Promsvyazbank debit cards: features, tariffs, limits and reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Cashless payments are becoming more popular every day. And it's natural! After all, in this way you can ensure the best safety of funds: even in case of loss or theft of a card, its account can easily be blocked and thereby restrict access to your hard-earned money.

Debit cards for cashless payments are offered by almost all financial institutions. Within the framework of this article, products that are available in Promsvyazbank will be considered.

Types of debit cards in Promsvyazbank

So, what kind of debit cards does Promsvyazbank offer? There are 3 main debit products at the heart of this company:

• Cards for the program "Your PSB".
• All inclusive.
• "Good mood".

Each of the options has its own specific features, advantages and disadvantages. To help a potential client make a faster choice, you should consider all options more carefully.

Programs "Your PSB"

This program is based on 3 card products. This is:

• "Your PSB";
• "Your PSB plus";
• "Your PSB Premium".

The first of the proposed options from Promsvyazbank is debit cards, the rates for which are minimal among other products. They are also the simplest and most understandable. The cost of maintenance is 100 rubles per month. But the bank undertakes to remove this payment (that is, to make the service free of charge) when one of the following points is met:

• Pay for purchases in the amount of 10,000 rubles or more per month using the card.
• In a month, purchases were made in the amount of goods from 5 thousand rubles + there is always a balance of 30 thousand rubles on the account.
• The account constantly contains funds in the amount of 100 thousand rubles or more.

The cost of service "Your PSB plus", in turn, is equal to 300 rubles per month. But there is also free service available under one of the following conditions:

• The card paid for goods in the amount of 30 thousand rubles or more per month.
• Purchases in the amount of 15 thousand rubles or more were made with the card per month + more than 100 thousand rubles remain permanently on the account.
• There is always a balance of half a million rubles on the account.

The advantages of the second product "Your PSB Plus" over "Your PSB" are as follows:

• Supplement to the savings account in the amount of 0.5%.
• Free SMS notifications.
• 20% discount on safe rental.

Service Your PSBPremium” will cost the holder 700 rubles per month. But this cost can be reduced to zero by simply completing one of these items:

• Purchases in the amount of 115 thousand rubles or more were paid on the card per month.
• The card paid for goods in the amount of 20 thousand rubles or more per month + there is always a balance in the account in the amount of half a million rubles.
• The account has funds in the amount of one million rubles.

The advantages of the last product over the rest are as follows:

• Accrual of 1% to the savings account.
• Free SMS alerts, travel insurance, overseas cash withdrawals.
• Preferential currency exchange via the Internet.
• 25% discount on safe rental.

All inclusive

This is a premium debit card from Promsvyazbank, reviews of which are only positive. And all this is due to the fact that when making purchases with such a card, its holder will return a certain amount to his "plastic". And in this case it is equal to 5% of the amount of paid goods and services. That is, any spending of money will allow you to earn some extra money!

In addition, there are other benefits of this product:

• The ability to choose the frequency of debiting money for maintenance (once a month or a year).
• Free service while maintaining a certain balance on the account.
• Free cash withdrawal from ATMs of Promsvyazbank and its partners.
• Free internet banking andmobile bank.
• Reliable protection against fraudsters.

Good mood

Sometimes a client is in a hurry and needs to receive debit cards in a matter of hours. Promsvyazbank is ready to help out in such a situation. There is a great offer for them - a product called "Good mood". A bank employee will be able to issue it on the day of application. In addition, this card has the following advantages:

• Bright and beautiful design.
• Charging interest on the balance from the first month.
• Availability of Internet banking. It allows you to easily and simply manage your funds on your account.
• Discounts up to 40% on the list of goods and services from partners of Promsvyazbank.

Order a debit card

If you want to issue one of the proposed products, you need to do one of the proposed options:

• Contact the office of the financial institution in question.
• Apply for registration through the official website of the company.

Next, the method of submitting an electronic application to receive debit cards will be considered in more detail. Promsvyazbank allows it to be done like this:

1. You are entering the official website of Promsvyazbank.
2. At the top of the page that opens, you need to find the "Online Services" section, go to it.
3. Select "Application for an All inclusive card" in the appeared window.
4. The page with the questionnaire will open. Here you will need to fill in all the proposed fields, namely, enter information aboutName of the applicant, his date of birth, contact information.
5. After filling in all the data, you will need to click on "Submit Application".

After a while, a bank employee will contact the applicant and discuss all the details of the order.

Bank card shop

Those who want to stand out from others by having an individual, bright and unique card should definitely use the special service offered by Promsvyazbank. Debit cards, the limits of which are identical to the All inclusive product, can be made in any form. At the same time, it is possible to choose a ready-made card design or upload your favorite image.

To implement such an idea, you need to follow these simple steps:

• Select or upload a card design.
• Apply for a debit card and receive up to 5% cashback.
• Wait for a call from a bank employee about readiness.
• Apply for the product at the nearest branch of Promsvyazbank.

Let the given information about what debit cards Promsvyazbank offers be useful for the reader and he will choose exactly the product that will ideally satisfy his desires and requirements.