NPF "Renaissance Life and Pensions": rating and reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Non-state pension funds in Russia are becoming more popular every day. Competition among these organizations is growing exponentially. After all, the population needs somewhere to store their pension. Or rather, its cumulative part. What can you say about NPF "Renaissance Life and Pensions"? Can you really trust him? Or is it better not to contact this organization?

Line of business

To understand all this, you will have to study the numerous customer reviews about this corporation. It doesn't hurt to know what the employees think, too. First of all, let's consider what Renaissance Life and Pensions does? The activities of organizations play an important role for customers.

Fortunately, there is nothing special in this area. NPF "Renaissance Life and Pensions" is a place where people can keep the funded part of their pensions. Citizens make contributions every month, and when the time comes, they receive them in the form of pension payments. For such "transparency" of the company's activitiesearns only positive reviews. Especially for the fact that, in addition to saving money "for old age", you are presented with the opportunity to increase funds.

Employer

"Renaissance Life and Pensions" (NPF) receives mixed reviews as an employer. It is difficult to judge whether it is worth applying for work here or not. After all, opinions are divided. More precisely, most employees are satisfied with the proposed conditions, but still carefully emphasize the negative aspects of working in the corporation.

Among the benefits are a stable work schedule, as well as comfortable working conditions. Here you are guaranteed a full social package, a fixed salary and bonuses. Minimum fines imposed on employees.

But the disadvantages include coercion to join the company. NPF "Renaissance Life and Pensions" literally without fail forces all its employees to transfer their funded part of the pension here. This is very disturbing for many. However, a similar picture is emerging in all non-state pension funds, there is nothing special about this. Also, employees assure that the salary here is not too high (about 10-11 thousand rubles), and the workload is constant and very large. In addition, you often have to deal with indignant or incomprehensible visitors.

Rating

The rating plays a huge role for "Renaissance Life and Pensions" (NPF). The same is true for all other organizations. Howthe higher the popularity of a particular company, the more customers you can expect.

According to statistics, this pension fund is in the top 10 organizations where you can store the funded part of the pension. So take that into account. Especially if the stability of the company is important to you.

The level of confidence in the organization "Renaissance Life and Pensions" is quite high - A+ (almost maximum). And this indicator pleases. It inspires some confidence and confidence that you can not be afraid for your funded part of pension contributions. So, you should not refuse this company if you choose a non-state pension fund. "Renaissance" at least deserves attention.

Yield

But what else is important for customers? For example, profitability. After all, pension funds promise not only to save, but also to somewhat increase your deductions. This is what many organizations often lure new investors into.

NPF "Renaissance Life and Pensions" is not the most profitable option. However, the terms it offers may seem better than some of its competitors. According to the data on the official website, the return per year is 7.68%. If you think about it, this is a very good indicator.

Only in practice the situation is somewhat different. In fact, taking into account inflation and other features of the Russian economy, the profitability in the organization is about 4-4.2%. Yes, the differencehuge. And so many customers remain indignant: they promise one thing, but in reality they provide something completely different. Nevertheless, even the revenue reduced by 2 times at Renaissance slightly exceeds the return offered by competitors.

Surprises for depositors

True, NPF "Renaissance Sun, Life and Pension" (the new name of NPF) scares off investors with some of its negative aspects. For example, it is worth paying attention to what you may find: your funded part of the pension is already in the "Renaissance". With all this, no appeals to this company have been received from you.

In principle, this is quite normal for non-state pension funds. And it usually happens with officially employed citizens, because these organizations sign agreements with employers for membership. In the course of which all employees of a particular corporation become participants in the pension fund. Their consent is not required for the transfer of the funded part of the pension. Hence, there is a huge discontent of the public.

Self-Contact

But if you yourself apply to the NPF "Renaissance Life and Pensions", there will be no complaints. When you decide to keep your pension at Renaissance, the service does not take a huge amount of time. Moreover, you will quickly draw up an agreement that spells out all the features and nuances of storing pension contributions.

True, someproblems may arise. For example, if you decide to change your pension fund, it is not so easy to do so. Not a single non-state pension organization will let its clients go just like that. Renaissance is no exception. You will need to write an application for a transfer several times, "with a fight" to seek termination of the contract.

Among other things, they say that the NPF "Renaissance Life and Pensions" has had its license revoked. The reason for this was the incidents with pension payments. Citizens simply did not receive them on time. But has this organization really lost its right to operate?

About license

Yes, it really is. This company no longer has any rights to carry out its activities. NPF "Renaissance Life and Pensions" had its license revoked because its clients did not receive their money on time. That is, in fact, the fund went bankrupt and ceased to fulfill its obligations.

Thus, it makes no sense to talk about what the NPF "Renaissance" is. Because he doesn't have a license. So, it is not worth contacting this corporation. And even if it revives, we still recommend not to transfer your funded part of pension contributions here. It is better to choose a more stable company for this idea.