Sovcombank reliability rating

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

About 600 different banks operate on the territory of the Russian Federation. Periodically, this figure changes - some organizations are closed, new ones take their place. And it is precisely because of some instability that modern people, before applying somewhere for services, first learn about the reliability of a particular enterprise.

However, there are organizations that you can trust anyway. They are in the TOP 100, as a rule. And I would like to pay special attention to the rating of Sovcombank, which is well advertised.

General information

So, the subject of discussion is a universal Russian bank headquartered in Kostroma. This is a public joint stock company. The rating of Sovcombank is high: the institution ranks 19th among all financial institutions in Russia. The amount of his assets is more than 501 billion rubles (as of December 2016).

The organization is also included in the state deposit insurance system, which is an additional reason for trust (the maximum amount of compensation is 1,400,000rubles).

By the way, the bank has existed since 1990. True, it originally had a different name. And it sounded like "Buycombank".

It is worth noting that the organization is not under the actual control of an individual or entity. Its beneficiaries are a group of Russian businessmen and key members of the management of Sovcombank.

Investment activity

This area is very loved by financial institutions. But not every one of them can prove itself properly. But the rating of Sovcombank is impressive. Moreover, on December 9, 2016, the annual Cbonds Awards ceremony was held. The best banks of Russia acted as contenders for the award. And there were 24 nominations. Sovcombank became the winner in two of them. It was recognized as the best investment bank for work with municipalities and subjects and the organizer of the secondary placement of bonds.

Also, the organization received two second places. As the 2nd best investment bank with 3rd and 2nd tier companies and financial institutions.

After the ceremony, the deputy chairman of the board of the organization said that, despite the rather high level of competition in this field of activity, they will strengthen their positions in the priority investment area of our time.

Official confirmation of reliability

At the end of November 2016, it was announced that the credit rating"Sovcombank" is now marked "A-". It has been assigned by an organization you can trust. Namely, by the Analytical Credit Rating Agency (ACRA).

Leading experts note: Sovcombank can boast of stability. He has a satisfactory risk profile position, a good liquidity management policy and a very adequate business profile.

Also noted was the organization's strong franchise in retail lending and its growing position in high-profile business lending.

Active development

As you can already understand, Sovcombank's reliability rating is very good. 2016 is another confirmation of this. Why? Because in 2016, many offices and branches of this bank appeared throughout Russia. This testifies to the reliability of the organization and the general demand for its services.

Own offices in October appeared in the popular resort towns of Sochi and Essentuki. Also in the capital of Karachay-Cherkessia and the city of Donetsk, Rostov region. Back in November 2016, one branch was “added” to Yaroslavl, Novokuibyshevsk, Neftegorsk, Leninogorsk and Chaikovsky. But that's not all. Not so long ago branches were opened in Vilyuisk, Yakutsk, Kurtamysh, Vyborg, Volkhov, Rostov-on-Don and Tevriz (urban-type settlement).

In general, according to the latest statistics (06/01/16), this bank serves about 1,500,000 people living in 947 settlements of 65 different regions of the Russian Federation.

Help customers

As you can already understand, Sovcombank is a good and reliable organization. What place in the ranking he occupies was also said. Now let's take a look at some specials that showcase the organization in the best possible light.

This bank has an excellent program to improve credit history. And many people use it. It is carried out in three steps, and the first is known as the "Loan Doctor". The meaning is this: a person, having provided a passport and a second document to choose from, takes a small loan - 4,999 or 9,999 rubles (for a period of 3 to 6 or 6 to 9 months, respectively). 40% per annum. This is a loan that is not taken to bail out financially. And to “clean up” your credit history. Having borrowed 5,000 from the bank, at the end of the term, a person will give 5,500 rubles. He will receive not only a “plus” in his credit history, but also an MC GOLD card and insurance for 50,000 rubles.

The second step is the "Money to card" service. 10,000 or 20,000 rubles for 6 months at the same interest with the same principle. The third step is Express Plus. A loan at 29% or 39% per annum in the amount of 30 to 60 thousand rubles, for a period of 6, 12 or 18 months.

After going through all three steps, a person is guaranteed to “whiten” his credit history. It is not surprising that Sovcombank has an excellent rating. Feedback from his clients, by the way, confirms this once again.

For business

This financial institution works not only with individuals, but also withdomestic enterprises in various fields. And for this type of activity, Sovcombank has everything you need. Where he stands in the ranking has already been said. Now a few words can be said about business services, due to which, in many respects, he achieved such a high position.

So, for example, a bank offers each client to become its partner, agent or representative in services for legal entities.

That's not all. It also provides services in the capital market, which relate to the issuance of bonds and the development of a private equity business. This also includes securitization, syndicated loans, providing a guarantee to the Central Bank of the Russian Federation, bridge financing, issue documentation, analytics and much more.

What else is worth knowing?

Experts, who determine what place Sovcombank occupies in the rating, agree: at the national level, this organization is fully responsible for its credit obligations. It is reliable for investors, and resistant to stress. At the international level, of course, Sovcombank can also repay its obligations, but it is more susceptible to the influence of negative factors.

In general, his popularity is growing. Over the past year, for example, the volume of household deposits has increased significantly - by 1.83%. The total amount of deposits, by the way, is 105,082,313,000 rubles. That is, in terms of the volume of deposits, Sovcombank ranks 25th among all Russian financial institutions. which is also worthyindicator.