Raiffeisenbank's partner banks: full list

2024 Author: Howard Calhoun | [email protected]. Last modified: 2024-01-17 18:37

Raiffeisenbank has been assigned a Ba2 Stable rating on Moody`s international scale. A sustainable financial institution ranks 14th in the Russian Federation in terms of net assets and 7th in terms of net profit.

A reputable organization has trustworthy counterparties. Russian banks that are Raiffeisenbank's partners have achieved no less outstanding results and, in addition, are loyal to the clients of a representative of a serious holding from Austria. Partner units are ready to provide services to Raiffeisenbank cardholders 24 hours a day.

Number of devices

The list of places where you can pay by bank transfer is expanding in the country. But the need for cash notes is still great: to pay taxi fares, give service personnel a tip, buy Forbes magazine at the Rospechat kiosk.

The CFU under consideration offers users for operations with physicalusing payment means to use a network of own devices, a total of 2000 pieces of equipment. In addition, there are 16,000 ATMs and terminals that provide services “at home rates”. Replenishment is available in 7, 5 thousand modules.

Cardholders are also served without commission by partner banks of Raiffeisenbank.

In the cities of Russia, including in the capital of the South Urals, Chelyabinsk, users of RBF banking plastic can freely find the equipment of eight partner banks for depositing / withdrawing cash.

Exchange of dollar for Russian currency

Let's consider the situation when it is not possible to replenish the card with rubles. The wallet contains only dollars and euros. You can deposit dollars or euros for plastic only at Raiffeisenbank units.

The operation of depositing cash through the banking module is more profitable in terms of conversion than exchange at the cash desk. Although there is an even more profitable way of exchange - through the Internet bank. All courses are listed on the website of the bank in question. For example, on November 02, the exchange of a dollar for Russian money is as follows:

• Internet bank 1: 56, 85;
• ATM 1: 56, 65;
• Cashier branch 1: 56, 40.

On the calculator, you can sum up the results as a percentage. Conversion through the banking module is more profitable than a transaction through the cash desk by 0.443%. So, exchanging 1 thousand dollars through the device will give an additional 443 rubles compared to the operation through the cashier.

Magnificent Eight

Customers,those who use Visa and MasterCard received from Raiffeisenbank can make ruble transactions without additional costs in the partner network of the analyzed CFU. The register consists of eight banks, according to information from the official website on 2017-29-10, allowing you to withdraw money without commission. Two banks from the list allow the replenishment of the plastic of consumers of the "RFB" services.

Name of KFU partner	Ranking by asset value	Transactions without commission
		Remove	Top up
Gazprombank	3	+
"Moscow Credit Bank"	9	+	+
Rosselkhozbank	5	+
UniCredit Bank	11	+
"BinBank"	12	+	+
Rosbank	13	+
URALSIB Bank	20	+
"Energotransbank"	132	+

Offices of institutionsBinbank and Moscow Credit Bank accept only Russian money from Raiffeisenbank clients and no more than 45 (forty-five) thousand rubles per transaction.

Periodicity	Maximum total number of transactions	Maximum total amount of transactions for the period, thousand rubles.
Day	3	45
Week	10	300
Month	15	450

Raiffeisenbank issues 6 types of ruble loan cards and 15 types of debit cards, five of which allow transfers not only with Russian currency, but also with dollars and euros. But, we repeat that you can work with currency only in Raiffeisenbank machines.

Requested withdrawal amount differs from deposit amount.

KFU name	Withdrawal amount for 1 operation, RUB thousand
"BinBank"	150
Gazprombank	150
"Moscow Credit Bank"	150
"Rosbank"	150
Rosselkhozbank	200
"Uralsib Bank"	150
"UniCreditBank"	100
"Energotransbank"	150

Depending on the denomination of banknotes, limits on the amount of one transaction may vary at an ATM. Before making an investment or withdrawal of paper money in the aggregates of partner banks, you can find out the balance of the card account for free.

The result depends on the denomination

ATMs are set to the number of banknotes. The technically possible maximum amount of circulation of cash sheets in the machine is 30 banknotes.

If the denomination of the money sheet is five thousand, then you can withdraw 150 thousand in one transaction. Loaded with thousandth bills, the unit will allow you to withdraw five times less at a time - only 30 thousand. The smaller the denomination of banknotes in the dispenser of the machine, the smaller the amount of money withdrawn.

