"Your money": reviews of borrowers, conditions. microloans

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

In Russia, with the onset of the crisis, microloans and microcrediting became widespread. Every year more and more such organizations appear in the country. You need to know what customers think about them. After all, there are a lot of dubious and even unscrupulous firms. What kind of reviews does Your Money get? Does this corporation really provide quality services and does not deceive? Financial issues generally require separate and great attention. Sometimes, taking a microcredit, you can incur trouble. So is it worth resorting to the help of "Your money" at all? Is she really worthy of attention? Or do we have the most common microfinance organization, from which it is advisable to stay away? More on all this later.

What does it do

First of all, what does our current organization do? Does it really deserve attention? If you need a quick loan or a loan, then yes. "Your money" is a microfinance organization. It issues, according to the creators, profitable loans and loans. And instantly. And without too much paperwork.

Basically,the activity of the corporation is "transparent". The competition in Russia is really huge. After all, as already mentioned, microfinance organizations are currently gaining wide distribution. In any case, for the direction of its activities, "Your Money" receives positive reviews. There is no cheating or "scam". Do you need a loan or a loan as soon as possible? Then you've come to the right place!

Distribution

By the way, our current organization has been operating on the market for quite a long time. And she has helped many citizens during all this time. Yes, competition is increasing, but "Your Money" still works. Moreover, she has been known for 5 years. In 2011, it was opened in Moscow, and now it is distributed throughout Russia.

True, so far not as good as we would like. "Your money" addresses are varied. And in different cities of the country. There are many of them in Moscow. And it pleases. That is, we can say with confidence that we have no deceit before us. Fraudsters rarely spread their "leftist" companies throughout Russia, and even openly advertise it.

If you want to know specific addresses, it is recommended to use the official page "Your Money". The offices will be shown on the interactive map of the selected cities. You will also see the full addresses there. No deception! Everything is very clear and simple. So, you can trust our current organization. For this, she receives many positive opinions from potential customers. Yes, a microfinance organization istake a big risk. But, as you can see, "Your Money" has been around for a long time. Moreover, it does not hide from anyone, it constantly develops and opens new and new branches in different cities of the country. Fraudsters don't do that obviously. It's too suspicious and dangerous.

Don't know where exactly to turn in Moscow to receive services from the organization? Then look at the interactive map on the main page "Your Money". The head office is located at 73, building 6, Pervomaiskaya Street. Here (and not only) you can get a personal loan or loan. On Taganskaya 1 (building 1), as well as on Open Highway 5 (building 11), you also have the right to use the services of the organization.

But the details of the receipt, as well as all your questions are asked on the hotline. To do this, dial 8 800 700 22 29 on your phone. This number is suitable for all regions of Russia. These are the contacts of the company "Your Money".

List of services

Of course, a huge role is played by a variety of services that a company can provide. To be honest, there is nothing special about "Jet Money" (as "Your Money" is sometimes called). This, as already mentioned, is a microfinance organization. It is not entirely clear what exactly she can offer her customers?

Credits and loans. And on favorable terms. At least, that's what many people say. Low interest, fast processing. In principle, this is where the whole list of services ends. To be a little more specific, one can seeseveral directions of the organization.

The first is the issuance of short-term and quick loans for any needs. True, the payment period here is not too long. You should not be surprised, because we will deal with a short-term loan. Nothing complicated, right?

Second - short-term loans. Almost the same as a loan. But here the overpayment is usually a little less.

Third - a payday loan. It is this service that attracts the majority of consumers. Payday cash is perhaps the most popular and common service for all modern microfinance organizations.

All this gives rise to positive reviews about a company called "Your Money". We can say that you have the right to apply here when you urgently need money. And there is no need to worry that the process will be "draged out" or that a lot of paperwork will be required of you, not at all. The possibilities and advantages of the company do not end there. What else stands out to customers? What are the pros and cons that are most often emphasized?

Opportunities

"Jet Money" gets pretty good, though sometimes skeptical, reviews about its capabilities. And it's not just about services. And how exactly they are provided. The thing is that "Your Money" is a microfinance organization that does not just offer loans or credits in offices, not at all. Among other things, you can get certain services without leaving your home. That is, via the Internet!

Such activitymany are suspicious - is it not a hoax? Indeed, most organizations that offer loans and credits through the Internet, as a rule, only deceive their customers. But the MFI "Your Money" has existed in Russia for a long time. Will she cheat her customers?

