2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
The Ural Bank for Reconstruction and Development is considered to be one of the largest banks in the Ural region. According to key indicators, the company occupies a good position among credit institutions in Russia. The bank's activities are mainly aimed at lending, working with securities, attracting customer funds for deposits and foreign exchange transactions.
About the bank
UBRD is a dynamically and effectively developing Russian bank. Its head office is located in Yekaterinburg.
Initially, the organization was established in 1990 and was called "Cooperative Bank", a little later it was renamed "UBRD". Since 2002, the bank has become an OJSC. In 2004, he takes over ZAO Sverdlsotsbank.
The bank also has a subsidiary in Ireland. Its main activity is the issue of securities. In addition, the organization has 9 mutual funds located in Russia.
The Bank is a deposit insurance agency. It reimburses payments to depositors who have encountered an insured event. In addition to all this, UBRD has partners among foreignbanks.
Ural Bank for Reconstruction, Kirov
In the city of Kirov, the bank is represented by 10 offices serving private clients. Two of them also serve individual entrepreneurs and businesses.
UBRIR takes the second place in the number of branches in the city.
The most famous address of the Ural Bank for Reconstruction and Development in Kirov is Vorovskogo 21a. The bank's main branch is located there.
Another address of the Ural Bank for Reconstruction and Development, which is also quite famous in Kirov, is Gorky 54. One of the additional offices called Nika is located there.
In terms of interest rates on deposits in Kirov, UBRD is considered the most profitable.
UBRD Ratings
The bank has been assigned a BBB rating, which means its stability. This was affected by the bank's strong business relationships with its major and major customers. The bank was also assigned an AA rating, which indicates its very high creditworthiness.
UBRD is in the TOP-100 rating of the most reliable and largest credit institutions in Russia according to Forbes. In the list of the largest banks of the Central Bank of the Russian Federation, UBRD is in the top thirty.
In the rating of the reliability of banks and net assets, UBRD occupies an honorable 32nd place.
It ranks 32nd in terms of capital rating and 45th in terms of loan portfolio rating.
The rating of deposits of individuals gave the bank 23rd place, as well as the rating by the number of own ATMs in Russia.
In "RBC. Rating" the bank occupies20th in number of cards in circulation.
Services of UBRD OJSC
The organization provides its customers with the most necessary services that are known in the banking sector. This is a fairly wide range of universal products for corporate and private clients. For 2015, the bank serves more than 980,000 active private and 50,000 corporate clients.
Private clients are offered the following services:
- Consumer credit.
- Contribution.
- Credit card.
- Mortgage.
- Car loan.
- Money transfer.
- Rent a safe.
- Investment services.
Ural Bank for Reconstruction offers its corporate clients the following services:
- Lending to SMEs.
- Leasing.
- Lending to large and medium enterprises.
- Settlement and cash services.
- Bank guarantees.
- Deposits.
- Currency control.
- RBS.
Ural Reconstruction Bank: loans
The bank issues consumer loans for any purpose. The interest rate on them starts from 15.99% per annum. The maximum term is 7 years.
Types of loans that the bank can offer to borrowers:
- Credit "open". One of the most convenient and inexpensive ways to obtain borrowed funds. The rates for it are minimal, as well as the number of requested documents. The loan is issued to the card, funds can be withdrawn at the bank branch without commission.
- Credit "Minute business". The loan is intended for clients who need money as soon as possible. You can get a loan quickly and without unnecessary formalities. It takes only 15 minutes and a passport to apply.
- "Pension". Special loan for pensioners on preferential terms.
- Loan for payroll card holders. The maximum possible amount is 1 million rubles. This is a very profitable program for citizens who are participants in the bank's salary project. Requirements for borrowers are minimal.
- For bank customers. The loan is intended for those who in UBRD take a loan again. The loan rate is much lower than the previous one.
- Car loan.
- Secured loan.
Benefits for bank customers:
- Borrowers have the opportunity to get a cash loan in fifteen minutes.
- You can get a fairly profitable cash loan with a passport or a certificate confirming income.
- It is possible to take a loan without collateral.
- You don't have to tell about the purposes for which funds are taken when taking a loan without collateral and guarantors.
- UBRD has many ways to repay its debt.
Ural Bank for Reconstruction and Development: reviews
UBRD has a fairly wide customer base. It includes both individuals and some of the largest enterprises in the Ural region and in general throughout Russia. There are 50 thousand in total.enterprises, and the bank serves more than 750,000 customers.
The main thanks to UBRD comes from feedback from contributors. They are grateful to the bank for stability. After all, the bank guarantees depositors the safety of the values and funds entrusted to it. All client funds are securely stored and paid out without any problems in the event of an insured event. Clients will not need to go to other banks for their funds, because UBRD itself is a deposit reimbursement agency.
Clients who have received a loan from the bank note the high speed of its work and the opportunity to get a loan with a minimum package of documents. Borrowers are always satisfied with the loan received and return to this bank for a second loan.
The Ural Bank for Reconstruction and Development is trying to position itself as a universal bank that provides a fairly wide range of banking services to individuals and organizations. The main work of the bank is aimed at servicing retail customers and businesses.
Recommended:
NPF "Renaissance Life and Pensions": rating and reviews
Choosing a non-state pension fund is not an easy task. Therefore, it is worth paying attention to reviews about these organizations. For example, what is the NPF "Renaissance Life and Pensions". Should I trust the company with my pension?
European Bank for Reconstruction and Development (EBRD)
The European Bank for Reconstruction and Development (EBRD) is one of the largest financial institutions that lends to promising projects in about 58 countries around the world. Its work is aimed at the modernization and prosperity of the economy in the states participating in the project
Rdpmain.com site: reviews and comments, rating and income
We have all heard about the numerous services operating on the Internet that allow you to earn money on investments. The scheme of their work is organized very simply: you must make a certain contribution, after which for a certain period of time you begin to receive income. Of course, the dividends promised in the future exceed the amount invested, which is why all this investment activity seems so attractive
Ural bank - cash loan: conditions and interest. Ural Bank for Reconstruction and Development
Today, many banks offer cash loans. Each institution has its own programs with different conditions. The Ural Bank also offers cash loans. The conditions and methods of their registration can satisfy the needs of any borrower. Clients are offered several programs from which they can choose the appropriate ones. And you can learn about them from the article
"Transport" Bank: reviews of depositors and employees. Rating and reliability of the bank "Transportny"
"Transport" Bank began its work in 1994, but under a different name. Today, the financial institution continues to regularly fulfill its obligations, despite certain difficulties with liquidity