2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
JSC "Rosselkhozbank" was established by the government of the Russian Federation in 2000. The shares of this financial organization are 100% state-owned. The initial specialization of this bank was the financing of various agro-industrial enterprises, but over time, the list of its services has expanded significantly. Today, this financial institution is actively engaged in lending and accepting deposits from the public.
"Rosselkhozbank", reviews of which can be found very different, offers its customers the following services:
- payroll cards and loans to various corporate clients;
- operations with precious metals and securities;
- various currency transactions;
- deposits, loans, plastic cards and other services for individuals.
The number of branches of this financial organization is about 1500. That is how many bank branches there are in cities, villages and other settlements of the Russian Federation. In terms of the number of branches, Rosselkhozbank ranks second among all similar institutionsRussia. In addition, the credit institution has its representative offices in neighboring countries, namely: in Azerbaijan, Belarus, Tajikistan, Armenia and Kazakhstan.
"Rosselkhozbank": features of work
Initially, the banking organization was aimed at supporting and developing the agricultural sector of the Russian Federation. It is precisely because Rosselkhozbank is intended to implement the government's plans for the development of the agricultural sector that owners of personal subsidiary plots can take advantage of a unique loan program. It involves the issuance of funds for the development of their own farm with a very low interest rate - 14%.
Today, Rosselkhozbank, reviews of which can be found in huge numbers, offers its customers a huge variety of different loan programs. Since the financial organization is under the full control of the Russian government, a large number of them are supported by the state. The programs "Young Family" and "Military Mortgage" can be an excellent example. As part of these loans, borrowers can get new housing at very competitive prices. To do this, it will be enough for them to present the necessary package of documents to Rosselkhozbank. Reviews of experts advise in this case to buy housing in a house under construction. Thus, you can get a new apartment at an adequate price, even taking into account the overpayment. On average, investments in a house under construction bring about 40-50% of dividends, which will just close the overpayment onmortgage loan. In addition, the government usually pays an initial and several subsequent contributions as part of the program grant.
Rosselkhozbank: reviews
Most of this bank's clients highly praise its employees for their professionalism, and the organization itself for its convenience. Being under the full control of the government, this institution has the opportunity to help the citizens of the Russian Federation and positively influence the development of the agricultural sector.
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