How to get a new CHI policy. Replacing the MHI policy with a new one. Mandatory replacement of CHI policies

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Every person is obliged to receive decent and high-quality medical care. This right is guaranteed by the Constitution. The compulsory he alth insurance policy is a special tool that can provide it. However, the old document may soon become invalid. Replacing the CHI policy will help to avoid this.

What is the CHI policy and what advantages does it have?

In principle, this document gives every person (adult, child, foreigner, stateless person) the right to receive the necessary free medical care. The list of services covered by such insurance is quite wide, but each insurance company has its own list.

New CHI policies have a single template for everyone. Naturally, they have certain advantages:

- medical services are paid by the insurance company, so in case of emergency you do not have to worry about having money in your pocket;

- the possibility of undergoing examination and receiving treatment from different specialists: ENT,gastroenterologist, neurologist, surgeon and others;

- children and adults, as well as those people who are not citizens of our country, can receive a document;

- the policy is valid regardless of your place of registration and actual location, that is, services can be obtained throughout the state.

How and where can I get (replace) the submitted document?

Obtaining and replacing an MHI policy is not a very difficult procedure. You just need to decide on the insurance company that will represent your interests. However, it should be said that those people who are stateless or do not want to draw up a new form document may not be in a hurry, since the old card will be valid until you have the opportunity to do so. The only thing to consider: you need to have time before 2015.

Obtaining and replacing old MHI policies must be done by the employer, regardless of where you live. If you do not like the SC with which your superiors have a contract, then you can choose another one. It should be noted that such insurance can be issued not only on a compulsory basis, but also voluntarily.

If you are not working, you can get a policy from a medical organization that services your area of residence. You can submit a written application yourself or via the Internet. However, please note that you will also need to send certified copies of some personal documents over the network. Naturally, you can usepostal services.

After submitting such an application, you should receive a notice indicating whether the policy is ready and where you can pick it up. This often happens within 3 days. In order to get insurance, you should submit a certain package of personal documents to the issuing authority. What you need to collect, you will learn in the next section of the article.

When is a replacement policy mandatory?

As already mentioned, the card that is in your hands at the moment will be valid until a new form is received. So, if you have an old CHI policy, you must replace it with a new one if:

- you change your passport or other document confirming your identity;

- the old card was damaged or lost;

- a citizen who does not have a job changes his permanent place of residence;

- you are about to change your last name.

It should be noted that the replacement must be done within 10 days. In principle, if you decide to find another job, you can keep the old insurance card if the organization is serviced by the insurance company with which you have an agreement. A feature of the submitted document is that it should be issued free of charge. In addition, the mandatory replacement of compulsory medical insurance policies is being carried out gradually. Old insurance cards will be valid until the entry into force of the new single sample.

To apply for a single sample policy, you should contact the he alth insurance organization and submitrelevant documents. Next, you should be issued a temporary certificate, thanks to which you can get free medical care.

What documents are required to replace the policy?

In order to get a new insurance card, you need to submit a small package of documents:

- birth certificate (for children under 14), and it must indicate what citizenship the person has;

- passport (or parental ID);

- insurance number of an individual personal account (if any).

For foreigners, it is desirable to have a passport, SNILS (if this document is provided), a residence permit. It is desirable that the applicant has registration at the place of residence. If you are not the one to replace the MHI policy, then your representative must have an identity card with him, as well as a power of attorney certified by a notary, which gives him the right to act on your behalf.

Temporary evidence: what is it and what does it do?

During the receipt of a new document, you can easily receive free medical care. The fact is that you will be given a temporary certificate, which has the same powers as the policy itself. It is valid for 1 month. During this time, you should receive a permanent document. The certificate usually contains the following items:

- personal data of the insured person;

- name and details of the insurance company with which the contract was concluded;

- place and date of birth,gender of the insured person;

- data of a passport or other personal documents;

- the date of issue of the certificate, as well as its number;

- all data of the insurer and signatures of both parties.

How to use the MHI policy of the new sample?

Replacing the CHI policy does not affect the quality and range of services provided. It is used in the same way as the old insurance card. You can safely present the policy in those medical institutions that cooperate with your insurance company. In this case, you do not incur any additional financial costs (unless, of course, you need procedures or medicines that are not included in the list approved in the policy).

As for the timing of the examination and possible hospitalization, this time can vary between 1-4 weeks. In case of emergency hospitalization, this document has very ambiguous advantages. Just remember to take it with you.