Not at all. You can really apply for a loan or loan using the Internet and the official page of the organization. True, it will be issued either at the office (this will have to be noted when drawing up the application), or directly to a bank card. No other is given. Nothing suspicious, although the virtual design itself does not inspire confidence in the clientele. In any case, it is worth trusting an organization called "Your Money". Even on the official page it is indicated that in order to obtain a loan, you can either contact the office or resort to a very dubious step - using the Internet. The choice is yours.

Conditions

What conditions does the company "Your Money" offer for issuing loans and loans to its customers? As many assure - profitable. And even very. You can tell they are seductive to some extent. This is both encouraging and disturbing at the same time. After all, few people in the modern world trust microloans and loans. Someone has already "fell for the bait" of such organizations, some are simply based on extraneous mistakes. So the conditions for the provision of services are given great attention. What does our current corporation offer?

The main thing isthe fact that you will definitely be guaranteed registration in two accounts. No unnecessary paperwork, long waiting times or anything like that. A quick loan with an organization called "Your Money" is a reality. Borrower must be 18 years of age. Perhaps this is the only essential condition.

To receive services, you only need a passport. And no more third-party documents. If you are a pensioner, you can also present a pension certificate, but this is not required. And it doesn't matter how you make the design - via the Internet or in person. One passport is enough.

You have the right to take a loan for a month or any other short term. True, during registration they will ask you about the presence of a permanent source of income, and also specify what interest on loans is paid in "Your Money". At the moment the rate is about 2% per day. The maximum you can "borrow" 25,000. And no more. So the organization has limits. And this is also pleasing - no one will deceive you, everything is explained in detail.

Speed

Special attention deserves such a factor as the speed of customer service. After all, many "stare" at her too. The loan "Your money" can be taken, as you will be promised, in just 5 minutes. That is, instantly. Approval takes place right on the spot, in the office. And the issuance of funds - too.

If we are talking about an online application, then a loan or a loan will come to your bank card. All this (including design) takes about 10 minutes. And it doesn't matter if it's day ornight. The speed of customer service in our organization today is quite high. This approach pleases visitors. Now, if you urgently need money, you can solve this problem in just a few minutes on very favorable terms. So pay attention to "Your money" is worth it.

True, sometimes online applications are processed for a long time (about a day). This happens very rarely, you should not panic. Users recommend to wait just a while. Most importantly, do not try to re-apply for a loan. "Your money" will perceive such a decision as a second loan. And after some time, you will receive two approved loans at once. Not the best option, because it will not work to return the extra amount just like that, without interest. So, if the application is being processed for more than 10 minutes, still do not panic. And definitely don't create a new one.

Service with personal presence at "Your money" receives only positive feedback. Really fast and efficient work. Just what you need. There are usually no queues in offices. And if there are such people, then they disperse very quickly - citizens get approval for loans and loans, then they just leave. There is nothing special about this. So "Your Money" (you can see the phone number and the exact address of the branches on the organization's official page for your city) is a corporation that really deserves attention. You can trust her.

Communication for debts

Special attention in our today'sthe issue requires such a topic as the payment of debts. Or rather, the communication of the organization with debtors. This point is extremely important, and many consumers pay attention to it. The thing is that the microloan "Your Money" offers to repay, albeit on favorable, but at the same time very costly terms. Yes, most customers are satisfied - they just try to take small amounts for a short period of time. And there won't be any extra fees. But there are still problems in this area.

Which ones exactly? If you are in debt, you will most likely regret very quickly that you contacted an organization called "Your Money". Why? After all, this company transfers almost all of its affairs to collectors. That is, it is enough just to delay the payment once (especially if the amount is large), as collection companies will begin to act.

You should pay attention to the fact that you will be asked to pay off your debts. If you don't, threats will follow. Moreover, as many clients of "Your Money" note, even if you have already paid off the debt, they will not stop bothering you. In other words, they will choose one way or another with all their might. Not the best scenario, but it does happen.

With all this, "Your Money" denies the illegality of their actions. In principle, they have already tried to “squeeze” this organization for contacting collection companies. But it did not give any results. Why? First, microfinance institutions are dubious places. And the court rarely takes the side in such matters.borrower. Secondly, it is very difficult to prove the illegality of actions. Only in exceptional cases will justice be achieved.

