JMoney Bank: customer reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

GMoney Bank, reviews of which can be found on relevant forums, came to the Russian credit market almost immediately after the collapse of the Soviet Union. This financial institution is a division of the credit giant General Electric, founded back in the 30s of the XX century. She was mainly engaged in providing consumer loans to individuals for the purchase of various types of household appliances.

Today, GMoney Bank, whose branch addresses can be found on the relevant information resources, is mainly engaged in issuing various credit cards to its customers. And although the way of lending has changed, the main direction of the financial institution has not changed. It is still issuing consumer loans just like it has been for the last 70 years.

GE Money Bank – core services

Today, the main list of services provided by a financial institution includes the following operations:

• registration of bank credit cards;
• individual loans;
• car loans;
• mortgage lending;
• cooperation with large retail chains.

"Gee Money Bank", reviews of which, by the way, are not always flattering, offers its customers a wide range of loan programs. Here you can get the necessary amount to buy a new or used car, real estate or household appliances. All loans are issued as quickly as possible, and an excessively large package of documents is not required. It is enough for the borrower to provide a collateral object. They can be both a car and real estate or securities. In principle, almost any material value can act as a guarantor of the repayment of a loan by the client. In addition, GMoney Bank, whose reviews of experts put it on a par with the largest Russian financial institutions, usually requires the borrower to take out insurance in case of delay in the loan program.

And although the GEM banking network in the Russian Federation is not as developed as in other countries, it still remains recognizable. GMoney Bank, which branches can be found in more than 55 countries around the world, today serves more than 130 million customers. This information allows him to take a leading place in the field of lending. Such popularity is due to the fact that the bank creates very good conditions for the average consumer and works with any clients. You can get a loan in this organization very quickly, even without supernatural income.

"Gee Money Bank", reviews of which are very different, has a huge authorized capital, currently amounting to a solid amount of half a billion rubles. The company's assets reach 28 billion rubles. The organization has been participating in the deposit insurance program since 2005. This makes it possible for each depositor of the bank in question to feel calm in relation to the invested funds. After all, he will not lose them in the event of bankruptcy of the organization. The Government of the Russian Federation undertakes to pay in this case all deposits of citizens that do not exceed the threshold of 700 thousand rubles.