Cash out and replenish in the city of white nights

58 Raiffeisenbank units for withdrawing and depositing cash were registered in St. Petersburg.

In addition, Raiffeisenbank's partner banks in St. Petersburg help RFB users to receive cash or replenish a card at institutions' machines:

• "Binbank";
• Gazprombank;
• "Moscow Credit Bank";
• "Rosbank";
• Rosselkhozbank;
• "Uralsib";
• "Energotransbank";
• "UniCreditBank".

The number of devices for receiving and issuing money in St. Petersburg varies among banks. Banks from the top twenty rating are represented in the city by the number of offices, ATMs and terminals.

In the only St. Petersburg branch of Energotransbank, an ATM was installed to accept cash from partners' clients.

"Moscow Credit Bank" so far has the only unit that accepts money in the city of St. Petersburg on the Pulkovskoye Highway in the premises of the Avtodom car dealership. This information can be found on the website of the financial institution. MCB clients, if necessary, withdraw money in the modules of all partners, including through Raiffeisenbank devices, and deposit banknotes through the Alfa-Bank unit.

How to identify a partner

The chain of mutual services was confirmed and closed in a ring. This gives hope for the problem-free use of plastic by both Raiffeisenbank and its partners.

Consumers of the services of partner banks can, if necessary, use Raiffeisenbank's cash deposit/withdrawal modules.

Each financial institution has developed a recognizable logo. It is useful for the reader-counterparty of the bank to know the "picture" of the institution in order to easily find the desired device.

Usually, the bank logo is located on the body of the machine on both sides andfront side. In addition, information about the KFU website and the emergency telephone number is applied on the sides.

In RBF branches near ATMs there is an information stand with the addresses of terminals and ATMs of partner banks.

Emergency bank assistance

The hotline advises plastic holders in difficult and non-standard situations. The client should conduct the conversation patiently and calmly, as most hotlines are robotic. A conversation with a live operator is a rarity. Therefore, suggestions and wishes should be stated clearly and concisely.

If you have any questions about working with ATMs without a commission of partner banks of Raiffeisenbank, then the hotline will definitely help.

Incomplete namesake

Ukrainian Raiffeisenbank Aval is part of the Raiffeisen Bank International AG holding. A large bank has gained a high reputation in the market, consumers trust KFU, whose shareholders are RB with a share of 68.3% and the European Bank for Reconstruction and Development with a capital ownership of 30%.

The political events of 2014 led to the closure of Aval branches in Russia, including the Republic of Crimea.

As of the date of writing, there are no partnerships between the Russian "RFB" and the Ukrainian "Raiffeisenbank Aval". Clients of these banks will not be able to quickly use the units of a consonant institutionneither for withdrawals nor for cash receipts. Information received from hotline.

Trust percentage

Deposit and withdrawal of cash from plastic is made without commission.

To understand how convenient it is to have constant companions when conducting cash transactions, you should familiarize yourself with the percentage of payments when an interaction is made with a “foreign” bank or a “foreign” card, for example, a transfer.

Transfer from own card to plastic of "other" banks:

• from debit - 1.5% of the transfer amount, but at least 50 Russian rubles, 3 US dollars or 3 euros;
• with credit - 3% of the amount of the shipment + 300 Russian rubles.

Transfer within Raiffeisenbank to cards of other customers:

• with debit - no commission;
• with a credit card - 3% of the transfer amount plus 300 Russian rubles.

Transfer from the plastic of "foreign" banks to your own "RFB" card.

No commission, but a transfer fee may be charged by the issuing bank of the debit object. For example, if you transfer money from a debit card of a "foreign" Sberbank to a credit plastic "RFB", then Sberbank will write off 0.3% for the service, and Raiffeisen will not take a penny.

Move money between own Raiffeisenbank cards:

• with debit - no commission;
• with a credit card - 3% of the transfer amount plus 300 Russian rubles.

Partner banks work similarly. Cash transactions do not impose encumbrances on the client of Raiffeisenbank, regardless of whether the counterparty puts money on the card at the RFB ATM or deposits through the aggregates of partner banks. Only wire transfers are subject to interest withholding.