issue
• temporary insurance is issued (no more than 20 days)
• the previous owner has already issued a card, while it is valid for thismoment

In all other circumstances, the card should be. You can find out the validity period of the diagnostic card by looking at the form. The information you need is in the upper right corner. You can find out the expiration date of the card in another way. To do this, you need to go to the EAISTO traffic police database and enter the data of your car. As a result, data on the date of issue, expiration date and other individual characteristics of the car will be presented.

In conclusion, it should be said that everyone decides how to find out the expiration date of the card, the main thing is to do it in time to avoid negative consequences.