Non-state pension fund of the electric power industry (non-profit organization): reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Today the attention of readers will be presented to the non-state pension fund of the electric power industry. What is this organization? What are its pros and cons to pay attention to? What place does it occupy in the rating of NPFs of the country? Numerous reviews will help to understand all this. They contribute to the formation of an approximate opinion about certain NPFs. What can this organization offer?

About activities

The non-state pension fund of the electric power industry is nothing more than a company that offers pension insurance to the population. It will help to save the savings made for old age. It also serves to form the funded part of the pension.

This fund receives positive feedback for its activities. There is no deception, everything is very clear: this is the most common non-state type fund that offers pension insurance services. But what are the company's pros and cons worth paying attention to?

Country distribution

Now inIn Russia, the situation with non-state-type pension funds is such that many of them are being closed. They simply lose their licenses. Usually such incidents concern either small organizations or unscrupulous companies.

What can be said about the corporation under study? The NPF for the electric power industry is a very large fund that has been operating in Russia for a long time. The first branch of the company appeared in 1994. And since then, the organization has been quite successfully engaged in insurance of the population.

The fund is distributed throughout Russia. Branches can be found in every city, even in the smallest settlement in the country. Therefore, many potential customers trust the leadership of the organization. There is every reason to believe that we are not talking about scammers at all. The pension fund will obviously not be closed suddenly. Therefore, it is possible to entrust pension accumulation to the named NPF.

Head office address

Where is the head office of the organization? At the following address you will find the Non-State Pension Fund of the Electric Power Industry: Moscow, Timur Frunze street, 11, building 13.

This is where every citizen can apply to the Pension Fund on global issues. Finding an organization is not very difficult. In addition, there is a hotline telephone that will help you easily get advice on the provision of pension insurance services. All questions will be answered.

To call NPF, you can dial 8-800-200-44-04. Many people notice that the Non-State Pension Fund of the Electricity Industry is 100% not fraudulent. After all, on the official website of the organization you can see the location and contacts of all the departments of the fund in a particular city. It is noted that the population trusts this corporation.

Rating

And now a little about the main criteria for evaluating non-state pension funds. They play an important role in shaping the overall impression of an organization. For example, many potential clients are interested in what rating the NPF of the electric power industry has.

This company is among the top 10 Pension Funds in Russia. Somewhere it is indicated that this company is closer to the leading positions, in some sources you can see that this is not so. But in any case, customers very often contact this company and leave positive feedback about it.

This means that there is every reason to trust. Usually the top 10 NPFs in a country are places that actually help you save your retirement savings and ensure a good life in old age. Every citizen should know about this.

Despite some ambiguity in the data, the NPF of the electric power industry has a very high rating. And it pleases. It is enough to remember that this is one of the top 10 organizations in Russia that offer services for pension insurance of the population.

Trust

An important point is the so-called level of trust. It indicates how much potential and real customers trust a particularorganization, being a kind of indicator of the firm's reliability.

Non-state pension fund of the electric power industry has a high level of trust. If you believe the statistics, then the confidence is kept at the A ++ mark. Or, as is sometimes stated, AAA. This is the highest level of trust.

It follows that the organization is sustainable. You can easily trust her with pension insurance. This is the opinion of many potential and real customers. In any case, taking into account everything that has been said before, we can conclude that the NPF of the electric power industry is a stable, reliable and safe corporation. It will not close, its license will not be taken away. And this is enough for many to start cooperation.

Yield

But there is another important point. The fact is that the advantage of non-state pension funds lies in the so-called profitability. NPFs propose to slightly increase the existing pension savings. And this indicator is extremely important for many clients. Especially if the main task is precisely the increase in savings, and not their preservation.

The profitability of NPFs in the electric power industry, as customers say, is not too high. But at the same time higher than many competitors offer. Reviews do not give any significant picture that would allow us to assess the real return on deposits. Why?

Many show dissatisfaction with cooperation precisely because of profitability. Initially to clientsoffer a high level of return - about 12-15% per annum. But in practice, OAO "NPF Electric Power Industry" provides only about 5-7% yield. This difference does not suit many. Therefore, some directly state that they feel cheated.

In fact, this phenomenon is easily explained by inflation. It is also worth paying attention to the fact that all non-state pension funds have similar discrepancies between the real and promised returns. There is no need to be surprised. No one will deceive future pensioners. The activities of the Electricity Fund are absolutely legal and fair.

Maintenance

What do they say about service? Here, too, it is difficult to find a consensus. The quality of customer service varies. Much depends on the city in which the cooperation takes place. Everywhere there are employees, everyone behaves differently.

I am glad that you can not only personally apply to the Non-State Pension Fund of the Electricity Industry. "Personal account" - this is an opportunity that attracts many. This is the way to work with the Pension Fund online.

This function works, as many people notice, with some failures. But not too critical. If you wish, you can easily ask a consultant a question directly via the Internet. Also, "Personal Account" allows you to easily manage your account and order statements from it.

During a personal visit to offices, visitors, as a rule, also try to give due attention. And thispleases. Nevertheless, the Non-State Pension Fund of the Electric Power Industry earns mixed reviews for customer service.

On the one hand, attention is paid to everyone. And answer questions asked by visitors. On the other hand, the speed of service leaves much to be desired. Sometimes consultants do not answer questions, but only confuse clients. Fortunately, there are not many such complaints. There are no significant complaints about the service, but NPFs have shortcomings in this area.

Conclusion of the contract

Special attention is paid to such a factor as the conclusion of the contract. Despite the fact that the Electricity Fund is among the top ten pension insurance organizations, some negative aspects of cooperation are still emphasized by the population. More precisely, we are talking about minor shortcomings. They pop up mainly at the conclusion of contracts.

The fact is that some point out the impossibility of cooperation with the company if a person is already 43 years old. It is this age that is emphasized. Visitors assure that after the specified restriction, the conclusion of the contract is denied.

The agreement is drawn up in two copies, which pleases. Basically, all the conditions are clear, but some points may raise questions. Staff will respond quickly.

No more significant complaints. If necessary, you can terminate the contract with NPF at any time. And transfer the money to another organization. Cash until retirement is not issued here. And this condition is written incontract. It is worth paying attention to. Some clients notice that it is necessary to look at the losses that are due upon termination of the contract before the end of a particular year. Otherwise, you might think that the Non-State Pension Fund of the Electric Power Industry is operating in bad faith and is embezzling depositors' money.

Payouts

The last nuance that we recommend paying attention to is the payment of pension savings. This question raises two opinions about the company. Why?

Non-state pension fund of the electric power industry (Moscow, Frunze st., 11, building 13 - the address of the corporation's head office) makes payments, but with some delays. That is why you can see mixed reviews about the work of the company. Some say that pensions are not paid. At the same time, some clients claim the opposite. So who to trust?

Everyone. As already mentioned, payments are made, but quite often there are various delays. And you just need to be ready for this. Pensioners still get what they are en titled to. Even if not on time. NPF is trying to establish work in this area. But he does not intend to deceive his customers.

Results

What conclusions can be drawn? It is clear what the Electricity Pension Fund is. This is a company that is large and widespread in Russia. She has been doing her job for a long time. Offers good returns. But, most importantly, stability and reliability.

Manyindicate that if you want to get a high return on deposits, you should not pay attention to a non-state type fund. But when the priority is stability and maintaining a pension, then the organization should be considered as a possible place to conclude a contract for pension insurance.