Microloans in the company "Slon Finance": reviews. Slon Finance

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Several years ago, our country began issuing loans via the Internet. One of the companies that embarked on the path of such activity was the microfinance organization Slon Finance. Borrowing money through the World Wide Web has become an actual service. The company won the interest of people, was able to form a positive reputation, get good reviews. This is why Slon Finance still exists.

About microfinance institution

"Elephant Finance" exists for 6 years. The microfinance organization (MFI) began its activities in 2011. At that time, she received a certificate from the Central Bank of the Russian Federation on entering into the relevant register. Today Slon Finance is the leader among microfinance companies in our country. It offers affordable loans to people without providing certificates and guarantors.

The microfinance organization "Slon Finance" does not have an address, as it does not have an office. Acceptance of applications from users is carried out through the developed site. On thethere, each client goes through the registration procedure, receives a personal account for managing applications, loans. If you have any questions, you can call the company's call center or send an email to the support service mail address.

The benefits of obtaining loans through the service "Slon Finance"

It is convenient to issue loans in the considered microfinance organization. At any place and at any time convenient for you, you can fill out an application on the official website and send it for consideration. The response from the company comes pretty quickly. The decision is made within 5-20 minutes. In rare cases, applications are considered within a day.

When sending a positive decision, the company instantly transfers money to the client's card. This method of obtaining a loan at Slon Finance is the only one, but at the same time it is the most modern and convenient. The borrower can withdraw funds from the card in any place convenient for him.

Terms of loans at MFIs

Slon Finance accepts applications for loans from Russian citizens aged 18 to 75:

• employed;
• retired;
• who are self-employed.

Region of residence is not taken into account by Slon Finance. A resident of any city has the opportunity to receive money in debt. To do this, you just need to fill out a short questionnaire on the official website of the microfinance organization. Applications from customers will not be accepted by any other means.

And now about the available amounts andinterest rates. At the first application, people can send an application for a loan in the amount of 1 thousand to 8 thousand rubles for a period of 7 to 30 days. The interest rate is high. People are convinced of this when using an online calculator on the website of a microfinance organization. For example, you need to take 8 thousand rubles for 30 days. The service commission for such an amount is 5 thousand 160 rubles. The total amount payable is 13 thousand 160 rubles.

Amount up to 20 thousand rubles is available to clients from the second loan. The term for which funds are issued on credit does not increase. It is also 7-30 days. The interest rate decreases only from the third loan.

Applying

Application in "Elephant Finance" is a questionnaire consisting of several sections:

• personal data;
• passport details;
• registration address;
• employment and income.

When filling out the first section, you will need to provide a mobile phone number. This must be done, as a code will be sent to it in the form of SMS. It is entered in a special field. By indicating the code, the client confirms the correctness of all the information provided, agrees with the rules for granting microloans.

Getting money

After receiving approval from Slon Finance, you can go for money immediately. They are transferred to the card, the number of which is indicated in the personal account. Sometimes clients discover that there is no money in the account. The company warnsthe possibility of such situations, because the speed of crediting funds depends on the work of the bank that issued the card. Money can be received within 1-5 days.

In rare cases, funds are not credited to the card at all. This occurs due to incorrectly specified details. If the card has become invalid or its number is entered incorrectly, this should be reported to the customer support service of Slon Finance. E-mail is used to contact specialists.

Repaying a loan at Slon Finance

Return money borrowed from the company in several ways. It is possible to pay by credit card. Payment is made within a few minutes. The required amount is withdrawn without commission. There are also a few additional ways:

• through e-wallets;
• Qiwi and Eleksnet terminals;
• Euroset and Svyaznoy cash desks.

MFO "Elephant Finance" has provided the possibility of extending the loan term. Deferral increases the period of use of borrowed funds by 1-4 weeks. The duration is determined by the client. Loan extension is carried out through a personal account, and this procedure is confirmed using an SMS code.

Questions from clients and non-borrowers

How to change your data in the questionnaire? This is an important question, because people's work, series and passport number can change, and the decision of the company depends on this information. To change personal dataYou should contact support by phone or email. Employees answer calls daily from 7:00 to 21:00 Moscow time. Support service works seven days a week.

Sometimes, by mistake, people who did not apply for a loan start receiving calls and SMS messages about the need to repay the debt. What to do in such a situation? To resolve this issue, you need to call the Slon Finance microfinance company by calling the hotline during business hours. The staff will sort out the problem.

Positive feedback

The microfinance organization has a lot of clients who actively use its services or have ever applied for a loan. Many of them thank Slon Finance and note the following benefits:

• the loan is received without guarantors, collateral, salary certificates, copies of the work book;
• customers choose the most convenient ways to repay a loan;
• if there are problems with payment, you can extend the deadline.

Borrowers note the efficiency of the service. "Elephant Finance", according to people's reviews, is an instant service, and the most important thing is that you don't need to go anywhere. The questionnaire is filled out on the official website via the Internet, and the money is credited to the card. People also point out that the questionnaires are considered in a short period of time. Before making a decision, managers call clients to clarify the information specified in the questionnaires. This step reduces the likelihood of entering incorrect data about yourself.

Negative feedback from users

There are also negative reviews about Slon Finance. In them, clients, first of all, write about huge percentages. The microfinance organization does not indicate them on its website. Customers can only find out the total amount to be returned. Naturally, it is perceived by people easier. They somehow don't notice the big overpayment.

In the negative reviews about Slon Finance, people compare the past work of the company with the current activity. Some say that the lender has gone bad. Previously, a microfinance organization sought to cooperate with regular customers. Now she sometimes refuses them, stating that they are insolvent even if they have a job.

Before applying for a loan at the Slon Finance microfinance company, you should think carefully, because due to high interest rates, people very often find themselves in a debt hole. If there is work and confidence in the future, then you can apply to a microfinance organization. At the same time, clients recommend that beginners do not apply for loans for a long period. The longer the term, the higher the total amount to be returned. In case of an unstable financial situation, the services of a microfinance organization should not be used.