For all this "Your money" reviews are not the best content. In fact, we are being deceived. First, they lure you with favorable conditions, and then they begin to actively collect debts and loans that have already been closed. This is far from the rarest case. Therefore, be vigilant. Most clients are simply advised to keep all checks and receipts for the long term. Indeed, sometimes even several years after communicating with the organization "Your Money" you may be disturbed by collectors. You will have to prove that you paid all your debts to the organization on time and a long time ago. Only payments will help with this. If they get lost, you can wait for long proceedings. And, accordingly, monetary losses.

Paperwork

The main advantage that "Your money" gives is that this organization does not have any extra paperwork. That is, with the help of one passport and a few minutes of waiting (although some clients say that applications are considered for about 3 days), you have the right to quickly get a loan. And only short-term, with certain restrictions, but on favorable terms. No proof of your ability to pay, no paperwork! Exactly what is needed! For this, the company earns positive feedback about its activities.

But some people don't really like this solution. Yes, credit or loan nowmake it simpler. But there is no guarantee that the data (contacts) indicated in the relevant fields will belong to the borrower. Why is this fact alarming?

Some clients stressed that they were worried about debt collectors about delinquencies or large debts for loans taken from the company "Your Money". Only there is one small but - no one took a loan there. In other words, someone redirected collectors to innocent citizens. To prove that you did not take loans and are not actually clients of the organization "Your Money", you will most likely have to go to court. If you do not do this, you will be constantly disturbed. Moreover, you will not be able to prove your case - the money will have to be paid. And with all interest, pen alties and other charges. These are the troubles that citizens can expect.

What does the organization "Your Money" say about this? Nothing. After all, no one checks the data specified when applying for the issuance of funds! That is, they simply offer you a loan on favorable terms. And here it is important to consider the speed of service. Otherwise, the organization would not issue microloans. But she could check the correctness and accuracy of the entered contacts.

Therefore, Your Money is a rather dubious organization. There are those who really remain dissatisfied after communicating with them. This is especially true for "substituted" borrowers. Consider this factor. And if collectors suddenly start calling you, act immediately, prove your innocence! Otherwise, you can get huge debts,which will have to be paid.

No money

And here is another point that occurs in relation to our today's corporation. It doesn't pop up very often, but it does happen. Often, users try to apply for a microloan in "Your Money" via the Internet, with an electronic application. There is such a possibility. But is it worth it?

Sometimes you run the risk of being left without money, but with debt. Many customers have already complained about such incidents. That is, you take out a loan, they approve it, but you do not receive any money. But the debt that accrues daily is what you will have after filling out an application in electronic form.

The most interesting thing is that it is useless to prove one's innocence. Either you pay off the debt, or you start talking to collectors and suing for a long, long time. In any case, the incidents are unpleasant. Thus, "Your money" has a somewhat mixed popularity.

Fake

Then how can you find so many rave reviews about our current organization on the Internet? What is she really? Why are customers generally not completely satisfied with the work of the corporation, but leave positive opinions about it?

"Your money" (Moscow and other cities), if you look closely, uses a very interesting scheme of work on the Internet. She buys positive opinions for the most part. In other words, all flattery towards the organization is a fake. And it is used forattracting customers. Believe these words, or not - it's up to everyone to decide for themselves. So, blaming "your money" for fraud is useless. No one forces you to believe in the truth of publications. You make the final decision yourself.

Thus, "Your Money" is an MFI that has been living and prospering in Russia for a long time. With all this, it uses long-known corporation promotion schemes. And you will have to take into account this fact. Otherwise, you may be left with debt, but without money in principle.

Results

What conclusions can be drawn from all of the above? To be honest, "Your Money" is a really working company. It issues short-term loans as well as loans. The interest rate here is slightly high, but in general the conditions are favorable.

Trust this corporation? To be honest, you should be skeptical about it. "Your money" is not much different from competitors - there is both deceit and its own tricks. Some recommend becoming clients of this firm only in extreme cases. Then and only then will many problems be avoided.

Thus, "Your Money" is just another microfinance company, of which there are already many in Russia. It lures customers with purchased reviews (not always, but in most cases), as well as a variety of favorable conditions. The borrower will be responsible for the consequences. It is impossible to predict them. Even fully repaid loans often stay hereopen. Credit "Your money" is a solution for those who urgently need money. And to be honest, you only need to agree to contact the corporation when you are in a hopeless situation. It is better to avoid microfinance institutions, if possible! Your Money is not an organization you can blindly trust!